Licensed · Miami
Licensed & Insured Mortgage Brokers in Miami, FL
Every mortgage brokers listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Miami, FL by verified customer ratings and review volume. The highest-rated is Bold Mortgage with a 5.0-star rating from 985 verified reviews. Also in the top tier: Iconic Mortgage & Real Estate Corp and Dennis Vo - CMG Home Loans. The average rating across all listed mortgage brokers in Miami is 5 stars from 237 reviews per business on average.
Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
237
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Bold Mortgage
4960 SW 72nd Ave # 400, Miami, FL 33155, USA
Iconic Mortgage & Real Estate Corp
6100 Waterford District Dr Suite 315, Miami, FL 33126, USA
Dennis Vo - CMG Home Loans
2136 NW 1st Ave Suite 200, Miami, FL 33127, USA
Mortgage Brokers Rankings in Miami, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bold Mortgage4960 SW 72nd Ave # 400, Miami, FL 33155, USA | 5.0★ | 985 |
| #2 | Iconic Mortgage & Real Estate Corp6100 Waterford District Dr Suite 315, Miami, FL 33126, USA | 4.7★ | 714 |
| #3 | Dennis Vo - CMG Home Loans2136 NW 1st Ave Suite 200, Miami, FL 33127, USA | 5.0★ | 336 |
| #4 | Bennett Capital Partners Mortgage Brokers1101 Brickell Ave STE 800, Miami, FL 33131, USA | 5.0★ | 100 |
| #5 | Miami Mortgage Brokers333 SE 2nd Ave STE 2000, Miami, FL 33131, USA | 5.0★ | 125 |
| #6 | The Mortgage Group LLC2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA | 5.0★ | 74 |
| #7 | Ready Mortgage Lenders, LLC1000 NW 57th Ct #120, Miami, FL 33126, USA | 4.9★ | 329 |
| #8 | Lending Bankers Mortgage848 Brickell Ave #1200, Miami, FL 33131, USA | 5.0★ | 308 |
| #9 | DAK Mortgage Broker1080 Brickell Ave Unit 3106, Miami, FL 33131, USA | 4.9★ | 68 |
| #10 | Mortgage Bolt848 Brickell Ave #840, Miami, FL 33131, USA | 4.9★ | 110 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Miami
Bennett Capital Partners Mortgage Brokers
1101 Brickell Ave STE 800, Miami, FL 33131, USA
Miami Mortgage Brokers
333 SE 2nd Ave STE 2000, Miami, FL 33131, USA
The Mortgage Group LLC
2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA
Ready Mortgage Lenders, LLC
1000 NW 57th Ct #120, Miami, FL 33126, USA
Lending Bankers Mortgage
848 Brickell Ave #1200, Miami, FL 33131, USA
DAK Mortgage Broker
1080 Brickell Ave Unit 3106, Miami, FL 33131, USA
Mortgage Bolt
848 Brickell Ave #840, Miami, FL 33131, USA
Rate Leaf Mortgage
999 NE 125th St, Miami, FL 33161, USA
The Mortgage Calculator
2125 Biscayne Blvd Suite 220, Miami, FL 33137, USA
PierPoint Mortgage Miami, FL
13727 SW 152nd St, Miami, FL 33177, USA
Tag Lending Group, LLC
335 S Biscayne Blvd #2809, Miami, FL 33131, USA
Madison Capital Mortgage Group
800 Brickell Ave Suite 437, Miami, FL 33130, USA
Swiftlend.com Mortgage Company
155 NE 82nd St suite #2, Miami, FL 33138, USA
PS Mortgage Lending
9480 SW 77th Ave #201, Miami, FL 33156, USA
First Trust Capital
7100 Biscayne Blvd #206, Miami, FL 33138, USA
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Frequently Asked Questions — Mortgage Brokers in Miami
What does a mortgage broker do differently than going directly to a bank in Miami?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Miami?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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