Licensed · Poway
Licensed & Insured Mortgage Brokers in Poway, CA
Every mortgage brokers listed here carries proper licensing and insurance in CA. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is LendSure Mortgage with a 4.8-star rating from 264 Google reviews and an RNM Score of 97/100. Also in the top tier: Christian Griffin/Future Mortgage and TaliMar Financial. The average rating across all listed mortgage brokers in Poway is 5 stars from 65 reviews per business on average.
Mortgage brokers in Poway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Poway, CA is home to a variety of mortgage brokers who can assist consumers with home loans and refinancing. When searching for a local mortgage broker, consumers should consider factors such as industry experience, customer reviews, and the range of loan products offered.
- ✓Experienced mortgage brokers in Poway, CA
- ✓Variety of loan products and services available
- ✓Important to research brokers' credentials and customer reviews
Best Overall
TaliMar Financial
TaliMar Financial consistently ranks at the top for its exceptional customer service, competitive rates, and rapid closing times in Poway.
Most Reviewed
TaliMar Financial
A high volume of reviews indicates broad customer experience and builds trust in the broker's reliability and service quality.
When choosing a mortgage broker in Poway, compare loan options and fees from multiple top-ranked brokers, and prioritize those with strong local reviews and transparent communication to ensure a smooth home financing process.
How to Choose a Mortgage Broker in Poway
What to look for
- • Mortgage brokers with experience working in the Poway, CA market
- • Brokers who are licensed and in good standing with the California Department of Real Estate
- • Brokers who can provide references from past clients in Poway
- • Brokers who offer a wide range of loan products to fit your specific needs
Questions to ask
- • How long have you been a mortgage broker in Poway?
- • What types of loans do you typically arrange for Poway homebuyers?
- • Can you provide me with a few references from your recent Poway clients?
Red flags
- ⚠ Brokers who cannot provide proof of their California Department of Real Estate license
- ⚠ Brokers who seem pushy or try to rush you into a decision
- ⚠ Brokers who cannot clearly explain the loan terms and costs
In California, mortgage brokers must be licensed by the Department of Real Estate. Be sure to verify your broker's license is current and in good standing before moving forward.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
65
Avg reviews
Jun 9, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.8 stars from 264 Google reviews, this Poway broker is highly trusted.
12230 World Trade Dr Suite 250, San Diego, CA 92128, USAMortgage Brokers Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | LendSure Mortgage12230 World Trade Dr Suite 250, San Diego, CA 92128, USA | 4.8★ | 264 |
| #2 | Christian Griffin/Future Mortgage16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA | 5.0★ | 108 |
| #3 | TaliMar Financial13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA | 4.9★ | 75 |
| #4 | Mike Lynch at Cornerstone Home Lending16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA | 5.0★ | 54 |
| #5 | Leah McBride, Finance of America Mortgage LLC16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA | 5.0★ | 20 |
| #6 | C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 30029816486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA | 5.0★ | 7 |
| #7 | American Pacific Mortgage11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA | 4.9★ | 88 |
| #8 | Amir Nurani, Mortgage Broker9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA | 5.0★ | 34 |
| #9 | HAMPTON MORTGAGE GROUP15347 Maturin Dr, San Diego, CA 92127, USA | 5.0★ | 28 |
| #10 | Lennar Mortgage, LLC San Diego13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA | 4.9★ | 59 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Poway
16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA
16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA
16486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA
11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA
9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA
15347 Maturin Dr, San Diego, CA 92127, USA
13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
12396 World Trade Dr #212, San Diego, CA 92128, USA
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We'll connect you with the top mortgage brokers in Poway, CA.
Mortgage Brokers in Poway, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | LendSure Mortgage | 97/100 | 4.8 ★ | 264 |
| 2 | Christian Griffin/Future Mortgage | 95/100 | 5.0 ★ | 108 |
| 3 | TaliMar Financial | 92/100 | 4.9 ★ | 75 |
| 4 | Mike Lynch at Cornerstone Home Lending | 92/100 | 5.0 ★ | 54 |
| 5 | Leah McBride, Finance of America Mortgage LLC | 78/100 | 5.0 ★ | 20 |
| 6 | C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298 | 81/100 | 5.0 ★ | 7 |
| 7 | American Pacific Mortgage | 81/100 | 4.9 ★ | 88 |
| 8 | Amir Nurani, Mortgage Broker | 89/100 | 5.0 ★ | 34 |
| 9 | HAMPTON MORTGAGE GROUP | 88/100 | 5.0 ★ | 28 |
| 10 | Lennar Mortgage, LLC San Diego | 91/100 | 4.9 ★ | 59 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Mortgage Brokers in Poway
What does a mortgage broker do differently than going directly to a bank in Poway?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Poway?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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