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Affordable Insurance Agents in Saint Louis, MO
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Saint Louis, MO by verified customer ratings and review volume. The highest-rated is Norrell Insurance Agency with a 4.9-star rating from 154 verified reviews. Also in the top tier: The Star Agency (Insurance) and Insurance Advisors of St. Louis. The average rating across all listed insurance agents in Saint Louis is 4.6 stars from 191 reviews per business on average.
Insurance in Saint Louis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
191
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Norrell Insurance Agency
401 Pine St #7, St. Louis, MO 63102, USA
The Star Agency (Insurance)
2027 S 11th St, St. Louis, MO 63104, USA
Insurance Advisors of St. Louis
3801 S Kingshighway Blvd, St. Louis, MO 63109, USA
Insurance Agents Rankings in Saint Louis, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Norrell Insurance Agency401 Pine St #7, St. Louis, MO 63102, USA | 4.9★ | 154 |
| #2 | The Star Agency (Insurance)2027 S 11th St, St. Louis, MO 63104, USA | 4.6★ | 18 |
| #3 | Insurance Advisors of St. Louis3801 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.5★ | 16 |
| #4 | Signorelli Insurance1001 Highlands Plaza Dr Suite 500A, St. Louis, MO 63110, USA | 5.0★ | 20 |
| #5 | St. Louis Insurers Inc4249 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.5★ | 20 |
| #6 | Freeway Insurance4721 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.9★ | 396 |
| #7 | Lp Miceli Inc3470 Hampton Ave s106, St. Louis, MO 63139, USA | 4.9★ | 144 |
| #8 | Valley Insurance Agency Alliance LLC (VIAA)6825 Clayton Ave #200, St. Louis, MO 63139, USA | 5.0★ | 149 |
| #9 | Naeger Family Insurance Agencies4657 Hampton Ave, St. Louis, MO 63109, USA | 4.7★ | 26 |
| #10 | POWERS Insurance and Risk Management6825 Clayton Ave #200, St. Louis, MO 63139, USA | 5.0★ | 459 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Saint Louis
Signorelli Insurance
1001 Highlands Plaza Dr Suite 500A, St. Louis, MO 63110, USA
St. Louis Insurers Inc
4249 S Kingshighway Blvd, St. Louis, MO 63109, USA
Freeway Insurance
4721 S Kingshighway Blvd, St. Louis, MO 63109, USA
Valley Insurance Agency Alliance LLC (VIAA)
6825 Clayton Ave #200, St. Louis, MO 63139, USA
POWERS Insurance and Risk Management
6825 Clayton Ave #200, St. Louis, MO 63139, USA
Bradford O'Neil - State Farm Insurance Agent
7227 Southwest Ave, St. Louis, MO 63143, USA
Missouri Insurance Exchange
7532 W Florissant Ave, St. Louis, MO 63136, USA
Elevated Insurance Group
345 Marshall Ave Ste 200, St. Louis, MO 63119, USA
R T Thomas Insurance, LLC
8131 Delmar Blvd, St. Louis, MO 63130, USA
Best Insurance Agency
Suite 201 2nd Floor, 9191 W Florissant Ave Apt 208, St. Louis, MO 63136, USA
Melissa Carlton - State Farm Insurance Agent
8330 Watson Rd #101, St. Louis, MO 63119, USA
Just Insurance
10089 W Florissant Ave, St. Louis, MO 63136, USA
Southtown Insurance Agency
7127 S Lindbergh Blvd, St. Louis, MO 63125, USA
Tom Gerber - Premier Insurance Agency
11400 Concord Village Ave #D, St. Louis, MO 63123, USA
Sal's SR22 Insurance
3 Wickham Fen Rd, Florissant, MO 63033, USA
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Frequently Asked Questions — Insurance Agents in Saint Louis
What is the difference between a captive and independent insurance agent in Saint Louis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Saint Louis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saint Louis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saint Louis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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