Pricing Guide · Phoenix
Mortgage Brokers Cost in Phoenix, AZ — 2026 Price Guide
What should you pay for mortgage brokers in Phoenix? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Phoenix, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Agave Home Loans with a 5.0-star rating from 1,796 Google reviews and an RNM Score of 100/100. Also in the top tier: Fairway Independent Mortgage Corporation and Price Mortgage LLC. The average rating across all listed mortgage brokers in Phoenix is 5 stars from 317 reviews per business on average.
Mortgage brokers in Phoenix: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Phoenix Mortgage Brokers LLC- John Blanks NMLS 179617
John Blanks is consistently ranked as a top mortgage broker in Phoenix due to his extensive experience and strong client satisfaction.
Most Reviewed
Phoenix Mortgage Brokers LLC- John Blanks NMLS 179617
A high number of reviews indicates a proven track record and trust from many past clients.
When choosing a mortgage broker in Phoenix, compare loan options and fees from multiple brokers, and always verify their NMLS license and client reviews to ensure reliability.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
317
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Phoenix mortgage broker with a perfect 5.0★ rating from 1,796 Google reviews.
7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USAPhoenix mortgage broker with a perfect 5.0★ rating from nearly 600 reviews.
5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA4.9 stars from over 400 reviews make this Phoenix mortgage broker highly trusted.
690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USAMortgage Brokers Rankings in Phoenix, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Agave Home Loans7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USA | 5.0★ | 1,796 |
| #2 | Fairway Independent Mortgage Corporation5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA | 5.0★ | 593 |
| #3 | Price Mortgage LLC690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA | 4.9★ | 445 |
| #4 | Mortgage Brothers1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA | 5.0★ | 343 |
| #5 | Lizy Hoeffer - Top Phoenix Loan Officer2555 E Camelback Rd Suite 850, Phoenix, AZ 85016, USA | 4.9★ | 155 |
| #6 | Aaron Borane - Mortgage Broker3309 North 25th Pl, Phoenix, AZ 85016, USA | 5.0★ | 134 |
| #7 | Camelback Mortgage3111 N Central Ave a101, Phoenix, AZ 85012, USA | 4.9★ | 64 |
| #8 | Phoenix Mortgage Lender - Nick Gutierrez5090 N 40th St Ste. #100, Phoenix, AZ 85018, USA | 5.0★ | 56 |
| #9 | Kinfolk Home Loans4808 N 24th St Suite 100, Phoenix, AZ 85016, USA | 4.9★ | 663 |
| #10 | Road to Home Mortgage, LLC7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020, USA | 5.0★ | 322 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Phoenix
Trusted by hundreds of clients with a perfect 5.0-star rating from 343 reviews.
1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA
4.9-star rating from 155 Google reviews makes this Phoenix mortgage broker highly trusted.
2555 E Camelback Rd Suite 850, Phoenix, AZ 85016, USA
Top-rated Phoenix mortgage broker with a perfect 5.0★ score from 134 reviews.
3309 North 25th Pl, Phoenix, AZ 85016, USA
Rated 4.9 stars from 64 Google reviews, this Phoenix mortgage broker is highly trusted.
3111 N Central Ave a101, Phoenix, AZ 85012, USA
5.0-star rating from 56 Google reviews, reflecting exceptional client satisfaction in Phoenix.
5090 N 40th St Ste. #100, Phoenix, AZ 85018, USA
4.9-star rating from 663 Google reviews reflects exceptional client satisfaction.
4808 N 24th St Suite 100, Phoenix, AZ 85016, USA
Phoenix mortgage broker with a perfect 5.0★ rating from over 300 reviews.
7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020, USA
A Phoenix mortgage broker with a perfect 5.0-star rating from 136 reviews.
3835 N 32nd St # 12, Phoenix, AZ 85018, USA
A trusted Phoenix mortgage broker with 4.9 stars from 355 Google reviews.
3300 N Central Ave Suite 2320, Phoenix, AZ 85007, USA
Highly rated Phoenix mortgage broker with a perfect 5.0-star score from over 100 reviews.
2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016, USA
Holds a flawless 5.0-star rating from over 360 Google reviews in Phoenix.
10000 N 31st Ave D121, Phoenix, AZ 85051, USA
A trusted Phoenix mortgage broker with a 4.9-star rating from over 200 reviews.
11120 N Tatum Blvd STE 100, Phoenix, AZ 85028, USA
A trusted Phoenix mortgage broker with a flawless 5.0-star rating from over 100 Google reviews.
9375 E Shea Blvd Suite 261, Scottsdale, AZ 85260, USA
Highly rated Phoenix mortgage broker with 4.9 stars from over 100 reviews.
3602 E Campbell Ave Suite 1, Phoenix, AZ 85018, USA
Top-rated Phoenix mortgage broker with a perfect 5.0★ score from over 180 reviews.
15331 W Bell Rd #212, Surprise, AZ 85374, USA
Earned a flawless 5.0-star rating from
5227 N 7th St, Phoenix, AZ 85014, USA
A Phoenix mortgage broker with a perfect 5.0-star rating from over 160 Google reviews.
3420 E Shea Blvd #200, Phoenix, AZ 85028, USA
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Mortgage Brokers in Phoenix, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Agave Home Loans | 100/100 | 5.0 ★ | 1,796 |
| 2 | Fairway Independent Mortgage Corporation | 100/100 | 5.0 ★ | 593 |
| 3 | Price Mortgage LLC | 98/100 | 4.9 ★ | 445 |
| 4 | Mortgage Brothers | 92/100 | 5.0 ★ | 343 |
| 5 | Lizy Hoeffer - Top Phoenix Loan Officer | 96/100 | 4.9 ★ | 155 |
| 6 | Aaron Borane - Mortgage Broker | 88/100 | 5.0 ★ | 134 |
| 7 | Camelback Mortgage | 91/100 | 4.9 ★ | 64 |
| 8 | Phoenix Mortgage Lender - Nick Gutierrez | 84/100 | 5.0 ★ | 56 |
| 9 | Kinfolk Home Loans | 90/100 | 4.9 ★ | 663 |
| 10 | Road to Home Mortgage, LLC | 100/100 | 5.0 ★ | 322 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Phoenix
What does a mortgage broker do differently than going directly to a bank in Phoenix?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Phoenix?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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