Real Reviews · Poway

Top-Reviewed Mortgage Brokers in Poway, CA

What are customers actually saying? Read verified reviews for mortgage brokers in Poway — every rating is from a real customer.

As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is LendSure Mortgage with a 4.8-star rating from 264 Google reviews and an RNM Score of 97/100. Also in the top tier: Christian Griffin/Future Mortgage and American Pacific Mortgage. The average rating across all listed mortgage brokers in Poway is 5 stars from 65 reviews per business on average.

Mortgage brokers in Poway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

TaliMar Financial

TaliMar Financial consistently ranks at the top for its exceptional customer service, competitive rates, and rapid closing times in Poway.

Most Reviewed

TaliMar Financial

A high volume of reviews indicates broad customer experience and builds trust in the broker's reliability and service quality.

When choosing a mortgage broker in Poway, compare loan options and fees from multiple top-ranked brokers, and prioritize those with strong local reviews and transparent communication to ensure a smooth home financing process.

Filter:

Local Market Snapshot

12

Businesses listed

5★

Avg rating

65

Avg reviews

Jun 10, 2026

Last updated

Top Rated Mortgage Brokers

4.8(264 reviews)

Rated 4.8 stars from 264 Google reviews, this Poway broker is highly trusted.

12230 World Trade Dr Suite 250, San Diego, CA 92128, USA
5.0(108 reviews)

Top-rated Poway mortgage broker with 108 perfect 5.0-star Google reviews.

16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA
4.9(88 reviews)

Rated 4.9 stars from 88 Google reviews, this Poway mortgage broker is highly trusted.

11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA

Mortgage Brokers Rankings in Poway, CA

#BusinessRatingReviews
#1LendSure Mortgage12230 World Trade Dr Suite 250, San Diego, CA 92128, USA4.8264
#2Christian Griffin/Future Mortgage16236 San Dieguito Rd suite 5 18, Rancho Santa Fe, CA 92091, USA5.0108
#3American Pacific Mortgage11770 Bernardo Plaza Ct #451, San Diego, CA 92128, USA4.988
#4C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 30029816486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA5.07
#5Leah McBride, Finance of America Mortgage LLC16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA5.020
#6TaliMar Financial13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA4.975
#7Josh Gullick at CrossCountry Mortgage12396 World Trade Dr #212, San Diego, CA 92128, USA5.043
#8Amir Nurani, Mortgage Broker9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA5.034
#9EQUIS MORTGAGE GROUP11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA5.05
#10Mike Lynch at Cornerstone Home Lending16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA5.054

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Poway

4
5.0· 7 reviews

Trusted local lender with a perfect 5.0-star rating from 7 reviews.

16486 Bernardo Center Dr Ste 228, San Diego, CA 92128, USA

5
5.0· 20 reviews

Rated 5.0 stars from over 20 Google reviews by local clients in Poway.

16456 Bernardo Center Dr Suite 200, San Diego, CA 92128, USA

6
4.9· 75 reviews

Praised by 75 clients for exceptional service, earning a stellar 4.9-star rating.

13520 Evening Creek Dr N UNIT 380, San Diego, CA 92128, USA

7
5.0· 43 reviews

5.0 stars from 43 Google reviews, reflecting exceptional client satisfaction.

12396 World Trade Dr #212, San Diego, CA 92128, USA

8
5.0· 34 reviews

Trusted Poway mortgage broker with a perfect 5.0★ rating from 34 reviews.

9810 Scripps Lake Dr Suite A, San Diego, CA 92131, USA

9
5.0· 5 reviews

Rated 5.0 stars from five Google reviews, this Poway mortgage broker earns high client praise.

11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA

10
5.0· 54 reviews

Rated 5.0 stars from 54 Google reviews, this Poway mortgage broker is highly trusted.

16766 Bernardo Center Dr UNIT 111, San Diego, CA 92128, USA

11
4.9· 59 reviews

Rated 4.9 stars from 59 Google reviews, this Poway mortgage broker is highly trusted.

13520 Evening Creek Dr N Suite 600B, San Diego, CA 92128, USA

12
5.0· 28 reviews

5.0 stars from 28 reviews, reflecting exceptional client satisfaction in Poway.

15347 Maturin Dr, San Diego, CA 92127, USA

Data from Google Business listings
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Mortgage Brokers in Poway, CA — Compared

#BusinessRNM ScoreRatingReviews
1LendSure Mortgage97/1004.8 ★264
2Christian Griffin/Future Mortgage95/1005.0 ★108
3American Pacific Mortgage81/1004.9 ★88
4C2 Financial | Mitch Palmer | Mortgage Advisor | NMLS - 30029881/1005.0 ★7
5Leah McBride, Finance of America Mortgage LLC78/1005.0 ★20
6TaliMar Financial92/1004.9 ★75
7Josh Gullick at CrossCountry Mortgage91/1005.0 ★43
8Amir Nurani, Mortgage Broker89/1005.0 ★34
9EQUIS MORTGAGE GROUP71/1005.0 ★5
10Mike Lynch at Cornerstone Home Lending92/1005.0 ★54

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Mortgage Brokers in Poway

What does a mortgage broker do differently than going directly to a bank in Poway?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Poway?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in CA?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.

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About This Mortgage Brokers Directory — Poway, CA

This page lists and ranks 12 mortgage brokers serving Poway, CA as of June 2026. The average verified rating across all listings is 5 stars, with an average of 65 customer reviews per business. The top-ranked mortgage brokers in Poway by our algorithm is LendSure Mortgage (4.8 stars, 264 reviews). Mortgage brokers in Poway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Poway: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Mortgage Brokers in Poway