24/7 Available · Philadelphia
24-Hour Mortgage Brokers in Philadelphia, PA — Always Available
Emergencies don't keep business hours. These mortgage brokers in Philadelphia are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Philadelphia, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Filo Mortgage, LLC with a 4.8-star rating from 1,099 Google reviews and an RNM Score of 85/100. Also in the top tier: Allied Mortgage Group and Andrew Eckstut, Mortgage Lender NMLS #218196. The average rating across all listed mortgage brokers in Philadelphia is 4.9 stars from 192 reviews per business on average.
Mortgage brokers in Philadelphia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Mortgage brokers in Philadelphia, PA can help consumers navigate the home loan process, compare rates and terms from multiple lenders, and find the best mortgage option to fit their financial needs. Consumers should research local brokers' credentials, experience, and customer reviews when selecting a mortgage professional.
- ✓Mortgage brokers in Philadelphia can assist with a variety of home loan products, including conventional, FHA, VA, and jumbo mortgages
- ✓Brokers can compare rates and terms from multiple lenders to help consumers find the most competitive mortgage
- ✓Consumers should research a broker's licensing, experience, and customer reviews before selecting a mortgage professional
Best Overall
Andrew Eckstut, Mortgage Lender NMLS #218196
Andrew Eckstut is consistently top-ranked for his personalized service and deep local market expertise in Philadelphia.
Most Reviewed
Andrew Eckstut, Mortgage Lender NMLS #218196
A high review count signals broad client trust and a proven track record of reliable service.
When choosing a mortgage broker in Philadelphia, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.
How to Choose a Mortgage Broker in Philadelphia
What to look for
- • Extensive experience working with homebuyers in the Philadelphia area
- • Strong knowledge of local mortgage programs and regulations
- • Transparent and communicative throughout the process
- • Positive reviews and recommendations from past clients
Questions to ask
- • How long have you been a mortgage broker in Philadelphia?
- • What types of mortgage products do you typically work with?
- • Can you provide references from recent clients you've helped?
Red flags
- ⚠ Unwillingness to provide licensing information or proof of insurance
- ⚠ Unusually high fees or closing costs compared to the market average
- ⚠ Lack of clear communication or evasiveness about the process
In Pennsylvania, mortgage brokers must be licensed by the Pennsylvania Department of Banking and Securities. Be sure to verify a broker's licensing and check for any disciplinary actions or complaints.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
192
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by over 1,000 clients with a 4.8-star average rating.
Four Tower Bridge, 200 Barr Harbor Dr ste 400-425, Conshohocken, PA 19428, USAPhiladelphia mortgage broker with 4.8 stars from 888 Google reviews.
225 E City Ave STE 102, Bala Cynwyd, PA 19004, USAPhiladelphia mortgage broker with a 5.0★ rating based on 230 Google reviews.
1214 N Front St, Philadelphia, PA 19122, USAMortgage Brokers Rankings in Philadelphia, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Filo Mortgage, LLCFour Tower Bridge, 200 Barr Harbor Dr ste 400-425, Conshohocken, PA 19428, USA | 4.8★ | 1,099 |
| #2 | Allied Mortgage Group225 E City Ave STE 102, Bala Cynwyd, PA 19004, USA | 4.8★ | 888 |
| #3 | Andrew Eckstut, Mortgage Lender NMLS #2181961214 N Front St, Philadelphia, PA 19122, USA | 5.0★ | 230 |
| #4 | BHS Mortgages Residential & Commercial2780 W Country Club Rd, Philadelphia, PA 19131, USA | 5.0★ | 89 |
| #5 | Philadelphia Mortgage Company, Inc.Suite 125, 300 Brookside Ave Suite 125, Ambler, PA 19002, USA | 4.7★ | 24 |
| #6 | Philadelphia Mortgage Brokers2001 Market St #2500, Philadelphia, PA 19103, USA | 5.0★ | 8 |
| #7 | Ryan Dolan Citywide Home Mortgage100 Chestnut St, Philadelphia, PA 19106, USA | 5.0★ | 19 |
| #8 | Paramount Mortgage Resources, Inc.1032 Arch St 2nd FL, Philadelphia, PA 19107, USA | 4.7★ | 45 |
| #9 | Laura Corley - Prosperity Home Mortgage421 N 7th St, Philadelphia, PA 19123, USA | 5.0★ | 82 |
| #10 | Philly Mortgage Brokers1243 Valley Forge Rd, Phoenixville, PA 19460, USA | 4.9★ | 182 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Philadelphia
Top-rated Philadelphia mortgage broker with a perfect 5.0-star rating from 89 reviews.
