Real Reviews · Poway
Top-Reviewed Mortgage Brokers in Poway, CA
What are customers actually saying? Read verified reviews for mortgage brokers in Poway — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is LendSure Mortgage with a 4.8-star rating from 264 Google reviews and an RNM Score of 97/100. Also in the top tier: Christian Griffin/Future Mortgage and American Pacific Mortgage. The average rating across all listed mortgage brokers in Poway is 5 stars from 65 reviews per business on average.
Mortgage brokers in Poway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
TaliMar Financial
TaliMar Financial consistently ranks at the top for its exceptional customer service, competitive rates, and rapid closing times in Poway.
Most Reviewed
TaliMar Financial
A high volume of reviews indicates broad customer experience and builds trust in the broker's reliability and service quality.
When choosing a mortgage broker in Poway, compare loan options and fees from multiple top-ranked brokers, and prioritize those with strong local reviews and transparent communication to ensure a smooth home financing process.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
65
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.8 stars from 264 Google reviews, this Poway broker is highly trusted.
12230 World Trade Dr Suite 250, San Diego, CA 92128, USATop-rated Poway mortgage broker with 108 perfect 5.0-star Google reviews.
16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USARated 4.9 stars from 88 Google reviews, this Poway mortgage broker is highly trusted.
11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USAMortgage Brokers Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | LendSure Mortgage12230 World Trade Dr Suite 250, San Diego, CA 92128, USA | 4.8★ | 264 |
| #2 | Christian Griffin/Future Mortgage16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA | 5.0★ | 108 |
| #3 | American Pacific Mortgage11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA | 4.9★ | 88 |
| #4 | C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 30029816486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA | 5.0★ | 7 |
| #5 | Leah McBride, Finance of America Mortgage LLC16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA | 5.0★ | 20 |
| #6 | TaliMar Financial13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA | 4.9★ | 75 |
| #7 | Josh Gullick at CrossCountry Mortgage12396 World Trade Dr #212, San Diego, CA 92128, USA | 5.0★ | 43 |
| #8 | Amir Nurani, Mortgage Broker9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA | 5.0★ | 34 |
| #9 | EQUIS MORTGAGE GROUP11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA | 5.0★ | 5 |
| #10 | Mike Lynch at Cornerstone Home Lending16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA | 5.0★ | 54 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Poway
Trusted local lender with a perfect 5.0-star rating from 7 reviews.
16486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA
Rated 5.0 stars from over 20 Google reviews by local clients in Poway.
16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA
Praised by 75 clients for exceptional service, earning a stellar 4.9-star rating.
13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA
5.0 stars from 43 Google reviews, reflecting exceptional client satisfaction.
12396 World Trade Dr #212, San Diego, CA 92128, USA
Trusted Poway mortgage broker with a perfect 5.0★ rating from 34 reviews.
9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA
Rated 5.0 stars from five Google reviews, this Poway mortgage broker earns high client praise.
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
Rated 5.0 stars from 54 Google reviews, this Poway mortgage broker is highly trusted.
16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA
Rated 4.9 stars from 59 Google reviews, this Poway mortgage broker is highly trusted.
13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA
5.0 stars from 28 reviews, reflecting exceptional client satisfaction in Poway.
15347 Maturin Dr, San Diego, CA 92127, USA
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Mortgage Brokers in Poway, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | LendSure Mortgage | 97/100 | 4.8 ★ | 264 |
| 2 | Christian Griffin/Future Mortgage | 95/100 | 5.0 ★ | 108 |
| 3 | American Pacific Mortgage | 81/100 | 4.9 ★ | 88 |
| 4 | C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 300298 | 81/100 | 5.0 ★ | 7 |
| 5 | Leah McBride, Finance of America Mortgage LLC | 78/100 | 5.0 ★ | 20 |
| 6 | TaliMar Financial | 92/100 | 4.9 ★ | 75 |
| 7 | Josh Gullick at CrossCountry Mortgage | 91/100 | 5.0 ★ | 43 |
| 8 | Amir Nurani, Mortgage Broker | 89/100 | 5.0 ★ | 34 |
| 9 | EQUIS MORTGAGE GROUP | 71/100 | 5.0 ★ | 5 |
| 10 | Mike Lynch at Cornerstone Home Lending | 92/100 | 5.0 ★ | 54 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Poway
What does a mortgage broker do differently than going directly to a bank in Poway?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Poway?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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