Low Cost · Portland
Cheap Mortgage Brokers in Portland, OR — Best Prices
Compare mortgage brokers prices in Portland to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Portland, OR by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Evan Swanson with a 5.0-star rating from 313 verified reviews. Also in the top tier: GO Mortgage and Matt Jolivette - Associated Mortgage Brokers. The average rating across all listed mortgage brokers in Portland is 5 stars from 154 reviews per business on average.
Mortgage brokers in Portland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
154
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Evan Swanson
9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA
GO Mortgage
13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA
Matt Jolivette - Associated Mortgage Brokers
13535 SW 72nd Ave #140, Portland, OR 97223, USA
Mortgage Brokers Rankings in Portland, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Evan Swanson9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA | 5.0★ | 313 |
| #2 | GO Mortgage13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA | 4.9★ | 622 |
| #3 | Matt Jolivette - Associated Mortgage Brokers13535 SW 72nd Ave #140, Portland, OR 97223, USA | 5.0★ | 268 |
| #4 | Steph Noble at CrossCountry Mortgage | NMLS# 1290021737 NE Alberta St Suite 205, Portland, OR 97211, USA | 5.0★ | 235 |
| #5 | PDX Home Loan4380 S Macadam Ave #150, Portland, OR 97239, USA | 5.0★ | 64 |
| #6 | Risse Davis - American Pacific Mortgage2737 SE 21st Ave, Portland, OR 97202, USA | 5.0★ | 99 |
| #7 | Julee Felsman at Rate (NMLS #120831)1300 SE Stark St #111, Portland, OR 97214, USA | 5.0★ | 242 |
| #8 | Mortgage Trust, Inc.4386 S Macadam Ave #302, Portland, OR 97239, USA | 5.0★ | 115 |
| #9 | Arete Mortgage NW, LLC9701 SE 36th Ave, Milwaukie, OR 97222, USA | 5.0★ | 141 |
| #10 | Evergreen Home Loans Portland NMLS 23864643041 N Williams Ave, Portland, OR 97227, USA | 5.0★ | 56 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Portland
Steph Noble at CrossCountry Mortgage | NMLS# 129002
1737 NE Alberta St Suite 205, Portland, OR 97211, USA
PDX Home Loan
4380 S Macadam Ave #150, Portland, OR 97239, USA
Risse Davis - American Pacific Mortgage
2737 SE 21st Ave, Portland, OR 97202, USA
Julee Felsman at Rate (NMLS #120831)
1300 SE Stark St #111, Portland, OR 97214, USA
Mortgage Trust, Inc.
4386 S Macadam Ave #302, Portland, OR 97239, USA
Arete Mortgage NW, LLC
9701 SE 36th Ave, Milwaukie, OR 97222, USA
Evergreen Home Loans Portland NMLS 2386464
3041 N Williams Ave, Portland, OR 97227, USA
Jordan Lee Mortgage
4386 S Macadam Ave #302, Portland, OR 97239, USA
PierPoint Mortgage Portland, OR
3300 NW 185th Ave, Portland, OR 97229, USA
The Lindley Team, Mortgage Lenders
15115 SW Sequoia Pkwy #100, Portland, OR 97224, USA
Associated Mortgage Brokers
13535 SW 72nd Ave #140, Portland, OR 97223, USA
Newland Mortgage
525 3rd St Suite 200, Lake Oswego, OR 97034, USA
Capital M Lending
525 3rd St Suite 103, Lake Oswego, OR 97034, USA
Two Rivers Mortgage
10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA
NW Premier Mortgage, Inc
2154 NE Broadway #120, Portland, OR 97232, USA
Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 57785
1325 NW Flanders St, Portland, OR 97209, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Portland, OR.
Frequently Asked Questions — Mortgage Brokers in Portland
What does a mortgage broker do differently than going directly to a bank in Portland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Portland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Portland
Related Searches
More ways to find mortgage brokers in Portland
Mortgage Brokers in nearby cities