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Mortgage Brokers in Plano, TX — Free Estimates

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As of August 2026, RatingsNearMe ranks 15 mortgage brokers in Plano, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Richard Woodward Team Nexa Mortgage with a 5.0-star rating from 343 Google reviews and an RNM Score of 100/100. Also in the top tier: Premier Nationwide Lending and Rob Kuehne Team - Pinnacle Home Loans. The average rating across all listed mortgage brokers in Plano is 5 stars from 140 reviews per business on average.

Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated August 2, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

15

Businesses listed

5★

Avg rating

140

Avg reviews

Aug 2, 2026

Last updated

Top Rated Mortgage Brokers

5.0(343 reviews)

5.0 stars from over 340 Google reviews makes them a top-rated mortgage broker in Plano.

7820 Hague Ct, Plano, TX 75025, USA
5.0(725 reviews)

Trusted by over 700 clients, this Plano mortgage broker holds a perfect 5.0-star rating.

6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA
5.0(133 reviews)

Trusted by hundreds of local clients, this Plano broker maintains a flawless 5.0-star rating.

7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA

Mortgage Brokers Rankings in Plano, TX

#BusinessRatingReviews
#1The Richard Woodward Team Nexa Mortgage7820 Hague Ct, Plano, TX 75025, USA5.0343
#2Premier Nationwide Lending6201 W Plano Pkwy Suite 100, Plano, TX 75093, USA5.0725
#3Rob Kuehne Team - Pinnacle Home Loans7700 Windrose Ave. Ste 300, Office 03-114, Plano, TX 75024, USA5.0133
#4Willow Bend Mortgage Company, (#117371) - Plano5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA4.8132
#5Core Community Mortgage5408 W Plano Pkwy, Plano, TX 75093, USA5.015
#6Terry Fann, Loan Officer, NMLS 179597-PrimeLending A Plains Capital Company8560 Belleview Dr #325, Plano, TX 75024, USA4.953
#7Supreme Lending DFW5851 Legacy Cir 6th floor Suite 6042 & 6044, Plano, TX 75024, USA5.034
#8Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA4.959
#9Home Of Mortgage LLC6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA4.971
#10Elevate Home Mortgage101 E Park Blvd Suite 600, Plano, TX 75074, USA5.0100

Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026

All Mortgage Brokers in Plano

4
4.8· 132 reviews

Trusted by 132 clients with a stellar 4.8-star rating in Plano.

5800 W Plano Pkwy Ste #105, Plano, TX 75093, USA

5
5.0· 15 reviews

5.0 stars from 15 reviews, reflecting exceptional client satisfaction in Plano.

5408 W Plano Pkwy, Plano, TX 75093, USA

6
4.9· 53 reviews

4.9 stars from 53 reviews reflect consistently excellent client service.

8560 Belleview Dr #325, Plano, TX 75024, USA

7
5.0· 34 reviews

5.0 stars from 34 Google reviews, reflecting exceptional client satisfaction.

5851 Legacy Cir 6th floor Suite 6042 & 6044, Plano, TX 75024, USA

8
4.9· 59 reviews

Rated 4.9 stars from 59 Google reviews, this Plano mortgage broker is highly trusted.

450 Century Pkwy Ste 250, Allen, TX 75013, USA

9
4.9· 71 reviews

Plano mortgage broker with a 4.9-star rating from 71 Google reviews.

6275 W Plano Pkwy Office 5119, Plano, TX 75093, USA

10
5.0· 100 reviews

Trusted by hundreds of clients with a perfect 5.0-star rating in Plano.

101 E Park Blvd Suite 600, Plano, TX 75074, USA

11
5.0· 69 reviews

Rated 5.0 stars from 69 Google reviews, this Plano mortgage broker is highly trusted.

6860 Dallas Pkwy #200, Plano, TX 75024, USA

12
4.9· 119 reviews

Trusted Plano mortgage broker with a 4.9-star rating from over 100 reviews.

1920 Jubilee Rd, Plano, TX 75093, USA

13
5.0· 29 reviews

Top-rated Plano mortgage broker with perfect 5.0 stars from 29 reviews.

2901 Dallas Pkwy #100, Plano, TX 75093, USA

14
5.0· 95 reviews

Trusted by 95 clients with a perfect 5.0-star rating in Plano.

1400 Preston Rd #290, Plano, TX 75093, USA

15
5.0· 122 reviews

5.0 stars from 122 reviews, reflecting exceptional client satisfaction.

1721 W Plano Pkwy Ste 221, Plano, TX 75075, USA

Data from Google Business listings
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Mortgage Brokers in Plano, TX — Compared

#BusinessRNM ScoreRatingReviews
1The Richard Woodward Team Nexa Mortgage100/1005.0 ★343
2Premier Nationwide Lending88/1005.0 ★725
3Rob Kuehne Team - Pinnacle Home Loans97/1005.0 ★133
4Willow Bend Mortgage Company, (#117371) - Plano93/1004.8 ★132
5Core Community Mortgage73/1005.0 ★15
6Terry Fann, Loan Officer, NMLS 179597-PrimeLending A Plains Capital Company78/1004.9 ★53
7Supreme Lending DFW78/1005.0 ★34
8Competitive Home Lending79/1004.9 ★59
9Home Of Mortgage LLC92/1004.9 ★71
10Elevate Home Mortgage95/1005.0 ★100

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026

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Frequently Asked Questions — Mortgage Brokers in Plano

What does a mortgage broker do differently than going directly to a bank in Plano?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Plano?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 2, 2026.

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About This Mortgage Brokers Directory — Plano, TX

This page lists and ranks 15 mortgage brokers serving Plano, TX as of August 2026. The average verified rating across all listings is 5 stars, with an average of 140 customer reviews per business. The top-ranked mortgage brokers in Plano by our algorithm is The Richard Woodward Team Nexa Mortgage (5.0 stars, 343 reviews). Mortgage brokers in Plano: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Plano: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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