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Mortgage Brokers Near You in Mesa, AZ
Find mortgage brokers close to you in Mesa. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Mesa, AZ by verified customer ratings and review volume. The highest-rated is Sun American Mortgage Company with a 4.9-star rating from 959 verified reviews. Also in the top tier: AZ Lending Experts, LLC and Derek Hargrove - Sun American Mortgage Company. The average rating across all listed mortgage brokers in Mesa is 5 stars from 411 reviews per business on average.
Mortgage brokers in Mesa: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
411
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Sun American Mortgage Company
4140 E Baseline Rd STE 206, Mesa, AZ 85206, USA
AZ Lending Experts, LLC
114 W Main St Suite 112, Mesa, AZ 85201, USA
Derek Hargrove - Sun American Mortgage Company
4140 E Baseline Rd STE 206, Mesa, AZ 85206, USA
Mortgage Brokers Rankings in Mesa, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sun American Mortgage Company4140 E Baseline Rd STE 206, Mesa, AZ 85206, USA | 4.9★ | 959 |
| #2 | AZ Lending Experts, LLC114 W Main St Suite 112, Mesa, AZ 85201, USA | 4.9★ | 340 |
| #3 | Derek Hargrove - Sun American Mortgage Company4140 E Baseline Rd STE 206, Mesa, AZ 85206, USA | 5.0★ | 202 |
| #4 | Dakota Mortgage Team2913 N Power Rd STE 108, Mesa, AZ 85215, USA | 5.0★ | 120 |
| #5 | Echo Home Loans1910 S Stapley Dr #221, Mesa, AZ 85204, USA | 5.0★ | 134 |
| #6 | Fairway Independent Mortgage Corporation5416 E Baseline Rd Suite 220, Mesa, AZ 85206, USA | 5.0★ | 288 |
| #7 | Starwest Mortgage Corporation1818 E Southern Ave #15c, Mesa, AZ 85204, USA | 5.0★ | 162 |
| #8 | Trusted Lending Center3514 N Power Rd STE 128, Mesa, AZ 85215, USA | 4.9★ | 79 |
| #9 | Valley Mortgage Financial LLC3404 E Jaeger Cir, Mesa, AZ 85213, USA | 4.9★ | 71 |
| #10 | United Mortgage Financial Group, Inc.3707 E Southern Ave, Mesa, AZ 85206, USA | 4.9★ | 55 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Mesa
Fairway Independent Mortgage Corporation
5416 E Baseline Rd Suite 220, Mesa, AZ 85206, USA
Starwest Mortgage Corporation
1818 E Southern Ave #15c, Mesa, AZ 85204, USA
Trusted Lending Center
3514 N Power Rd STE 128, Mesa, AZ 85215, USA
Valley Mortgage Financial LLC
3404 E Jaeger Cir, Mesa, AZ 85213, USA
Aaron Chapman EVP of North American Financial Corp
2220 S Country Club Dr #101, Mesa, AZ 85210, USA
QUALIFY FIRST-Mortgage Broker
1423 S Higley Rd #118, Mesa, AZ 85206, USA
KHoward Mortgage Team
2913 N Power Rd STE 108, Mesa, AZ 85215, USA
Bonelli Financial Group
136 W Main St #101, Mesa, AZ 85201, USA
Jon DesJardins - Sun American Mortgage
4140 E Baseline Rd, Mesa, AZ 85206, USA
Discount Mortgage Advisors
5304 E Southern Ave #106, Mesa, AZ 85206, USA
SecurityNational Mortgage Company
1630 S Stapley Dr #206, Mesa, AZ 85204, USA
Barrett Financial Group, L.L.C.
2701 E Insight Wy #150, Chandler, AZ 85286, USA
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Frequently Asked Questions — Mortgage Brokers in Mesa
What does a mortgage broker do differently than going directly to a bank in Mesa?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mesa?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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