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Mortgage Brokers in Portland, OR — Free Estimates
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As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Portland, OR by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Evan Swanson with a 5.0-star rating from 313 Google reviews and an RNM Score of 100/100. Also in the top tier: GO Mortgage and Matt Jolivette - Associated Mortgage Brokers. The average rating across all listed mortgage brokers in Portland is 5 stars from 154 reviews per business on average.
Mortgage brokers in Portland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Portland, Oregon is home to a variety of mortgage brokers who can help consumers navigate the home buying process. Mortgage brokers in the area can assist with finding the best loan options, rates, and terms to fit individual financial needs.
- ✓Mortgage brokers in Portland have expertise in local real estate and lending markets
- ✓Brokers can compare loan offers from multiple lenders to find the most favorable terms
- ✓Consumers should research brokers' credentials and read reviews before selecting one
Best Overall
Guild Mortgage - Evan Swanson
Evan Swanson is consistently top-ranked for his exceptional client service and local expertise in Portland's competitive housing market.
Most Reviewed
Steph Noble at CrossCountry Mortgage | NMLS# 129002
A high review count indicates broad client trust and a proven track record of reliable service over many transactions.
When choosing a mortgage broker in Portland, compare local expertise and responsiveness, not just rates, and always verify NMLS licensing for transparency and security.
How to Choose a Mortgage Broker in Portland
What to look for
- • Mortgage brokers with experience working in the Portland, OR market
- • Brokers who are licensed and in good standing with the Oregon Division of Financial Regulation
- • Brokers who can provide a range of loan options from multiple lenders
- • Brokers who are transparent about fees and commissions
Questions to ask
- • How long have you been a mortgage broker in Portland?
- • What types of loans do you typically work with?
- • Can you provide a detailed estimate of all the fees and costs associated with my loan?
- • Do you have any client references I can contact?
Red flags
- ⚠ Brokers who are not transparent about their fees or commission structure
- ⚠ Brokers who pressure you to use a specific lender or loan product
- ⚠ Brokers who are not licensed or in good standing with the Oregon Division of Financial Regulation
In Oregon, mortgage brokers are required to be licensed by the Division of Financial Regulation. It's important to verify a broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
154
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Portland's top-rated mortgage broker with a perfect 5.0★ score from over 300 reviews.
9755 SW Barnes Rd Suite 600, Portland, OR 97225, USATrusted by hundreds of local clients, this Portland broker holds a stellar 4.9-star rating.
13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USAPortland mortgage broker with 5.0★ rating from 268 Google reviews.
13535 SW 72nd Ave #140, Portland, OR 97223, USAMortgage Brokers Rankings in Portland, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Evan Swanson9755 SW Barnes Rd Suite 600, Portland, OR 97225, USA | 5.0★ | 313 |
| #2 | GO Mortgage13010 SW 68th Pkwy Suite 145, Portland, OR 97223, USA | 4.9★ | 622 |
| #3 | Matt Jolivette - Associated Mortgage Brokers13535 SW 72nd Ave #140, Portland, OR 97223, USA | 5.0★ | 268 |
| #4 | The Lindley Team, Mortgage Lenders15115 SW Sequoia Pkwy #100, Portland, OR 97224, USA | 5.0★ | 156 |
| #5 | NW Premier Mortgage, Inc2154 NE Broadway #120, Portland, OR 97232, USA | 4.9★ | 87 |
| #6 | PDX Home Loan4380 S Macadam Ave #150, Portland, OR 97239, USA | 5.0★ | 64 |
| #7 | Two Rivers Mortgage10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA | 5.0★ | 89 |
| #8 | Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 577851325 NW Flanders St, Portland, OR 97209, USA | 5.0★ | 126 |
| #9 | Capital M Lending525 3rd St Suite 103, Lake Oswego, OR 97034, USA | 4.9★ | 45 |
| #10 | PierPoint Mortgage Portland, OR3300 NW 185th Ave, Portland, OR 97229, USA | 4.9★ | 33 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Portland
Earns a perfect 5.0-star rating from over 150 Google reviews in Portland.
15115 SW Sequoia Pkwy #100, Portland, OR 97224, USA
A top-rated Portland mortgage broker with a 4.9-star rating from 87 reviews.
2154 NE Broadway #120, Portland, OR 97232, USA
Consistently earns a perfect 5.0-star rating from over 60 local Google reviews.
4380 S Macadam Ave #150, Portland, OR 97239, USA
Rated 5.0 stars from 89 Google reviews by Portland clients.
10121 SE Sunnyside Rd #300, Clackamas, OR 97015, USA
Top-rated Portland mortgage broker with a perfect 5.0-star score from 126 reviews.
1325 NW Flanders St, Portland, OR 97209, USA
Rated 4.9 stars from 45 Google reviews, this Portland mortgage broker is highly trusted.
525 3rd St Suite 103, Lake Oswego, OR 97034, USA
Rated 4.9 stars from 33 Google reviews, this Portland mortgage broker is highly trusted.
3300 NW 185th Ave, Portland, OR 97229, USA
Top-rated Portland mortgage broker with 4.9 stars from 155 Google reviews.
525 3rd St Suite 200, Lake Oswego, OR 97034, USA
5.0 stars from 242 Google reviews, reflecting exceptional client satisfaction.
1300 SE Stark St #111, Portland, OR 97214, USA
Boasting a flawless 5.0-star rating from over 140 local Google reviews.
9701 SE 36th Ave, Milwaukie, OR 97222, USA
Rated 5.0 stars from over 200 Google reviews, this Portland mortgage broker is highly trusted.
1737 NE Alberta St Suite 205, Portland, OR 97211, USA
A 5.0-star rating from over 115 Google reviews reflects exceptional client satisfaction.
4386 S Macadam Ave #302, Portland, OR 97239, USA
Top-rated Portland mortgage broker with a perfect 5.0★ rating from 99 reviews.
2737 SE 21st Ave, Portland, OR 97202, USA
Portland mortgage broker with a perfect 5.0★ rating from 75 Google reviews.
4386 S Macadam Ave #302, Portland, OR 97239, USA
Boasts a perfect 5.0-star rating from 56 Google reviews in Portland.
3041 N Williams Ave, Portland, OR 97227, USA
Exceptional 5.0-star rating from 5 Google reviews for a Portland mortgage broker.
13535 SW 72nd Ave #140, Portland, OR 97223, USA
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Mortgage Brokers in Portland, OR — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Evan Swanson | 100/100 | 5.0 ★ | 313 |
| 2 | GO Mortgage | 87/100 | 4.9 ★ | 622 |
| 3 | Matt Jolivette - Associated Mortgage Brokers | 88/100 | 5.0 ★ | 268 |
| 4 | The Lindley Team, Mortgage Lenders | 86/100 | 5.0 ★ | 156 |
| 5 | NW Premier Mortgage, Inc | 81/100 | 4.9 ★ | 87 |
| 6 | PDX Home Loan | 81/100 | 5.0 ★ | 64 |
| 7 | Two Rivers Mortgage | 83/100 | 5.0 ★ | 89 |
| 8 | Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 57785 | 85/100 | 5.0 ★ | 126 |
| 9 | Capital M Lending | 77/100 | 4.9 ★ | 45 |
| 10 | PierPoint Mortgage Portland, OR | 76/100 | 4.9 ★ | 33 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Portland
What does a mortgage broker do differently than going directly to a bank in Portland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Portland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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