2780 W Country Club Rd, Philadelphia, PA 19131, USA
Trusted Philadelphia mortgage broker with 4.7 stars from 24 Google reviews.
Suite 125, 300 Brookside Ave Suite 125, Ambler, PA 19002, USA
Exceptional 5.0-star rating from 8 Google reviews for Philadelphia mortgage services.
2001 Market St #2500, Philadelphia, PA 19103, USA
Rated 5.0 stars from 19 reviews, this Philadelphia mortgage broker is highly trusted.
100 Chestnut St, Philadelphia, PA 19106, USA
Trusted by clients with a 4.7-star rating from 45 reviews.
1032 Arch St 2nd FL, Philadelphia, PA 19107, USA
A Philadelphia mortgage broker with a perfect 5.0-star rating from 82 reviews.
421 N 7th St, Philadelphia, PA 19123, USA
Philadelphia mortgage broker with a 4.9-star rating from 182 Google reviews.
1243 Valley Forge Rd, Phoenixville, PA 19460, USA
Rated 5.0 stars from 84 Google reviews for trusted mortgage services in Philadelphia.
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102, USA
Philadelphia's top-rated mortgage broker with a perfect 5.0★ score from 74 reviews.
100 N 18th St STE 1400, Philadelphia, PA 19103, USA
5.0 stars from 26 reviews, reflecting consistently exceptional client satisfaction.
1500 Walnut St Suite 803, Philadelphia, PA 19102, USA
Trusted Philadelphia mortgage broker with a perfect 5.0★ rating from 49 reviews.
1216 N Front St, Philadelphia, PA 19122, USA
Top-rated Philadelphia mortgage broker with 5.0 stars from over 200 reviews.
930 S 11th St, Philadelphia, PA 19147, USA
4.8-star rating from over 140 reviews, highly trusted Philadelphia mortgage broker.
2400 Market St Suite 269, Philadelphia, PA 19103, USA
Boasts a stellar 4.8-star rating from nearly 300 local customer reviews.
100 N 18th St STE 1400, Philadelphia, PA 19103, USA
Philadelphia mortgage broker with a perfect 5.0★ rating from 40 Google reviews.
2220 Fairmount Ave 3rd Floor, Philadelphia, PA 19130, USA
Trusted Philadelphia mortgage broker with a 4.9-star rating from 63 reviews.
7112 Germantown Ave, Philadelphia, PA 19119, USA
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Mortgage Brokers in Philadelphia, PA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Filo Mortgage, LLC | 85/100 | 4.8 ★ | 1,099 |
| 2 | Allied Mortgage Group | 85/100 | 4.8 ★ | 888 |
| 3 | Andrew Eckstut, Mortgage Lender NMLS #218196 | 88/100 | 5.0 ★ | 230 |
| 4 | BHS Mortgages Residential & Commercial | 83/100 | 5.0 ★ | 89 |
| 5 | Philadelphia Mortgage Company, Inc. | 71/100 | 4.7 ★ | 24 |
| 6 | Philadelphia Mortgage Brokers | 70/100 | 5.0 ★ | 8 |
| 7 | Ryan Dolan Citywide Home Mortgage | 75/100 | 5.0 ★ | 19 |
| 8 | Paramount Mortgage Resources, Inc. | 74/100 | 4.7 ★ | 45 |
| 9 | Laura Corley - Prosperity Home Mortgage | 82/100 | 5.0 ★ | 82 |
| 10 | Philly Mortgage Brokers | 85/100 | 4.9 ★ | 182 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Philadelphia
What does a mortgage broker do differently than going directly to a bank in Philadelphia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Philadelphia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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