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We don't have insurance agents listed specifically in Owensboro yet — these top-rated pros from Evansville serve your area and are available for calls and quotes today.
Licensed · Owensboro
Licensed & Insured Insurance Agents in Owensboro, KY
Every insurance agents listed here carries proper licensing and insurance in KY. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Owensboro, KY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Paradise Insurance Group with a 5.0-star rating from 57 Google reviews and an RNM Score of 80/100. Also in the top tier: Rich Royalty Jr - State Farm Insurance Agent and Daniel Edwards - GEICO Insurance Agent. The average rating across all listed insurance agents in Owensboro is 4.8 stars from 155 reviews per business on average.
Insurance in Owensboro: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
155
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Earns a perfect 5.0-star rating from 57 Google reviews in Evansville.
605 State St, Newburgh, IN 47630, USARated 4.8 stars from 165 Google reviews, this Evansville agent is highly trusted.
7820 Eagle Crest Blvd Ste 203, Evansville, IN 47715, USATrusted by hundreds of clients with a near-perfect 4.9-star rating in Evansville.
244 N Burkhardt Rd, Evansville, IN 47715, USAInsurance Agents Rankings in Owensboro, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Paradise Insurance Group605 State St, Newburgh, IN 47630, USA | 5.0★ | 57 |
| #2 | Rich Royalty Jr - State Farm Insurance Agent7820 Eagle Crest Blvd Ste 203, Evansville, IN 47715, USA | 4.8★ | 165 |
| #3 | Daniel Edwards - GEICO Insurance Agent244 N Burkhardt Rd, Evansville, IN 47715, USA | 4.9★ | 483 |
| #4 | Affordable Insurance Agency INC6240 E Virginia St suite b, Evansville, IN 47715, USA | 4.4★ | 44 |
| #5 | First Class Insurance Services4600 Washington Ave Suite 112-14, Evansville, IN 47714, USA | 4.8★ | 16 |
| #6 | Hartke Insurance809 S Green River Rd, Evansville, IN 47715, USA | 4.5★ | 215 |
| #7 | Davis Insurance Group1340 Hirschland Rd, Evansville, IN 47715, USA | 5.0★ | 76 |
| #8 | Lancaster Insurance Agency658 S Green River Rd, Evansville, IN 47715, USA | 5.0★ | 32 |
| #9 | TRI-STATE INSURANCE GROUP981 S Kenmore Dr # A, Evansville, IN 47714, USA | 4.9★ | 34 |
| #10 | Acceptance Insurance3012 Covert Ave Ste E, Evansville, IN 47714, USA | 4.8★ | 237 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Owensboro
4.4 stars from 44 reviews, reflecting solid client satisfaction.
6240 E Virginia St suite b, Evansville, IN 47715, USA
Rated 4.8 stars from over a dozen local Google reviews for dependable insurance guidance.
4600 Washington Ave Suite 112-14, Evansville, IN 47714, USA
Evansville insurance agent with a 4.5-star rating from over 200 reviews.
809 S Green River Rd, Evansville, IN 47715, USA
Proudly serving Evansville with a flawless 5.0-star rating across 76 reviews.
1340 Hirschland Rd, Evansville, IN 47715, USA
Rated 5.0 stars from 32 Google reviews, this agent is highly trusted locally.
658 S Green River Rd, Evansville, IN 47715, USA
4.9-star rating from 34 Google reviews reflects exceptional local client satisfaction.
981 S Kenmore Dr # A, Evansville, IN 47714, USA
Trusted by hundreds of local clients with a 4.8-star average rating.
3012 Covert Ave Ste E, Evansville, IN 47714, USA
Rated 5.0 stars from 207 Google reviews, consistently earning exceptional customer trust.
1442 N Green River Rd, Evansville, IN 47715, USA
Over 400 Google reviews with a perfect 5.0-star rating from local clients.
4313 E Morgan Ave Suite B, Evansville, IN 47715, USA
4.9 stars from 160 Google reviews, reflecting exceptional local client satisfaction.
11 Vann Ave, Evansville, IN 47714, USA
4.9 stars from 113 reviews, reflecting exceptional local client satisfaction.
3000 E Division St, Evansville, IN 47711, USA
A local insurance agent with a 3.7-star rating based on 12 Google reviews.
32 N Weinbach Ave, Evansville, IN 47711, USA
Proudly rated 4.9 stars from over 100 Google reviews in Evansville.
201 E Diamond Ave, Evansville, IN 47711, USA
Shoppers praise this agent's service, reflected in a strong 4.7-star rating from dozens of reviews.
2603 N First Ave, Evansville, IN 47710, USA
Consistently earns 5.0 stars from nearly 500 Google reviews in Evansville.
1137 W Mill Rd # 100, Evansville, IN 47710, USA
Evansville insurance agent with a flawless 5.0-star rating from 62 reviews.
11001 IN-66, Evansville, IN 47712, USA
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Insurance Agents in Owensboro, KY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Paradise Insurance Group | 80/100 | 5.0 ★ | 57 |
| 2 | Rich Royalty Jr - State Farm Insurance Agent | 83/100 | 4.8 ★ | 165 |
| 3 | Daniel Edwards - GEICO Insurance Agent | 87/100 | 4.9 ★ | 483 |
| 4 | Affordable Insurance Agency INC | 69/100 | 4.4 ★ | 44 |
| 5 | First Class Insurance Services | 70/100 | 4.8 ★ | 16 |
| 6 | Hartke Insurance | 79/100 | 4.5 ★ | 215 |
| 7 | Davis Insurance Group | 82/100 | 5.0 ★ | 76 |
| 8 | Lancaster Insurance Agency | 77/100 | 5.0 ★ | 32 |
| 9 | TRI-STATE INSURANCE GROUP | 76/100 | 4.9 ★ | 34 |
| 10 | Acceptance Insurance | 85/100 | 4.8 ★ | 237 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Owensboro
What is the difference between a captive and independent insurance agent in Owensboro?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in KY?
Search the KY Department of Insurance's online license lookup — Google "KY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in KY must be licensed with the state.
How much does working with a local insurance agent in Owensboro cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Owensboro?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Owensboro adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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