Best Value · Queen Creek
Affordable Mortgage Brokers in Queen Creek, AZ
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Queen Creek, AZ by verified customer ratings and review volume. The highest-rated is Howard Funding LLC with a 5.0-star rating from 100 verified reviews. Also in the top tier: Lori Smolke - Fairway Home Mortgage and Jon Robinson -Mortgage Broker -All Clear Mortgage Inc. The average rating across all listed mortgage brokers in Queen Creek is 5 stars from 31 reviews per business on average.
Mortgage brokers in Queen Creek: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
31
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Howard Funding LLC
20712 E Marsh Rd, Queen Creek, AZ 85142, USA
Lori Smolke - Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Jon Robinson -Mortgage Broker -All Clear Mortgage Inc
18722 E Canary Way, Queen Creek, AZ 85142, USA
Mortgage Brokers Rankings in Queen Creek, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Howard Funding LLC20712 E Marsh Rd, Queen Creek, AZ 85142, USA | 5.0★ | 100 |
| #2 | Lori Smolke - Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 48 |
| #3 | Jon Robinson -Mortgage Broker -All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 47 |
| #4 | Interstate Mortgage Service, Inc.25062 S 190th St, Queen Creek, AZ 85142, USA | 5.0★ | 11 |
| #5 | Deni Gaines - Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 33 |
| #6 | Castle Rock Mortgage LLC1984 E Sarona Ct, San Tan Valley, AZ 85143, USA | 5.0★ | 42 |
| #7 | Cesar Munoz - Fairway Independent Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 19 |
| #8 | Driven Lending LLC39701 Country Ln, Queen Creek, AZ 85140, USA | 5.0★ | 16 |
| #9 | DC Mortgage LLC25414 S 201st Pl, Queen Creek, AZ 85142, USA | 5.0★ | 8 |
| #10 | All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Queen Creek
Interstate Mortgage Service, Inc.
25062 S 190th St, Queen Creek, AZ 85142, USA
Deni Gaines - Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Castle Rock Mortgage LLC
1984 E Sarona Ct, San Tan Valley, AZ 85143, USA
Cesar Munoz - Fairway Independent Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Driven Lending LLC
39701 Country Ln, Queen Creek, AZ 85140, USA
DC Mortgage LLC
25414 S 201st Pl, Queen Creek, AZ 85142, USA
All Clear Mortgage Inc
18722 E Canary Way, Queen Creek, AZ 85142, USA
Loomis Home Mortgage
3948 E Lafayette Ave, Gilbert, AZ 85298, USA
Kevin Kerivan, Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
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Frequently Asked Questions — Mortgage Brokers in Queen Creek
What does a mortgage broker do differently than going directly to a bank in Queen Creek?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Queen Creek?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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