Real Reviews · West Palm Beach
Top-Reviewed Insurance Agents in West Palm Beach, FL
What are customers actually saying? Read verified reviews for insurance agents in West Palm Beach — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 18 insurance agents in West Palm Beach, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Harvest Insurance with a 4.8-star rating from 2,506 Google reviews and an RNM Score of 85/100. Also in the top tier: Insurance Express Reviews and Insurance Express Florida. The average rating across all listed insurance agents in West Palm Beach is 4.8 stars from 421 reviews per business on average.
Insurance in West Palm Beach: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jacobs/Straub Squad Insurance
They are consistently top-ranked for their personalized service and comprehensive coverage options in West Palm Beach.
Most Reviewed
Estrella Insurance
With the most customer reviews among the listed agencies, it demonstrates broad client trust and a proven track record.
When choosing an insurance agent in West Palm Beach, compare quotes from multiple top-ranked agencies and read recent reviews to ensure the coverage fits your specific needs and that the service matches your expectations.
Local Market Snapshot
18
Businesses listed
4.8★
Avg rating
421
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands, this West Palm Beach insurance agent holds a stellar 4.8-star rating.
2001 Broadway Suite 200, Riviera Beach, FL 33404, USATrusted by thousands, this 4.7-star West Palm Beach insurance agent earns consistent praise.
2005 Vista Pkwy Suite 200, West Palm Beach, FL 33411, USARated 5.0 stars from over 740 Google reviews in West Palm Beach.
9100 Belvedere Rd #206, Royal Palm Beach, FL 33411, USAInsurance Agents Rankings in West Palm Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Harvest Insurance2001 Broadway Suite 200, Riviera Beach, FL 33404, USA | 4.8★ | 2,506 |
| #2 | Insurance Express Reviews2005 Vista Pkwy Suite 200, West Palm Beach, FL 33411, USA | 4.7★ | 1,380 |
| #3 | Insurance Express Florida9100 Belvedere Rd #206, Royal Palm Beach, FL 33411, USA | 5.0★ | 746 |
| #4 | AC Insurance Services1274 N Military Trl, West Palm Beach, FL 33409, USA | 4.8★ | 76 |
| #5 | Elite Insurance Services2754 Okeechobee Blvd, West Palm Beach, FL 33409, USA | 5.0★ | 28 |
| #6 | David Dunham Insurance580 Village Blvd #300, West Palm Beach, FL 33409, USA | 4.7★ | 468 |
| #7 | Estrella Insurance1093 N Military Trl, West Palm Beach, FL 33409, USA | 4.8★ | 422 |
| #8 | Freeway Insurance2550 Okeechobee Blvd Ste D, West Palm Beach, FL 33409, USA | 4.8★ | 376 |
| #9 | Top Coverage Insurance West Palm Beach1941 S Military Trl #6E-F, West Palm Beach, FL 33415, USA | 4.9★ | 292 |
| #10 | Jacobs/Straub Squad Insurance2328 S Congress Ave #2A, West Palm Beach, FL 33406, USA | 5.0★ | 189 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in West Palm Beach
4.8 stars from 76 Google reviews, making this West Palm Beach agent highly trusted.
1274 N Military Trl, West Palm Beach, FL 33409, USA
5.0-star rating from 28 reviews for a West Palm Beach insurance agent.
2754 Okeechobee Blvd, West Palm Beach, FL 33409, USA
Trusted by hundreds of local clients, this West Palm Beach agent holds a 4.7-star rating.
580 Village Blvd #300, West Palm Beach, FL 33409, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.8-star rating.
1093 N Military Trl, West Palm Beach, FL 33409, USA
Trusted by hundreds of local clients with a stellar 4.8-star average rating.
2550 Okeechobee Blvd Ste D, West Palm Beach, FL 33409, USA
Over 290 reviews earn this West Palm Beach agent an exceptional 4.9-star rating.
1941 S Military Trl #6E-F, West Palm Beach, FL 33415, USA
Exceptional 5.0-star rating from nearly 200 Google reviews in West Palm Beach.
2328 S Congress Ave #2A, West Palm Beach, FL 33406, USA
Top-rated West Palm Beach insurance agent with a stellar 4.8★ rating from hundreds of reviews.
2753 Vista Pkwy j12, West Palm Beach, FL 33411, USA
4.4 stars from 98 reviews, a trusted West Palm Beach insurance choice.
1959 S Military Trl, West Palm Beach, FL 33415, USA
Exceptional 4.8-star rating from 87 Google reviews for a West Palm Beach insurance agent.
57 Blue Heron Blvd, Riviera Beach, FL 33404, USA
Exceptional 5.0-star rating from 4 Google reviews in West Palm Beach.
1700 Palm Beach Lakes Blvd Suite 613, West Palm Beach, FL 33401, USA
Rated 4.9 stars from 35 Google reviews, a trusted West Palm Beach insurance agent.
777 S Flagler Dr # 800W, West Palm Beach, FL 33401, USA
Exceptional 5.0-star rating from 12 Google reviews for a West Palm Beach insurance agent.
515 N Flagler Dr Suite P-300, West Palm Beach, FL 33401, USA
Trusted by hundreds of local clients with a strong 4.5-star rating.
884 N Military Trl, West Palm Beach, FL 33415, USA
Rated 5.0 stars from over 250 reviews, this West Palm Beach insurance agent is highly trusted.
12300 FL A1AAlt #203, Palm Beach Gardens, FL 33410, USA
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Insurance Agents in West Palm Beach, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Harvest Insurance | 85/100 | 4.8 ★ | 2,506 |
| 2 | Insurance Express Reviews | 83/100 | 4.7 ★ | 1,380 |
| 3 | Insurance Express Florida | 88/100 | 5.0 ★ | 746 |
| 4 | AC Insurance Services | 79/100 | 4.8 ★ | 76 |
| 5 | Elite Insurance Services | 77/100 | 5.0 ★ | 28 |
| 6 | David Dunham Insurance | 83/100 | 4.7 ★ | 468 |
| 7 | Estrella Insurance | 85/100 | 4.8 ★ | 422 |
| 8 | Freeway Insurance | 85/100 | 4.8 ★ | 376 |
| 9 | Top Coverage Insurance West Palm Beach | 87/100 | 4.9 ★ | 292 |
| 10 | Jacobs/Straub Squad Insurance | 87/100 | 5.0 ★ | 189 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in West Palm Beach
What is the difference between a captive and independent insurance agent in West Palm Beach?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in West Palm Beach cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in West Palm Beach?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in West Palm Beach adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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