4.5+ Stars · Poway
Highly Rated Mortgage Brokers in Poway, CA
Only the best make this list. These mortgage brokers in Poway have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Poway, CA by verified customer ratings and review volume. The highest-rated is LendSure Mortgage with a 4.8-star rating from 264 verified reviews. Also in the top tier: Christian Griffin/Future Mortgage and TaliMar Financial. The average rating across all listed mortgage brokers in Poway is 5 stars from 65 reviews per business on average.
Mortgage brokers in Poway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
65
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
LendSure Mortgage
12230 World Trade Dr Suite 250, San Diego, CA 92128, USA
Christian Griffin/Future Mortgage
16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA
TaliMar Financial
13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA
Mortgage Brokers Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | LendSure Mortgage12230 World Trade Dr Suite 250, San Diego, CA 92128, USA | 4.8★ | 264 |
| #2 | Christian Griffin/Future Mortgage16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA | 5.0★ | 108 |
| #3 | TaliMar Financial13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA | 4.9★ | 75 |
| #4 | American Pacific Mortgage11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA | 4.9★ | 88 |
| #5 | Amir Nurani, Mortgage Broker9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA | 5.0★ | 34 |
| #6 | Mike Lynch at Cornerstone Home Lending16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA | 5.0★ | 54 |
| #7 | HAMPTON MORTGAGE GROUP15347 Maturin Dr, San Diego, CA 92127, USA | 5.0★ | 28 |
| #8 | Lennar Mortgage, LLC San Diego13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA | 4.9★ | 59 |
| #9 | EQUIS MORTGAGE GROUP11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA | 5.0★ | 5 |
| #10 | Josh Gullick at CrossCountry Mortgage12396 World Trade Dr #212, San Diego, CA 92128, USA | 5.0★ | 43 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Poway
American Pacific Mortgage
11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA
Amir Nurani, Mortgage Broker
9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA
Mike Lynch at Cornerstone Home Lending
16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA
HAMPTON MORTGAGE GROUP
15347 Maturin Dr, San Diego, CA 92127, USA
Lennar Mortgage, LLC San Diego
13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA
Josh Gullick at CrossCountry Mortgage
12396 World Trade Dr #212, San Diego, CA 92128, USA
Leah McBride, Finance of America Mortgage LLC
16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA
C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298
16486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA
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Frequently Asked Questions — Mortgage Brokers in Poway
What does a mortgage broker do differently than going directly to a bank in Poway?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Poway?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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