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Same-Day Mortgage Brokers in Miami, FL

Can't wait a week? These mortgage brokers in Miami offer same-day or next-day appointments. Call now to check availability.

As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Miami, FL by verified customer ratings and review volume. The highest-rated is Bold Mortgage with a 5.0-star rating from 985 verified reviews. Also in the top tier: Iconic Mortgage & Real Estate Corp and Dennis Vo - CMG Home Loans. The average rating across all listed mortgage brokers in Miami is 5 stars from 237 reviews per business on average.

Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

18

Businesses listed

5★

Avg rating

237

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Bold Mortgage

5.0(985 reviews)

4960 SW 72nd Ave # 400, Miami, FL 33155, USA

🥈

Iconic Mortgage & Real Estate Corp

4.7(714 reviews)

6100 Waterford District Dr Suite 315, Miami, FL 33126, USA

🥉

Dennis Vo - CMG Home Loans

5.0(336 reviews)

2136 NW 1st Ave Suite 200, Miami, FL 33127, USA

Mortgage Brokers Rankings in Miami, FL

#BusinessRatingReviews
#1Bold Mortgage4960 SW 72nd Ave # 400, Miami, FL 33155, USA5.0985
#2Iconic Mortgage & Real Estate Corp6100 Waterford District Dr Suite 315, Miami, FL 33126, USA4.7714
#3Dennis Vo - CMG Home Loans2136 NW 1st Ave Suite 200, Miami, FL 33127, USA5.0336
#4Miami Mortgage Brokers333 SE 2nd Ave STE 2000, Miami, FL 33131, USA5.0125
#5The Mortgage Group LLC2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA5.074
#6Ready Mortgage Lenders, LLC1000 NW 57th Ct #120, Miami, FL 33126, USA4.9329
#7Lending Bankers Mortgage848 Brickell Ave #1200, Miami, FL 33131, USA5.0308
#8DAK Mortgage Broker1080 Brickell Ave Unit 3106, Miami, FL 33131, USA4.968
#9Mortgage Bolt848 Brickell Ave #840, Miami, FL 33131, USA4.9110
#10Rate Leaf Mortgage999 NE 125th St, Miami, FL 33161, USA5.0336

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Miami

4

Miami Mortgage Brokers

5.0· 125 reviews

333 SE 2nd Ave STE 2000, Miami, FL 33131, USA

5

The Mortgage Group LLC

5.0· 74 reviews

2550 S Bayshore Dr #207-A, Coconut Grove, FL 33133, USA

6

Ready Mortgage Lenders, LLC

4.9· 329 reviews

1000 NW 57th Ct #120, Miami, FL 33126, USA

7

Lending Bankers Mortgage

5.0· 308 reviews

848 Brickell Ave #1200, Miami, FL 33131, USA

8

DAK Mortgage Broker

4.9· 68 reviews

1080 Brickell Ave Unit 3106, Miami, FL 33131, USA

9

Mortgage Bolt

4.9· 110 reviews

848 Brickell Ave #840, Miami, FL 33131, USA

10

Rate Leaf Mortgage

5.0· 336 reviews

999 NE 125th St, Miami, FL 33161, USA

11

The Mortgage Calculator

4.9· 274 reviews

2125 Biscayne Blvd Suite 220, Miami, FL 33137, USA

12

PierPoint Mortgage Miami, FL

5.0· 22 reviews

13727 SW 152nd St, Miami, FL 33177, USA

13

Tag Lending Group, LLC

5.0· 132 reviews

335 S Biscayne Blvd #2809, Miami, FL 33131, USA

14

Madison Capital Mortgage Group

4.9· 55 reviews

800 Brickell Ave Suite 437, Miami, FL 33130, USA

15

Swiftlend.com Mortgage Company

5.0· 75 reviews

155 NE 82nd St suite #2, Miami, FL 33138, USA

16

PS Mortgage Lending

5.0· 177 reviews

9480 SW 77th Ave #201, Miami, FL 33156, USA

17

First Trust Capital

5.0· 38 reviews

7100 Biscayne Blvd #206, Miami, FL 33138, USA

18

Bennett Capital Partners Mortgage Brokers

5.0· 100 reviews

1101 Brickell Ave STE 800, Miami, FL 33131, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Miami

What does a mortgage broker do differently than going directly to a bank in Miami?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Miami?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in FL?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Miami, FL

This page lists and ranks 18 mortgage brokers serving Miami, FL as of May 2026. The average verified rating across all listings is 5 stars, with an average of 237 customer reviews per business. The top-ranked mortgage brokers in Miami by our algorithm is Bold Mortgage (5.0 stars, 985 reviews). Mortgage brokers in Miami: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Miami: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Miami