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Same-Day Mortgage Brokers in Phoenix, AZ

Can't wait a week? These mortgage brokers in Phoenix offer same-day or next-day appointments. Call now to check availability.

As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Phoenix, AZ by verified customer ratings and review volume. The highest-rated is Agave Home Loans with a 5.0-star rating from 1,796 verified reviews. Also in the top tier: Fairway Independent Mortgage Corporation and Price Mortgage LLC. The average rating across all listed mortgage brokers in Phoenix is 5 stars from 317 reviews per business on average.

Mortgage brokers in Phoenix: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

5★

Avg rating

317

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Agave Home Loans

5.0(1,796 reviews)

7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USA

🥈

Fairway Independent Mortgage Corporation

5.0(593 reviews)

5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA

🥉

Price Mortgage LLC

4.9(445 reviews)

690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA

Mortgage Brokers Rankings in Phoenix, AZ

#BusinessRatingReviews
#1Agave Home Loans7776 S Pointe Pkwy E Suite 100, Phoenix, AZ 85044, USA5.01,796
#2Fairway Independent Mortgage Corporation5229 N 7th Ave UNIT 108, Phoenix, AZ 85013, USA5.0593
#3Price Mortgage LLC690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA4.9445
#4Home Loans by Paige: Paige Martinez, Mortgage Broker3420 E Shea Blvd #200, Phoenix, AZ 85028, USA5.0163
#5Arnaiz Mortgage15331 W Bell Rd #212, Surprise, AZ 85374, USA5.0183
#6Phoenix Mortgage Brokers LLC- John Blanks NMLS 1796175227 N 7th St, Phoenix, AZ 85014, USA5.043
#7Home1st Financial Inc10000 N 31st Ave D121, Phoenix, AZ 85051, USA5.0361
#8AZ Mortgage Broker, LLC9375 E Shea Blvd Suite 261, Scottsdale, AZ 85260, USA5.0111
#9Mortgage Brothers1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA5.0343
#10Original Mortgage: Mike Mammen, Mortgage Broker3835 N 32nd St # 12, Phoenix, AZ 85018, USA5.0136

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Phoenix

4

Home Loans by Paige: Paige Martinez, Mortgage Broker

5.0· 163 reviews

3420 E Shea Blvd #200, Phoenix, AZ 85028, USA

5

Arnaiz Mortgage

5.0· 183 reviews

15331 W Bell Rd #212, Surprise, AZ 85374, USA

6

Phoenix Mortgage Brokers LLC- John Blanks NMLS 179617

5.0· 43 reviews

5227 N 7th St, Phoenix, AZ 85014, USA

7

Home1st Financial Inc

5.0· 361 reviews

10000 N 31st Ave D121, Phoenix, AZ 85051, USA

8

AZ Mortgage Broker, LLC

5.0· 111 reviews

9375 E Shea Blvd Suite 261, Scottsdale, AZ 85260, USA

9

Mortgage Brothers

5.0· 343 reviews

1599 E Orangewood Ave STE 200, Phoenix, AZ 85020, USA

10

Original Mortgage: Mike Mammen, Mortgage Broker

5.0· 136 reviews

3835 N 32nd St # 12, Phoenix, AZ 85018, USA

11

Orion Mortgage Corporation

4.9· 208 reviews

11120 N Tatum Blvd STE 100, Phoenix, AZ 85028, USA

12

Road to Home Mortgage, LLC

5.0· 322 reviews

7220 N 16th St Ste A Unit 1, Phoenix, AZ 85020, USA

13

Phoenix Mortgage Lender Jimmy V NMLS# 184169

4.9· 100 reviews

3602 E Campbell Ave Suite 1, Phoenix, AZ 85018, USA

14

Phoenix Mortgage Lender - Nick Gutierrez

5.0· 56 reviews

5090 N 40th St Ste. #100, Phoenix, AZ 85018, USA

15

Camelback Mortgage

4.9· 64 reviews

3111 N Central Ave a101, Phoenix, AZ 85012, USA

16

Forever American Mortgage

4.9· 355 reviews

3300 N Central Ave Suite 2320, Phoenix, AZ 85007, USA

17

Kinfolk Home Loans

4.9· 663 reviews

4808 N 24th St Suite 100, Phoenix, AZ 85016, USA

18

Aaron Borane - Mortgage Broker

5.0· 134 reviews

3309 North 25th Pl, Phoenix, AZ 85016, USA

19

Home Run Home Loans

5.0· 106 reviews

2390 E Camelback Rd Ste 130-1268, Phoenix, AZ 85016, USA

20

Lizy Hoeffer - Top Phoenix Loan Officer

4.9· 155 reviews

2555 E Camelback Rd Suite 850, Phoenix, AZ 85016, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Phoenix

What does a mortgage broker do differently than going directly to a bank in Phoenix?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Phoenix?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in AZ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Phoenix, AZ

This page lists and ranks 20 mortgage brokers serving Phoenix, AZ as of May 2026. The average verified rating across all listings is 5 stars, with an average of 317 customer reviews per business. The top-ranked mortgage brokers in Phoenix by our algorithm is Agave Home Loans (5.0 stars, 1,796 reviews). Mortgage brokers in Phoenix: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Phoenix: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the AZ licensing board before hiring.

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