Near You · Queen Creek
Mortgage Brokers Near You in Queen Creek, AZ
Find mortgage brokers close to you in Queen Creek. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Queen Creek, AZ by verified customer ratings and review volume. The highest-rated is Howard Funding LLC with a 5.0-star rating from 100 verified reviews. Also in the top tier: Lori Smolke - Fairway Home Mortgage and Jon Robinson -Mortgage Broker -All Clear Mortgage Inc. The average rating across all listed mortgage brokers in Queen Creek is 5 stars from 31 reviews per business on average.
Mortgage brokers in Queen Creek: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
31
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Howard Funding LLC
20712 E Marsh Rd, Queen Creek, AZ 85142, USA
Lori Smolke - Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Jon Robinson -Mortgage Broker -All Clear Mortgage Inc
18722 E Canary Way, Queen Creek, AZ 85142, USA
Mortgage Brokers Rankings in Queen Creek, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Howard Funding LLC20712 E Marsh Rd, Queen Creek, AZ 85142, USA | 5.0★ | 100 |
| #2 | Lori Smolke - Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 48 |
| #3 | Jon Robinson -Mortgage Broker -All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 47 |
| #4 | Interstate Mortgage Service, Inc.25062 S 190th St, Queen Creek, AZ 85142, USA | 5.0★ | 11 |
| #5 | Deni Gaines - Fairway Home Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 33 |
| #6 | Castle Rock Mortgage LLC1984 E Sarona Ct, San Tan Valley, AZ 85143, USA | 5.0★ | 42 |
| #7 | Cesar Munoz - Fairway Independent Mortgage21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA | 5.0★ | 19 |
| #8 | Driven Lending LLC39701 Country Ln, Queen Creek, AZ 85140, USA | 5.0★ | 16 |
| #9 | DC Mortgage LLC25414 S 201st Pl, Queen Creek, AZ 85142, USA | 5.0★ | 8 |
| #10 | All Clear Mortgage Inc18722 E Canary Way, Queen Creek, AZ 85142, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Queen Creek
Interstate Mortgage Service, Inc.
25062 S 190th St, Queen Creek, AZ 85142, USA
Deni Gaines - Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Castle Rock Mortgage LLC
1984 E Sarona Ct, San Tan Valley, AZ 85143, USA
Cesar Munoz - Fairway Independent Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
Driven Lending LLC
39701 Country Ln, Queen Creek, AZ 85140, USA
DC Mortgage LLC
25414 S 201st Pl, Queen Creek, AZ 85142, USA
All Clear Mortgage Inc
18722 E Canary Way, Queen Creek, AZ 85142, USA
Loomis Home Mortgage
3948 E Lafayette Ave, Gilbert, AZ 85298, USA
Kevin Kerivan, Fairway Home Mortgage
21321 E Ocotillo Rd STE 111, Queen Creek, AZ 85142, USA
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Frequently Asked Questions — Mortgage Brokers in Queen Creek
What does a mortgage broker do differently than going directly to a bank in Queen Creek?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Queen Creek?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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