Local Pros · Portland
Local Mortgage Brokers in Portland, OR
Locally owned and operated mortgage brokers serving Portland and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Portland, OR by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Evan Swanson with a 5.0-star rating from 313 verified reviews. Also in the top tier: GO Mortgage and Matt Jolivette - Associated Mortgage Brokers. The average rating across all listed mortgage brokers in Portland is 5 stars from 154 reviews per business on average.
Mortgage brokers in Portland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
154
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Evan Swanson
9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA
GO Mortgage
13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA
Matt Jolivette - Associated Mortgage Brokers
13535 SW 72nd Ave #140, Portland, OR 97223, USA
Mortgage Brokers Rankings in Portland, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Evan Swanson9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA | 5.0★ | 313 |
| #2 | GO Mortgage13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA | 4.9★ | 622 |
| #3 | Matt Jolivette - Associated Mortgage Brokers13535 SW 72nd Ave #140, Portland, OR 97223, USA | 5.0★ | 268 |
| #4 | Steph Noble at CrossCountry Mortgage | NMLS# 1290021737 NE Alberta St Suite 205, Portland, OR 97211, USA | 5.0★ | 235 |
| #5 | PDX Home Loan4380 S Macadam Ave #150, Portland, OR 97239, USA | 5.0★ | 64 |
| #6 | Risse Davis - American Pacific Mortgage2737 SE 21st Ave, Portland, OR 97202, USA | 5.0★ | 99 |
| #7 | Julee Felsman at Rate (NMLS #120831)1300 SE Stark St #111, Portland, OR 97214, USA | 5.0★ | 242 |
| #8 | Mortgage Trust, Inc.4386 S Macadam Ave #302, Portland, OR 97239, USA | 5.0★ | 115 |
| #9 | Arete Mortgage NW, LLC9701 SE 36th Ave, Milwaukie, OR 97222, USA | 5.0★ | 141 |
| #10 | Evergreen Home Loans Portland NMLS 23864643041 N Williams Ave, Portland, OR 97227, USA | 5.0★ | 56 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Portland
Steph Noble at CrossCountry Mortgage | NMLS# 129002
1737 NE Alberta St Suite 205, Portland, OR 97211, USA
PDX Home Loan
4380 S Macadam Ave #150, Portland, OR 97239, USA
Risse Davis - American Pacific Mortgage
2737 SE 21st Ave, Portland, OR 97202, USA
Julee Felsman at Rate (NMLS #120831)
1300 SE Stark St #111, Portland, OR 97214, USA
Mortgage Trust, Inc.
4386 S Macadam Ave #302, Portland, OR 97239, USA
Arete Mortgage NW, LLC
9701 SE 36th Ave, Milwaukie, OR 97222, USA
Evergreen Home Loans Portland NMLS 2386464
3041 N Williams Ave, Portland, OR 97227, USA
Jordan Lee Mortgage
4386 S Macadam Ave #302, Portland, OR 97239, USA
PierPoint Mortgage Portland, OR
3300 NW 185th Ave, Portland, OR 97229, USA
The Lindley Team, Mortgage Lenders
15115 SW Sequoia Pkwy #100, Portland, OR 97224, USA
Associated Mortgage Brokers
13535 SW 72nd Ave #140, Portland, OR 97223, USA
Newland Mortgage
525 3rd St Suite 200, Lake Oswego, OR 97034, USA
Capital M Lending
525 3rd St Suite 103, Lake Oswego, OR 97034, USA
Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 57785
1325 NW Flanders St, Portland, OR 97209, USA
Two Rivers Mortgage
10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA
NW Premier Mortgage, Inc
2154 NE Broadway #120, Portland, OR 97232, USA
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Frequently Asked Questions — Mortgage Brokers in Portland
What does a mortgage broker do differently than going directly to a bank in Portland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Portland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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