4.5+ Stars · Miami

Highly Rated Mortgage Brokers in Miami, FL

Only the best make this list. These mortgage brokers in Miami have earned 4.5+ star ratings from real customers — consistently.

As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Miami, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Bold Mortgage with a 5.0-star rating from 985 Google reviews and an RNM Score of 88/100. Also in the top tier: Iconic Mortgage & Real Estate Corp and Dennis Vo - CMG Home Loans. The average rating across all listed mortgage brokers in Miami is 5 stars from 237 reviews per business on average.

Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Bennett Capital Partners Mortgage Brokers

Bennett Capital Partners Mortgage Brokers stands out as the top-ranked broker due to its consistent high ratings and strong reputation for personalized service in the Miami market.

Most Reviewed

Bennett Capital Partners Mortgage Brokers

A high review count indicates a broad base of customer experiences, which can provide more reliable insight into the broker's consistency and trustworthiness.

When choosing a mortgage broker in Miami, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and a proven track record of closing loans on time.

Filter:

Local Market Snapshot

18

Businesses listed

5★

Avg rating

237

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(985 reviews)

Trusted by nearly 1,000 clients with a perfect 5.0-star rating on Google.

4960 SW 72nd Ave # 400, Miami, FL 33155, USA
4.7(714 reviews)

Trusted by hundreds, this Miami mortgage broker holds a strong 4.7-star rating.

6100 Waterford District Dr Suite 315, Miami, FL 33126, USA
5.0(336 reviews)

Top-rated Miami mortgage broker with a perfect 5.0-star rating from over 300 reviews.

2136 NW 1st Ave Suite 200, Miami, FL 33127, USA

Mortgage Brokers Rankings in Miami, FL

#BusinessRatingReviews
#1Bold Mortgage4960 SW 72nd Ave # 400, Miami, FL 33155, USA5.0985
#2Iconic Mortgage & Real Estate Corp6100 Waterford District Dr Suite 315, Miami, FL 33126, USA4.7714
#3Dennis Vo - CMG Home Loans2136 NW 1st Ave Suite 200, Miami, FL 33127, USA5.0336
#4Tag Lending Group, LLC335 S Biscayne Blvd #2809, Miami, FL 33131, USA5.0132
#5Miami Mortgage Brokers333 SE 2nd Ave STE 2000, Miami, FL 33131, USA5.0125
#6Ready Mortgage Lenders, LLC1000 NW 57th Ct #120, Miami, FL 33126, USA4.9329
#7Lending Bankers Mortgage848 Brickell Ave #1200, Miami, FL 33131, USA5.0308
#8Mortgage Bolt848 Brickell Ave #840, Miami, FL 33131, USA4.9110
#9DAK Mortgage Broker1080 Brickell Ave Unit 3106, Miami, FL 33131, USA4.968
#10First Trust Capital7100 Biscayne Blvd #206, Miami, FL 33138, USA5.038

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Miami

4
5.0· 132 reviews

Consistently rated 5.0 stars from over 130 Google reviews for trusted mortgage guidance.

335 S Biscayne Blvd #2809, Miami, FL 33131, USA

5
5.0· 125 reviews

Miami's top-rated mortgage broker with 125 perfect 5.0-star Google reviews.

333 SE 2nd Ave STE 2000, Miami, FL 33131, USA

6
4.9· 329 reviews

Rated 4.9 stars from over 300 Google reviews, this Miami mortgage broker is top-rated.

1000 NW 57th Ct #120, Miami, FL 33126, USA

7
5.0· 308 reviews

Earns a perfect 5.0-star rating from over 300 local Google reviews.

848 Brickell Ave #1200, Miami, FL 33131, USA

8
4.9· 110 reviews

Trusted by hundreds of clients with a stellar 4.9-star rating.

848 Brickell Ave #840, Miami, FL 33131, USA

9
4.9· 68 reviews

Trusted Miami mortgage broker with a 4.9★ rating from 68 reviews.

1080 Brickell Ave Unit 3106, Miami, FL 33131, USA

10
5.0· 38 reviews

5.0 stars from 38 Google reviews, reflecting exceptional client satisfaction.

7100 Biscayne Blvd #206, Miami, FL 33138, USA

11
4.9· 274 reviews

Miami mortgage broker with a 4.9-star rating from 274 Google reviews.

2125 Biscayne Blvd Suite 220, Miami, FL 33137, USA

12
5.0· 177 reviews

Exceptional 5.0-star rating from 177 Google reviews for this Miami mortgage broker.

9480 SW 77th Ave #201, Miami, FL 33156, USA

13
5.0· 75 reviews

Top-rated Miami mortgage broker with 75 perfect 5.0-star Google reviews.

155 NE 82nd St suite #2, Miami, FL 33138, USA

14
4.9· 55 reviews

Rated 4.9 stars from 55 Google reviews, this Miami mortgage broker is highly trusted.

800 Brickell Ave Suite 437, Miami, FL 33130, USA

15
5.0· 100 reviews

5.0 stars from over 100 Google reviews, reflecting consistent client satisfaction.

1101 Brickell Ave STE 800, Miami, FL 33131, USA

16
5.0· 22 reviews

Exceptional 5.0-star rating from 22 customer reviews in Miami.

13727 SW 152nd St, Miami, FL 33177, USA

17
5.0· 336 reviews

Trusted by hundreds of clients with a perfect 5.0-star rating on Google.

999 NE 125th St, Miami, FL 33161, USA

18
5.0· 74 reviews

Rated 5.0 stars from 74 Google reviews, this Miami mortgage broker is highly trusted.

2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA

Data from Google Business listings
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Mortgage Brokers in Miami, FL — Compared

#BusinessRNM ScoreRatingReviews
1Bold Mortgage88/1005.0 ★985
2Iconic Mortgage & Real Estate Corp83/1004.7 ★714
3Dennis Vo - CMG Home Loans88/1005.0 ★336
4Tag Lending Group, LLC85/1005.0 ★132
5Miami Mortgage Brokers85/1005.0 ★125
6Ready Mortgage Lenders, LLC87/1004.9 ★329
7Lending Bankers Mortgage88/1005.0 ★308
8Mortgage Bolt82/1004.9 ★110
9DAK Mortgage Broker80/1004.9 ★68
10First Trust Capital78/1005.0 ★38

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Miami

What does a mortgage broker do differently than going directly to a bank in Miami?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Miami?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in FL?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Miami, FL

This page lists and ranks 18 mortgage brokers serving Miami, FL as of July 2026. The average verified rating across all listings is 5 stars, with an average of 237 customer reviews per business. The top-ranked mortgage brokers in Miami by our algorithm is Bold Mortgage (5.0 stars, 985 reviews). Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Miami: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

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