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Trusted Insurance Agents in Saint Louis, MO
Trust matters when you're inviting a pro into your home or business. These insurance agents in Saint Louis have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Saint Louis, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Norrell Insurance Agency with a 4.9-star rating from 154 Google reviews and an RNM Score of 96/100. Also in the top tier: The Star Agency (Insurance) and Insurance Advisors of St. Louis. The average rating across all listed insurance agents in Saint Louis is 4.6 stars from 191 reviews per business on average.
Insurance in Saint Louis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
191
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Top-rated St. Louis insurance agent with a 4.9-star rating from over 150 reviews.
401 Pine St #7, St. Louis, MO 63102, USAProudly rated 4.6 stars from 18 Google reviews by local St. Louis clients.
2027 S 11th St, St. Louis, MO 63104, USAEarned a strong 4.5-star rating from 16 Google reviews in St. Louis.
3801 S Kingshighway Blvd, St. Louis, MO 63109, USAInsurance Agents Rankings in Saint Louis, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Norrell Insurance Agency401 Pine St #7, St. Louis, MO 63102, USA | 4.9★ | 154 |
| #2 | The Star Agency (Insurance)2027 S 11th St, St. Louis, MO 63104, USA | 4.6★ | 18 |
| #3 | Insurance Advisors of St. Louis3801 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.5★ | 16 |
| #4 | Signorelli Insurance1001 Highlands Plaza Dr Suite 500A, St. Louis, MO 63110, USA | 5.0★ | 20 |
| #5 | St. Louis Insurers Inc4249 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.5★ | 20 |
| #6 | Freeway Insurance4721 S Kingshighway Blvd, St. Louis, MO 63109, USA | 4.9★ | 396 |
| #7 | Lp Miceli Inc3470 Hampton Ave s106, St. Louis, MO 63139, USA | 4.9★ | 144 |
| #8 | Valley Insurance Agency Alliance LLC (VIAA)6825 Clayton Ave #200, St. Louis, MO 63139, USA | 5.0★ | 149 |
| #9 | Naeger Family Insurance Agencies4657 Hampton Ave, St. Louis, MO 63109, USA | 4.7★ | 26 |
| #10 | POWERS Insurance and Risk Management6825 Clayton Ave #200, St. Louis, MO 63139, USA | 5.0★ | 459 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Saint Louis
Exceptional 5.0-star rating from over 20 Google reviews in St. Louis.
1001 Highlands Plaza Dr Suite 500A, St. Louis, MO 63110, USA
Trusted St. Louis insurance agent with a strong 4.5-star rating from 20 reviews.
4249 S Kingshighway Blvd, St. Louis, MO 63109, USA
Top-rated St. Louis insurance agent with a 4.9-star rating from nearly 400 reviews.
4721 S Kingshighway Blvd, St. Louis, MO 63109, USA
Top-rated St. Louis insurance agent with 4.9 stars from over 140 reviews.
3470 Hampton Ave s106, St. Louis, MO 63139, USA
5.0-star rating from 149 Google reviews in St. Louis.
6825 Clayton Ave #200, St. Louis, MO 63139, USA
4.7 stars from 26 reviews; highly trusted St. Louis insurance agent.
4657 Hampton Ave, St. Louis, MO 63109, USA
Top-rated St. Louis insurance agent with 5.0 stars from over 450 reviews.
6825 Clayton Ave #200, St. Louis, MO 63139, USA
4.9-star rating from nearly 600 Google reviews confirms exceptional local service.
7227 Southwest Ave, St. Louis, MO 63143, USA
Trusted by locals with a solid 4.3-star rating from over 120 reviews.
7532 W Florissant Ave, St. Louis, MO 63136, USA
Exceptional 4.9-star rating from over 170 Google reviews.
345 Marshall Ave Ste 200, St. Louis, MO 63119, USA
Rated 4.9 stars from 219 reviews, this St. Louis insurance agent is highly trusted.
8131 Delmar Blvd, St. Louis, MO 63130, USA
5.0-star rating from a small number of Google reviews in Florissant.
Suite 201 2nd Floor, 9191 W Florissant Ave Apt 208, St. Louis, MO 63136, USA
Rated 5.0 stars from over 1,100 reviews, this St. Louis agency is exceptionally trusted.
8330 Watson Rd #101, St. Louis, MO 63119, USA
Trusted Florissant insurance agent with 4.5 stars from 32 Google reviews.
10089 W Florissant Ave, St. Louis, MO 63136, USA
Rated 5.0 stars from nearly 100 reviews, this St. Louis agency is highly trusted.
7127 S Lindbergh Blvd, St. Louis, MO 63125, USA
A trusted St. Louis insurance agent with a 4.8★ rating from 56 Google reviews.
11400 Concord Village Ave #D, St. Louis, MO 63123, USA
Rated 1.0 stars from 2 Google reviews, indicating mixed customer feedback.
3 Wickham Fen Rd, Florissant, MO 63033, USA
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Insurance Agents in Saint Louis, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Norrell Insurance Agency | 96/100 | 4.9 ★ | 154 |
| 2 | The Star Agency (Insurance) | 79/100 | 4.6 ★ | 18 |
| 3 | Insurance Advisors of St. Louis | 77/100 | 4.5 ★ | 16 |
| 4 | Signorelli Insurance | 87/100 | 5.0 ★ | 20 |
| 5 | St. Louis Insurers Inc | 78/100 | 4.5 ★ | 20 |
| 6 | Freeway Insurance | 98/100 | 4.9 ★ | 396 |
| 7 | Lp Miceli Inc | 95/100 | 4.9 ★ | 144 |
| 8 | Valley Insurance Agency Alliance LLC (VIAA) | 89/100 | 5.0 ★ | 149 |
| 9 | Naeger Family Insurance Agencies | 74/100 | 4.7 ★ | 26 |
| 10 | POWERS Insurance and Risk Management | 100/100 | 5.0 ★ | 459 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Saint Louis
What is the difference between a captive and independent insurance agent in Saint Louis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Saint Louis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saint Louis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saint Louis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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