10+ Years · Plano

Experienced Mortgage Brokers in Plano, TX

Experience matters. These mortgage brokers in Plano have years of proven work behind them — and the reviews to back it up.

As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Plano, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Richard Woodward Team Nexa Mortgage with a 5.0-star rating from 343 Google reviews and an RNM Score of 100/100. Also in the top tier: Premier Nationwide Lending and Rob Kuehne Team - Pinnacle Home Loans. The average rating across all listed mortgage brokers in Plano is 5 stars from 140 reviews per business on average.

Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Plano, TX is home to a variety of mortgage brokers who can assist consumers with home loans and refinancing. When searching for a local mortgage broker, consumers should consider factors such as licensing, customer reviews, and the range of loan products offered.

  • Mortgage brokers in Plano, TX can help consumers navigate the home loan process
  • Consumers should research a broker's licensing, experience, and range of loan options
  • Reviews and ratings can provide insight into a broker's customer service and expertise

How to Choose a Mortgage Broker in Plano

What to look for

  • Experience and expertise in the Plano, TX market
  • Transparent and upfront about fees and costs
  • Strong communication and responsiveness
  • Positive reviews and references from past clients

Questions to ask

  • How long have you been a mortgage broker in Plano?
  • What are your typical fees and how do they compare to the market?
  • Can you provide references from recent Plano clients?

Red flags

  • Unwillingness to provide a detailed cost breakdown
  • Negative online reviews or complaints
  • Lack of familiarity with the Plano, TX housing market

In Texas, mortgage brokers must be licensed by the Texas Department of Savings and Mortgage Lending. Be sure to verify the broker's license and check for any disciplinary actions or complaints.

Filter:

Local Market Snapshot

15

Businesses listed

5★

Avg rating

140

Avg reviews

Jun 10, 2026

Last updated

Top Rated Mortgage Brokers

5.0(343 reviews)

5.0 stars from over 340 Google reviews makes them a top-rated mortgage broker in Plano.

7820 Hague Ct, Plano, TX 75025, USA
5.0(725 reviews)

Trusted by over 700 clients, this Plano mortgage broker holds a perfect 5.0-star rating.

6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA
5.0(133 reviews)

Trusted by hundreds of local clients, this Plano broker maintains a flawless 5.0-star rating.

7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA

Mortgage Brokers Rankings in Plano, TX

#BusinessRatingReviews
#1The Richard Woodward Team Nexa Mortgage7820 Hague Ct, Plano, TX 75025, USA5.0343
#2Premier Nationwide Lending6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA5.0725
#3Rob Kuehne Team - Pinnacle Home Loans7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA5.0133
#4Willow Bend Mortgage Company, (#117371) - Plano5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA4.8132
#5Home Of Mortgage LLC6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA4.971
#6Elevate Home Mortgage101 E Park Blvd Suite 600, Plano, TX 75074, USA5.0100
#7Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA4.959
#8Home Loans by Texas Best Loan Officer1920 Jubilee Rd, Plano, TX 75093, USA4.9119
#9Mortgage Loan Officer2901 Dallas Pkwy #100, Plano, TX 75093, USA5.029
#10Jack Cooper Mortgage1400 Preston Rd #290, Plano, TX 75093, USA5.095

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Plano

4
4.8· 132 reviews

Trusted by 132 clients with a stellar 4.8-star rating in Plano.

5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA

5
4.9· 71 reviews

Plano mortgage broker with a 4.9-star rating from 71 Google reviews.

6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA

6
5.0· 100 reviews

Trusted by hundreds of clients with a perfect 5.0-star rating in Plano.

101 E Park Blvd Suite 600, Plano, TX 75074, USA

7
4.9· 59 reviews

Rated 4.9 stars from 59 Google reviews, this Plano mortgage broker is highly trusted.

450 Century Pkwy Ste 250, Allen, TX 75013, USA

8
4.9· 119 reviews

Trusted Plano mortgage broker with a 4.9-star rating from over 100 reviews.

1920 Jubilee Rd, Plano, TX 75093, USA

9
5.0· 29 reviews

Top-rated Plano mortgage broker with perfect 5.0 stars from 29 reviews.

2901 Dallas Pkwy #100, Plano, TX 75093, USA

10
5.0· 95 reviews

Trusted by 95 clients with a perfect 5.0-star rating in Plano.

1400 Preston Rd #290, Plano, TX 75093, USA

11
5.0· 122 reviews

5.0 stars from 122 reviews, reflecting exceptional client satisfaction.

1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA

12
5.0· 69 reviews

Rated 5.0 stars from 69 Google reviews, this Plano mortgage broker is highly trusted.

6860 Dallas Pkwy #200, Plano, TX 75024, USA

13
5.0· 15 reviews

5.0 stars from 15 reviews, reflecting exceptional client satisfaction in Plano.

5408 W Plano Pkwy, Plano, TX 75093, USA

14
4.9· 53 reviews

4.9 stars from 53 reviews reflect consistently excellent client service.

8560 Belleview Dr #325, Plano, TX 75024, USA

15
5.0· 34 reviews

5.0 stars from 34 Google reviews, reflecting exceptional client satisfaction.

5851 Legacy Cir 6th floor Suite 6042 & 6044, Plano, TX 75024, USA

Data from Google Business listings
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Mortgage Brokers in Plano, TX — Compared

#BusinessRNM ScoreRatingReviews
1The Richard Woodward Team Nexa Mortgage100/1005.0 ★343
2Premier Nationwide Lending88/1005.0 ★725
3Rob Kuehne Team - Pinnacle Home Loans97/1005.0 ★133
4Willow Bend Mortgage Company, (#117371) - Plano93/1004.8 ★132
5Home Of Mortgage LLC92/1004.9 ★71
6Elevate Home Mortgage95/1005.0 ★100
7Competitive Home Lending79/1004.9 ★59
8Home Loans by Texas Best Loan Officer94/1004.9 ★119
9Mortgage Loan Officer77/1005.0 ★29
10Jack Cooper Mortgage95/1005.0 ★95

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Mortgage Brokers in Plano

What does a mortgage broker do differently than going directly to a bank in Plano?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Plano?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Mortgage Brokers Directory — Plano, TX

This page lists and ranks 15 mortgage brokers serving Plano, TX as of June 2026. The average verified rating across all listings is 5 stars, with an average of 140 customer reviews per business. The top-ranked mortgage brokers in Plano by our algorithm is The Richard Woodward Team Nexa Mortgage (5.0 stars, 343 reviews). Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Plano: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Plano