4.5+ Stars · Miami
Highly Rated Mortgage Brokers in Miami, FL
Only the best make this list. These mortgage brokers in Miami have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Miami, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Bold Mortgage with a 5.0-star rating from 985 Google reviews and an RNM Score of 88/100. Also in the top tier: Iconic Mortgage & Real Estate Corp and Rate Leaf Mortgage. The average rating across all listed mortgage brokers in Miami is 5 stars from 237 reviews per business on average.
Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Bennett Capital Partners Mortgage Brokers
Bennett Capital Partners Mortgage Brokers stands out as the top-ranked broker due to its consistent high ratings and strong reputation for personalized service in the Miami market.
Most Reviewed
Bennett Capital Partners Mortgage Brokers
A high review count indicates a broad base of customer experiences, which can provide more reliable insight into the broker's consistency and trustworthiness.
When choosing a mortgage broker in Miami, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and a proven track record of closing loans on time.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
237
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by nearly 1,000 clients with a perfect 5.0-star rating on Google.
4960 SW 72nd Ave # 400, Miami, FL 33155, USATrusted by hundreds, this Miami mortgage broker holds a strong 4.7-star rating.
6100 Waterford District Dr Suite 315, Miami, FL 33126, USATrusted by hundreds of clients with a perfect 5.0-star rating on Google.
999 NE 125th St, Miami, FL 33161, USAMortgage Brokers Rankings in Miami, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bold Mortgage4960 SW 72nd Ave # 400, Miami, FL 33155, USA | 5.0★ | 985 |
| #2 | Iconic Mortgage & Real Estate Corp6100 Waterford District Dr Suite 315, Miami, FL 33126, USA | 4.7★ | 714 |
| #3 | Rate Leaf Mortgage999 NE 125th St, Miami, FL 33161, USA | 5.0★ | 336 |
| #4 | The Mortgage Group LLC2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA | 5.0★ | 74 |
| #5 | Bennett Capital Partners Mortgage Brokers1101 Brickell Ave STE 800, Miami, FL 33131, USA | 5.0★ | 100 |
| #6 | PierPoint Mortgage Miami, FL13727 SW 152nd St, Miami, FL 33177, USA | 5.0★ | 22 |
| #7 | Miami Mortgage Brokers333 SE 2nd Ave STE 2000, Miami, FL 33131, USA | 5.0★ | 125 |
| #8 | Ready Mortgage Lenders, LLC1000 NW 57th Ct #120, Miami, FL 33126, USA | 4.9★ | 329 |
| #9 | Lending Bankers Mortgage848 Brickell Ave #1200, Miami, FL 33131, USA | 5.0★ | 308 |
| #10 | Mortgage Bolt848 Brickell Ave #840, Miami, FL 33131, USA | 4.9★ | 110 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Miami
Rated 5.0 stars from 74 Google reviews, this Miami mortgage broker is highly trusted.
2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA
5.0 stars from over 100 Google reviews, reflecting consistent client satisfaction.
1101 Brickell Ave STE 800, Miami, FL 33131, USA
Exceptional 5.0-star rating from 22 customer reviews in Miami.
13727 SW 152nd St, Miami, FL 33177, USA
Miami's top-rated mortgage broker with 125 perfect 5.0-star Google reviews.
333 SE 2nd Ave STE 2000, Miami, FL 33131, USA
Rated 4.9 stars from over 300 Google reviews, this Miami mortgage broker is top-rated.
1000 NW 57th Ct #120, Miami, FL 33126, USA
Earns a perfect 5.0-star rating from over 300 local Google reviews.
848 Brickell Ave #1200, Miami, FL 33131, USA
Trusted by hundreds of clients with a stellar 4.9-star rating.
848 Brickell Ave #840, Miami, FL 33131, USA
Trusted Miami mortgage broker with a 4.9★ rating from 68 reviews.
1080 Brickell Ave Unit 3106, Miami, FL 33131, USA
5.0 stars from 38 Google reviews, reflecting exceptional client satisfaction.
7100 Biscayne Blvd #206, Miami, FL 33138, USA
Miami mortgage broker with a 4.9-star rating from 274 Google reviews.
2125 Biscayne Blvd Suite 220, Miami, FL 33137, USA
Exceptional 5.0-star rating from 177 Google reviews for this Miami mortgage broker.
9480 SW 77th Ave #201, Miami, FL 33156, USA
Top-rated Miami mortgage broker with 75 perfect 5.0-star Google reviews.
155 NE 82nd St suite #2, Miami, FL 33138, USA
Rated 4.9 stars from 55 Google reviews, this Miami mortgage broker is highly trusted.
800 Brickell Ave Suite 437, Miami, FL 33130, USA
Top-rated Miami mortgage broker with a perfect 5.0-star rating from over 300 reviews.
2136 NW 1st Ave Suite 200, Miami, FL 33127, USA
Consistently rated 5.0 stars from over 130 Google reviews for trusted mortgage guidance.
335 S Biscayne Blvd #2809, Miami, FL 33131, USA
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Mortgage Brokers in Miami, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Bold Mortgage | 88/100 | 5.0 ★ | 985 |
| 2 | Iconic Mortgage & Real Estate Corp | 83/100 | 4.7 ★ | 714 |
| 3 | Rate Leaf Mortgage | 88/100 | 5.0 ★ | 336 |
| 4 | The Mortgage Group LLC | 82/100 | 5.0 ★ | 74 |
| 5 | Bennett Capital Partners Mortgage Brokers | 83/100 | 5.0 ★ | 100 |
| 6 | PierPoint Mortgage Miami, FL | 75/100 | 5.0 ★ | 22 |
| 7 | Miami Mortgage Brokers | 85/100 | 5.0 ★ | 125 |
| 8 | Ready Mortgage Lenders, LLC | 87/100 | 4.9 ★ | 329 |
| 9 | Lending Bankers Mortgage | 88/100 | 5.0 ★ | 308 |
| 10 | Mortgage Bolt | 82/100 | 4.9 ★ | 110 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Miami
What does a mortgage broker do differently than going directly to a bank in Miami?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Miami?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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