4.5+ Stars · Petaluma
Highly Rated Mortgage Brokers in Petaluma, CA
Only the best make this list. These mortgage brokers in Petaluma have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Petaluma, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is eMortgages.com with a 5.0-star rating from 93 Google reviews and an RNM Score of 95/100. Also in the top tier: Paul Olbrantz - Clear2Close Brokers and Preferred Rate - Martin Yataco. The average rating across all listed mortgage brokers in Petaluma is 5 stars from 31 reviews per business on average.
Mortgage brokers in Petaluma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
eMortgages.com
eMortgages.com is top-ranked for its combination of strong online presence, competitive rates, and high customer satisfaction ratings in Petaluma.
Most Reviewed
eMortgages.com
A high number of reviews indicates a broad base of customer experiences, helping consumers gauge consistent service quality and trustworthiness.
When choosing a mortgage broker in Petaluma, compare local expertise and responsiveness, as well as loan options and fees. Reading recent reviews can help you find a broker who communicates clearly and meets your specific needs.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
31
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Petaluma mortgage broker with a perfect 5.0-star rating from 93 reviews.
407 Kentucky St, Petaluma, CA 94952, USARated 5.0 stars from 79 Google reviews, this Petaluma mortgage broker is top-rated.
1682 Novato Blvd Suite 152, Novato, CA 94947, USATrusted by 66 local clients, this Petaluma broker holds a rare 4.9-star average rating.
755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USAMortgage Brokers Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | eMortgages.com407 Kentucky St, Petaluma, CA 94952, USA | 5.0★ | 93 |
| #2 | Paul Olbrantz - Clear2Close Brokers1682 Novato Blvd Suite 152, Novato, CA 94947, USA | 5.0★ | 79 |
| #3 | Preferred Rate - Martin Yataco755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA | 4.9★ | 66 |
| #4 | Blayney L. White - CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 4.9★ | 44 |
| #5 | Kristy Dark - Newrez Home Loan Division NMLS #5084241301 Redwood Way #230, Petaluma, CA 94954, USA | 5.0★ | 39 |
| #6 | Jeremy Forcier at CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 5.0★ | 34 |
| #7 | NorCal Reverse | Mortgage Loan Broker17 Keller St, Petaluma, CA 94952, USA | 5.0★ | 8 |
| #8 | The Regan Team Home Loan Group775 Baywood Dr #308, Petaluma, CA 94954, USA | 4.9★ | 30 |
| #9 | Golden Gate Financial765 Baywood Dr #339, Petaluma, CA 94954, USA | 5.0★ | 1 |
| #10 | W Mortgage Group11 5th St, Petaluma, CA 94952, USA | 5.0★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Petaluma
Rated 4.9 stars from 44 Google reviews, this Petaluma mortgage broker is highly trusted.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Rated 5.0 stars from 39 Google reviews, this Petaluma mortgage broker is highly trusted.
1301 Redwood Way #230, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 34 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 8 reviews.
17 Keller St, Petaluma, CA 94952, USA
Rated 4.9 stars from 30 Google reviews, this Petaluma mortgage broker is highly trusted.
775 Baywood Dr #308, Petaluma, CA 94954, USA
Exceptional 5.0-star rating, based on a limited number of Google reviews.
765 Baywood Dr #339, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0★ rating from 23 reviews.
11 5th St, Petaluma, CA 94952, USA
Rated 5.0 stars from 14 Google reviews for trusted mortgage guidance in Petaluma.
11 Petaluma Blvd N #207, Petaluma, CA 94952, USA
Exceptional 5.0-star rating from 21 Google reviews for Petaluma mortgage brokering.
11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 7 Google reviews.
737 Southpoint Blvd STE L, Petaluma, CA 94954, USA
Exceptional 5.0-star rating based on a small number of Google reviews.
625 2nd St #209, Petaluma, CA 94952, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 25 reviews.
1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA
Rated 5.0 stars from 5 Google reviews, this Petaluma broker is highly regarded.
1318 Redwood Way #220, Petaluma, CA 94954, USA
Top-rated Petaluma mortgage broker with a perfect 5.0-star rating from 21 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Petaluma's top-rated mortgage broker with a perfect 5.0-star score from 15 reviews.
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Petaluma mortgage broker with a perfect 5.0-star rating from 52 Google reviews.
1500 Valley House Dr #210, Rohnert Park, CA 94928, USA
5.0 stars from 39 reviews, reflecting exceptional client satisfaction in Petaluma.
1318 Redwood Way #220, Petaluma, CA 94954, USA
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Mortgage Brokers in Petaluma, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | eMortgages.com | 95/100 | 5.0 ★ | 93 |
| 2 | Paul Olbrantz - Clear2Close Brokers | 94/100 | 5.0 ★ | 79 |
| 3 | Preferred Rate - Martin Yataco | 91/100 | 4.9 ★ | 66 |
| 4 | Blayney L. White - CrossCountry Mortgage | 89/100 | 4.9 ★ | 44 |
| 5 | Kristy Dark - Newrez Home Loan Division NMLS #508424 | 82/100 | 5.0 ★ | 39 |
| 6 | Jeremy Forcier at CrossCountry Mortgage | 89/100 | 5.0 ★ | 34 |
| 7 | NorCal Reverse | Mortgage Loan Broker | 74/100 | 5.0 ★ | 8 |
| 8 | The Regan Team Home Loan Group | 87/100 | 4.9 ★ | 30 |
| 9 | Golden Gate Financial | 74/100 | 5.0 ★ | 1 |
| 10 | W Mortgage Group | 79/100 | 5.0 ★ | 23 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Petaluma
What does a mortgage broker do differently than going directly to a bank in Petaluma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Petaluma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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