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Mortgage Brokers in Philadelphia, PA — Free Estimates
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As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Philadelphia, PA by verified customer ratings and review volume. The highest-rated is Filo Mortgage, LLC with a 4.8-star rating from 1,099 verified reviews. Also in the top tier: Allied Mortgage Group and Andrew Eckstut, Mortgage Lender NMLS #218196. The average rating across all listed mortgage brokers in Philadelphia is 4.9 stars from 192 reviews per business on average.
Mortgage brokers in Philadelphia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
192
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Filo Mortgage, LLC
Four Tower Bridge, 200 Barr Harbor Dr ste 400-425, Conshohocken, PA 19428, USA
Allied Mortgage Group
225 E City Ave STE 102, Bala Cynwyd, PA 19004, USA
Andrew Eckstut, Mortgage Lender NMLS #218196
1214 N Front St, Philadelphia, PA 19122, USA
Mortgage Brokers Rankings in Philadelphia, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Filo Mortgage, LLCFour Tower Bridge, 200 Barr Harbor Dr ste 400-425, Conshohocken, PA 19428, USA | 4.8★ | 1,099 |
| #2 | Allied Mortgage Group225 E City Ave STE 102, Bala Cynwyd, PA 19004, USA | 4.8★ | 888 |
| #3 | Andrew Eckstut, Mortgage Lender NMLS #2181961214 N Front St, Philadelphia, PA 19122, USA | 5.0★ | 230 |
| #4 | Laura Corley - Prosperity Home Mortgage421 N 7th St, Philadelphia, PA 19123, USA | 5.0★ | 82 |
| #5 | Absolute Home Mortgage Corporation930 S 11th St, Philadelphia, PA 19147, USA | 5.0★ | 201 |
| #6 | Philadelphia Mortgage Brokers2001 Market St #2500, Philadelphia, PA 19103, USA | 5.0★ | 8 |
| #7 | Direct Mortgage Loan Company7112 Germantown Ave, Philadelphia, PA 19119, USA | 4.9★ | 63 |
| #8 | Greg Roth at CrossCountry Mortgage1216 N Front St, Philadelphia, PA 19122, USA | 5.0★ | 49 |
| #9 | Ryan Dolan Citywide Home Mortgage100 Chestnut St, Philadelphia, PA 19106, USA | 5.0★ | 19 |
| #10 | BHS Mortgages Residential & Commercial2780 W Country Club Rd, Philadelphia, PA 19131, USA | 5.0★ | 89 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Philadelphia
Laura Corley - Prosperity Home Mortgage
421 N 7th St, Philadelphia, PA 19123, USA
Absolute Home Mortgage Corporation
930 S 11th St, Philadelphia, PA 19147, USA
Philadelphia Mortgage Brokers
2001 Market St #2500, Philadelphia, PA 19103, USA
Direct Mortgage Loan Company
7112 Germantown Ave, Philadelphia, PA 19119, USA
Greg Roth at CrossCountry Mortgage
1216 N Front St, Philadelphia, PA 19122, USA
Ryan Dolan Citywide Home Mortgage
100 Chestnut St, Philadelphia, PA 19106, USA
BHS Mortgages Residential & Commercial
2780 W Country Club Rd, Philadelphia, PA 19131, USA
Philly Mortgage Brokers
1243 Valley Forge Rd, Phoenixville, PA 19460, USA
Go Magnum Loans
2400 Market St Suite 269, Philadelphia, PA 19103, USA
UMortgage
100 N 18th St STE 1400, Philadelphia, PA 19103, USA
Foxtrot Mortgage - Philadelphia Branch
2220 Fairmount Ave 3rd Floor, Philadelphia, PA 19130, USA
David Frankel at Rate (NMLS #959313)
1500 Walnut St Suite 803, Philadelphia, PA 19102, USA
Sean Logue at CrossCountry Mortgage
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102, USA
Paramount Mortgage Resources, Inc.
1032 Arch St 2nd FL, Philadelphia, PA 19107, USA
Nicole Peraino – UMortgage
100 N 18th St STE 1400, Philadelphia, PA 19103, USA
Philadelphia Mortgage Company, Inc.
Suite 125, 300 Brookside Ave Suite 125, Ambler, PA 19002, USA
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Frequently Asked Questions — Mortgage Brokers in Philadelphia
What does a mortgage broker do differently than going directly to a bank in Philadelphia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Philadelphia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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