Near You · Mckinney
Mortgage Brokers Near You in Mckinney, TX
Find mortgage brokers close to you in Mckinney. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Mckinney, TX by verified customer ratings and review volume. The highest-rated is CORE Mortgage with a 4.8-star rating from 231 verified reviews. Also in the top tier: Gail Hillman at CrossCountry Mortgage and James Hoglen NMLS #211689 - ITrustLendingTeam. The average rating across all listed mortgage brokers in Mckinney is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Mckinney: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
75
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
James Hoglen NMLS #211689 - ITrustLendingTeam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
Mortgage Brokers Rankings in Mckinney, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #2 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #3 | James Hoglen NMLS #211689 - ITrustLendingTeam7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA | 5.0★ | 33 |
| #4 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #5 | AWay Home Loans, LLC NMLS# 19444727300 State Hwy 121 suite 300, McKinney, TX 75070, USA | 5.0★ | 65 |
| #6 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #7 | Hawkins Mortgage Group6401 S Custer Rd, McKinney, TX 75070, USA | 5.0★ | 38 |
| #8 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #9 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Mckinney
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070, USA
AWay Home Loans, LLC NMLS# 1944472
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Hawkins Mortgage Group
6401 S Custer Rd, McKinney, TX 75070, USA
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Mike Remington - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75072, USA
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Frequently Asked Questions — Mortgage Brokers in Mckinney
What does a mortgage broker do differently than going directly to a bank in Mckinney?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mckinney?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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