4.5+ Stars · Phoenix
Highly Rated Mortgage Brokers in Phoenix, AZ
Only the best make this list. These mortgage brokers in Phoenix have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Phoenix, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Agave Home Loans with a 5.0-star rating from 1,796 Google reviews and an RNM Score of 100/100. Also in the top tier: Fairway Independent Mortgage Corporation and Price Mortgage LLC. The average rating across all listed mortgage brokers in Phoenix is 5 stars from 317 reviews per business on average.
Mortgage brokers in Phoenix: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Phoenix, AZ is home to a variety of mortgage brokers who can assist consumers with securing home loans. When searching for a local mortgage broker, consumers should consider factors such as experience, customer reviews, and the range of loan products offered.
- ✓Mortgage brokers in Phoenix can help consumers navigate the home loan process
- ✓Factors to consider when choosing a local mortgage broker include experience, reviews, and loan product selection
- ✓Consumers should research multiple mortgage brokers to find the best fit for their financial needs
Best Overall
Phoenix Mortgage Brokers LLC- John Blanks NMLS 179617
John Blanks is consistently ranked as a top mortgage broker in Phoenix due to his extensive experience and strong client satisfaction.
Most Reviewed
Phoenix Mortgage Brokers LLC- John Blanks NMLS 179617
A high number of reviews indicates a proven track record and trust from many past clients.
When choosing a mortgage broker in Phoenix, compare loan options and fees from multiple brokers, and always verify their NMLS license and client reviews to ensure reliability.
How to Choose a Mortgage Broker in Phoenix
What to look for
- • Years of experience in the Phoenix, AZ mortgage market
- • Positive reviews and testimonials from past clients
- • Transparent fees and cost estimates
- • A wide network of lender relationships to find the best rates
Questions to ask
- • How long have you been a mortgage broker in the Phoenix area?
- • Can you provide references from past clients?
- • What is your process for finding the most competitive loan options?
Red flags
- ⚠ Unwillingness to provide a detailed cost breakdown
- ⚠ Lack of local market knowledge or experience
- ⚠ Pressure to use a specific lender
In Arizona, mortgage brokers must be licensed by the Arizona Department of Financial Institutions. Be sure to verify a broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
317
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Phoenix mortgage broker with a perfect 5.0★ rating from 1,796 Google reviews.
7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USAPhoenix mortgage broker with a perfect 5.0★ rating from nearly 600 reviews.
5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA4.9 stars from over 400 reviews make this Phoenix mortgage broker highly trusted.
690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USAMortgage Brokers Rankings in Phoenix, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Agave Home Loans7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USA | 5.0★ | 1,796 |
| #2 | Fairway Independent Mortgage Corporation5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA | 5.0★ | 593 |
| #3 | Price Mortgage LLC690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA | 4.9★ | 445 |
| #4 | Arnaiz Mortgage15331 W Bell Rd #212, Surprise, AZ 85374, USA | 5.0★ | 183 |
| #5 | Orion Mortgage Corporation11120 N Tatum Blvd STE 100, Phoenix, AZ 85028, USA | 4.9★ | 208 |
| #6 | Phoenix Mortgage Lender Jimmy V NMLS# 1841693602 E Campbell Ave Suite 1, Phoenix, AZ 85018, USA | 4.9★ | 100 |
| #7 | Mortgage Brothers1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA | 5.0★ | 343 |
| #8 | Lizy Hoeffer - Top Phoenix Loan Officer2555 E Camelback Rd Suite 850, Phoenix, AZ 85016, USA | 4.9★ | 155 |
| #9 | Aaron Borane - Mortgage Broker3309 North 25th Pl, Phoenix, AZ 85016, USA | 5.0★ | 134 |
| #10 | Camelback Mortgage3111 N Central Ave a101, Phoenix, AZ 85012, USA | 4.9★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Phoenix
Top-rated Phoenix mortgage broker with a perfect 5.0★ score from over 180 reviews.
15331 W Bell Rd #212, Surprise, AZ 85374, USA
A trusted Phoenix mortgage broker with a 4.9-star rating from over 200 reviews.
11120 N Tatum Blvd STE 100, Phoenix, AZ 85028, USA
Highly rated Phoenix mortgage broker with 4.9 stars from over 100 reviews.
3602 E Campbell Ave Suite 1, Phoenix, AZ 85018, USA
Trusted by hundreds of clients with a perfect 5.0-star rating from 343 reviews.
1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA
4.9-star rating from 155 Google reviews makes this Phoenix mortgage broker highly trusted.
2555 E Camelback Rd Suite 850, Phoenix, AZ 85016, USA
Top-rated Phoenix mortgage broker with a perfect 5.0★ score from 134 reviews.
3309 North 25th Pl, Phoenix, AZ 85016, USA
Rated 4.9 stars from 64 Google reviews, this Phoenix mortgage broker is highly trusted.
3111 N Central Ave a101, Phoenix, AZ 85012, USA
5.0-star rating from 56 Google reviews, reflecting exceptional client satisfaction in Phoenix.
5090 N 40th St Ste. #100, Phoenix, AZ 85018, USA
4.9-star rating from 663 Google reviews reflects exceptional client satisfaction.
4808 N 24th St Suite 100, Phoenix, AZ 85016, USA
Phoenix mortgage broker with a perfect 5.0★ rating from over 300 reviews.
7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020, USA
A Phoenix mortgage broker with a perfect 5.0-star rating from 136 reviews.
3835 N 32nd St # 12, Phoenix, AZ 85018, USA
A trusted Phoenix mortgage broker with 4.9 stars from 355 Google reviews.
3300 N Central Ave Suite 2320, Phoenix, AZ 85007, USA
Highly rated Phoenix mortgage broker with a perfect 5.0-star score from over 100 reviews.
2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016, USA
Earned a flawless 5.0-star rating from
5227 N 7th St, Phoenix, AZ 85014, USA
A Phoenix mortgage broker with a perfect 5.0-star rating from over 160 Google reviews.
3420 E Shea Blvd #200, Phoenix, AZ 85028, USA
Holds a flawless 5.0-star rating from over 360 Google reviews in Phoenix.
10000 N 31st Ave D121, Phoenix, AZ 85051, USA
A trusted Phoenix mortgage broker with a flawless 5.0-star rating from over 100 Google reviews.
9375 E Shea Blvd Suite 261, Scottsdale, AZ 85260, USA
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Mortgage Brokers in Phoenix, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Agave Home Loans | 100/100 | 5.0 ★ | 1,796 |
| 2 | Fairway Independent Mortgage Corporation | 100/100 | 5.0 ★ | 593 |
| 3 | Price Mortgage LLC | 98/100 | 4.9 ★ | 445 |
| 4 | Arnaiz Mortgage | 87/100 | 5.0 ★ | 183 |
| 5 | Orion Mortgage Corporation | 97/100 | 4.9 ★ | 208 |
| 6 | Phoenix Mortgage Lender Jimmy V NMLS# 184169 | 93/100 | 4.9 ★ | 100 |
| 7 | Mortgage Brothers | 92/100 | 5.0 ★ | 343 |
| 8 | Lizy Hoeffer - Top Phoenix Loan Officer | 96/100 | 4.9 ★ | 155 |
| 9 | Aaron Borane - Mortgage Broker | 88/100 | 5.0 ★ | 134 |
| 10 | Camelback Mortgage | 91/100 | 4.9 ★ | 64 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Phoenix
What does a mortgage broker do differently than going directly to a bank in Phoenix?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Phoenix?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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