Best Value · Nashville
Affordable Insurance Agents in Nashville, TN
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As of May 2026, RatingsNearMe ranks 17 insurance agents in Nashville, TN by verified customer ratings and review volume. The highest-rated is Fiesta Auto Insurance & Tax Service with a 5.0-star rating from 1,108 verified reviews. Also in the top tier: Tennessee Auto Insurance Agency and First Acceptance Insurance. The average rating across all listed insurance agents in Nashville is 4.8 stars from 691 reviews per business on average.
Insurance in Nashville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
691
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Fiesta Auto Insurance & Tax Service
3792 Nolensville Pk, Nashville, TN 37211, USA
Tennessee Auto Insurance Agency
244 N Lowry St, Smyrna, TN 37167, USA
First Acceptance Insurance
3813 Green Hills Village Dr, Nashville, TN 37215, USA
Insurance Agents Rankings in Nashville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fiesta Auto Insurance & Tax Service3792 Nolensville Pk, Nashville, TN 37211, USA | 5.0★ | 1,108 |
| #2 | Tennessee Auto Insurance Agency244 N Lowry St, Smyrna, TN 37167, USA | 5.0★ | 1,324 |
| #3 | First Acceptance Insurance3813 Green Hills Village Dr, Nashville, TN 37215, USA | 4.1★ | 1,682 |
| #4 | Nashville Insurance Group, Inc.: Allstate Insurance5550 Franklin Pike STE 103, Nashville, TN 37220, USA | 4.6★ | 113 |
| #5 | 2nd Chance Insurance2603 Elm Hill Pike suite d, Nashville, TN 37214, USA | 4.2★ | 27 |
| #6 | HQ Insurance2451 Atrium Way, Nashville, TN 37214, USA | 4.9★ | 86 |
| #7 | Prime SR22 Insurance Nashville639 Church St, Nashville, TN 37219, USA | — | — |
| #8 | S&S Insurance Agency625 Main St Suite 105, Nashville, TN 37206, USA | 4.9★ | 43 |
| #9 | Lockeland Insurance Advisors204 S 11th St UNIT 200, Nashville, TN 37206, USA | 5.0★ | 73 |
| #10 | BTJ Insurance Inc432 Bell Rd, Nashville, TN 37217, USA | 4.9★ | 255 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Nashville
Nashville Insurance Group, Inc.: Allstate Insurance
5550 Franklin Pike STE 103, Nashville, TN 37220, USA
2nd Chance Insurance
2603 Elm Hill Pike suite d, Nashville, TN 37214, USA
Prime SR22 Insurance Nashville
639 Church St, Nashville, TN 37219, USA
S&S Insurance Agency
625 Main St Suite 105, Nashville, TN 37206, USA
Lockeland Insurance Advisors
204 S 11th St UNIT 200, Nashville, TN 37206, USA
Prime Business Insurance Group, LLC
Montrose Ave, Nashville, TN 37204, USA
Acceptance Insurance
1717 Church St B, Nashville, TN 37203, USA
Jeff Summers - State Farm Insurance Agent
3805 Charlotte Ave, Nashville, TN 37209, USA
Robins Insurance Agency, Inc.
11 Music Cir S, Nashville, TN 37203, USA
Valencia Insurance
3765 Nolensville Pk, Nashville, TN 37211, USA
Southwestern Insurance Group
2451 Atrium Way, Nashville, TN 37214, USA
Wilshire Insurance Group
111 17th Ave S, Nashville, TN 37203, USA
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Frequently Asked Questions — Insurance Agents in Nashville
What is the difference between a captive and independent insurance agent in Nashville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Nashville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Nashville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Nashville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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