Local Pros · Petaluma
Local Mortgage Brokers in Petaluma, CA
Locally owned and operated mortgage brokers serving Petaluma and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Petaluma, CA by verified customer ratings and review volume. The highest-rated is eMortgages.com with a 5.0-star rating from 93 verified reviews. Also in the top tier: Paul Olbrantz - Clear2Close Brokers and Preferred Rate - Martin Yataco. The average rating across all listed mortgage brokers in Petaluma is 5 stars from 31 reviews per business on average.
Mortgage brokers in Petaluma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
31
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Paul Olbrantz - Clear2Close Brokers
1682 Novato Blvd Suite 152, Novato, CA 94947, USA
Preferred Rate - Martin Yataco
755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA
Mortgage Brokers Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | eMortgages.com407 Kentucky St, Petaluma, CA 94952, USA | 5.0★ | 93 |
| #2 | Paul Olbrantz - Clear2Close Brokers1682 Novato Blvd Suite 152, Novato, CA 94947, USA | 5.0★ | 79 |
| #3 | Preferred Rate - Martin Yataco755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA | 4.9★ | 66 |
| #4 | Jeannine Sheppard - Clear2Close Brokers1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA | 5.0★ | 25 |
| #5 | Sequence Mortgage1318 Redwood Way #220, Petaluma, CA 94954, USA | 5.0★ | 5 |
| #6 | America's Home Loans - Petaluma CA11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA | 5.0★ | 21 |
| #7 | Reliant Mortgage Group - Juan Rivera11 Petaluma Blvd N #207, Petaluma, CA 94952, USA | 5.0★ | 14 |
| #8 | The Regan Team Home Loan Group775 Baywood Dr #308, Petaluma, CA 94954, USA | 4.9★ | 30 |
| #9 | Kristy Dark - Newrez Home Loan Division NMLS #5084241301 Redwood Way #230, Petaluma, CA 94954, USA | 5.0★ | 39 |
| #10 | Blayney L. White - CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 4.9★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Petaluma
Jeannine Sheppard - Clear2Close Brokers
1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA
America's Home Loans - Petaluma CA
11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA
Reliant Mortgage Group - Juan Rivera
11 Petaluma Blvd N #207, Petaluma, CA 94952, USA
The Regan Team Home Loan Group
775 Baywood Dr #308, Petaluma, CA 94954, USA
Kristy Dark - Newrez Home Loan Division NMLS #508424
1301 Redwood Way #230, Petaluma, CA 94954, USA
Blayney L. White - CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Golden Gate Financial
765 Baywood Dr #339, Petaluma, CA 94954, USA
Jeremy Forcier at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Ted Aanestad - Sonoma Home Loans
1500 Valley House Dr #210, Rohnert Park, CA 94928, USA
George Adair at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Steven Peritore at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
PrimeLending, a PlainsCapital Company - Petaluma
625 2nd St #209, Petaluma, CA 94952, USA
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Frequently Asked Questions — Mortgage Brokers in Petaluma
What does a mortgage broker do differently than going directly to a bank in Petaluma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Petaluma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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