Verified · West Palm Beach
Trusted Insurance Agents in West Palm Beach, FL
Trust matters when you're inviting a pro into your home or business. These insurance agents in West Palm Beach have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 18 insurance agents in West Palm Beach, FL by verified customer ratings and review volume. The highest-rated is Insurance Express Florida with a 5.0-star rating from 746 verified reviews. Also in the top tier: Harvest Insurance and Insurance Express Reviews. The average rating across all listed insurance agents in West Palm Beach is 4.8 stars from 421 reviews per business on average.
Insurance in West Palm Beach: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.8★
Avg rating
421
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Insurance Express Florida
9100 Belvedere Rd #206, Royal Palm Beach, FL 33411, USA
Harvest Insurance
2001 Broadway Suite 200, Riviera Beach, FL 33404, USA
Insurance Express Reviews
2005 Vista Pkwy Suite 200, West Palm Beach, FL 33411, USA
Insurance Agents Rankings in West Palm Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Insurance Express Florida9100 Belvedere Rd #206, Royal Palm Beach, FL 33411, USA | 5.0★ | 746 |
| #2 | Harvest Insurance2001 Broadway Suite 200, Riviera Beach, FL 33404, USA | 4.8★ | 2,506 |
| #3 | Insurance Express Reviews2005 Vista Pkwy Suite 200, West Palm Beach, FL 33411, USA | 4.7★ | 1,380 |
| #4 | Top Coverage Insurance West Palm Beach1941 S Military Trl #6E-F, West Palm Beach, FL 33415, USA | 4.9★ | 292 |
| #5 | West Palm Beach - Health Insurance & Medicare Advisors515 N Flagler Dr Suite P-300, West Palm Beach, FL 33401, USA | 5.0★ | 12 |
| #6 | Worth Insurance Services, LLC.12300 FL A1AAlt #203, Palm Beach Gardens, FL 33410, USA | 5.0★ | 256 |
| #7 | AC Insurance Services1274 N Military Trl, West Palm Beach, FL 33409, USA | 4.8★ | 76 |
| #8 | KrenG West Palm Beach Cheap Car Insurance1700 Palm Beach Lakes Blvd Suite 613, West Palm Beach, FL 33401, USA | 5.0★ | 4 |
| #9 | Freeway Insurance2550 Okeechobee Blvd Ste D, West Palm Beach, FL 33409, USA | 4.8★ | 376 |
| #10 | Jacobs/Straub Squad Insurance2328 S Congress Ave #2A, West Palm Beach, FL 33406, USA | 5.0★ | 189 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in West Palm Beach
Top Coverage Insurance West Palm Beach
1941 S Military Trl #6E-F, West Palm Beach, FL 33415, USA
West Palm Beach - Health Insurance & Medicare Advisors
515 N Flagler Dr Suite P-300, West Palm Beach, FL 33401, USA
Worth Insurance Services, LLC.
12300 FL A1AAlt #203, Palm Beach Gardens, FL 33410, USA
AC Insurance Services
1274 N Military Trl, West Palm Beach, FL 33409, USA
KrenG West Palm Beach Cheap Car Insurance
1700 Palm Beach Lakes Blvd Suite 613, West Palm Beach, FL 33401, USA
Freeway Insurance
2550 Okeechobee Blvd Ste D, West Palm Beach, FL 33409, USA
Jacobs/Straub Squad Insurance
2328 S Congress Ave #2A, West Palm Beach, FL 33406, USA
GreatFlorida Insurance: Brian Lariviere
2753 Vista Pkwy j12, West Palm Beach, FL 33411, USA
Elite Insurance Services
2754 Okeechobee Blvd, West Palm Beach, FL 33409, USA
Steve Sprague - GEICO Insurance Agent
884 N Military Trl, West Palm Beach, FL 33415, USA
Florida Low Cost Insurance
57 Blue Heron Blvd, Riviera Beach, FL 33404, USA
Worth Insurance
777 S Flagler Dr # 800W, West Palm Beach, FL 33401, USA
David Dunham Insurance
580 Village Blvd #300, West Palm Beach, FL 33409, USA
America's Insurance Services
1959 S Military Trl, West Palm Beach, FL 33415, USA
Estrella Insurance
1093 N Military Trl, West Palm Beach, FL 33409, USA
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Frequently Asked Questions — Insurance Agents in West Palm Beach
What is the difference between a captive and independent insurance agent in West Palm Beach?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in West Palm Beach cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in West Palm Beach?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in West Palm Beach adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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