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We don't have insurance agents listed specifically in Owensboro yet — these top-rated pros from Evansville serve your area and are available for calls and quotes today.
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Emergency Insurance Agents in Owensboro, KY — Available 24/7
When you can't wait, these insurance agents in Owensboro offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Owensboro, KY by verified customer ratings and review volume. The highest-rated is Paradise Insurance Group with a 5.0-star rating from 57 verified reviews. Also in the top tier: Rich Royalty Jr - State Farm Insurance Agent and Daniel Edwards - GEICO Insurance Agent. The average rating across all listed insurance agents in Owensboro is 4.8 stars from 155 reviews per business on average.
Insurance in Owensboro: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
155
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Paradise Insurance Group
605 State St, Newburgh, IN 47630, USA
Rich Royalty Jr - State Farm Insurance Agent
7820 Eagle Crest Blvd Ste 203, Evansville, IN 47715, USA
Daniel Edwards - GEICO Insurance Agent
244 N Burkhardt Rd, Evansville, IN 47715, USA
Insurance Agents Rankings in Owensboro, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Paradise Insurance Group605 State St, Newburgh, IN 47630, USA | 5.0★ | 57 |
| #2 | Rich Royalty Jr - State Farm Insurance Agent7820 Eagle Crest Blvd Ste 203, Evansville, IN 47715, USA | 4.8★ | 165 |
| #3 | Daniel Edwards - GEICO Insurance Agent244 N Burkhardt Rd, Evansville, IN 47715, USA | 4.9★ | 483 |
| #4 | Affordable Insurance Agency INC6240 E Virginia St suite b, Evansville, IN 47715, USA | 4.4★ | 44 |
| #5 | First Class Insurance Services4600 Washington Ave Suite 112-14, Evansville, IN 47714, USA | 4.8★ | 16 |
| #6 | Hartke Insurance809 S Green River Rd, Evansville, IN 47715, USA | 4.5★ | 215 |
| #7 | Davis Insurance Group1340 Hirschland Rd, Evansville, IN 47715, USA | 5.0★ | 76 |
| #8 | Lancaster Insurance Agency658 S Green River Rd, Evansville, IN 47715, USA | 5.0★ | 32 |
| #9 | TRI-STATE INSURANCE GROUP981 S Kenmore Dr # A, Evansville, IN 47714, USA | 4.9★ | 34 |
| #10 | Acceptance Insurance3012 Covert Ave Ste E, Evansville, IN 47714, USA | 4.8★ | 237 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Owensboro
Affordable Insurance Agency INC
6240 E Virginia St suite b, Evansville, IN 47715, USA
First Class Insurance Services
4600 Washington Ave Suite 112-14, Evansville, IN 47714, USA
Hartke Insurance
809 S Green River Rd, Evansville, IN 47715, USA
Davis Insurance Group
1340 Hirschland Rd, Evansville, IN 47715, USA
Lancaster Insurance Agency
658 S Green River Rd, Evansville, IN 47715, USA
TRI-STATE INSURANCE GROUP
981 S Kenmore Dr # A, Evansville, IN 47714, USA
Acceptance Insurance
3012 Covert Ave Ste E, Evansville, IN 47714, USA
Chad Mabry - State Farm Insurance Agent
1442 N Green River Rd, Evansville, IN 47715, USA
Mike McCutchan - State Farm Insurance Agent
4313 E Morgan Ave Suite B, Evansville, IN 47715, USA
Vicki Brasel - State Farm Insurance Agent
11 Vann Ave, Evansville, IN 47714, USA
Torian Insurance
3000 E Division St, Evansville, IN 47711, USA
McGowan Insurance Group
32 N Weinbach Ave, Evansville, IN 47711, USA
Hahn Insurance Agency
201 E Diamond Ave, Evansville, IN 47711, USA
Archer Insurance
2603 N First Ave, Evansville, IN 47710, USA
Paulson Insurance
1137 W Mill Rd # 100, Evansville, IN 47710, USA
Mark Price Insurance Agency
11001 IN-66, Evansville, IN 47712, USA
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Frequently Asked Questions — Insurance Agents in Owensboro
What is the difference between a captive and independent insurance agent in Owensboro?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in KY?
Search the KY Department of Insurance's online license lookup — Google "KY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in KY must be licensed with the state.
How much does working with a local insurance agent in Owensboro cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Owensboro?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Owensboro adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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