Top Picks · Westminster
Best Mortgage Brokers in Westminster, CO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Westminster, CO by verified customer ratings and review volume. The highest-rated is Elite Financial Team, LLC with a 5.0-star rating from 118 verified reviews. Also in the top tier: Keystone Mortgage Solutions, LLC. and Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado. The average rating across all listed mortgage brokers in Westminster is 5 stars from 99 reviews per business on average.
Mortgage brokers in Westminster: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
99
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Elite Financial Team, LLC
11160 Huron St Suite 201, Northglenn, CO 80234, USA
Keystone Mortgage Solutions, LLC.
11178 Huron St #3, Northglenn, CO 80234, USA
Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado
123 N College Ave STE 230, Fort Collins, CO 80524, USA
Mortgage Brokers Rankings in Westminster, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Elite Financial Team, LLC11160 Huron St Suite 201, Northglenn, CO 80234, USA | 5.0★ | 118 |
| #2 | Keystone Mortgage Solutions, LLC.11178 Huron St #3, Northglenn, CO 80234, USA | 5.0★ | 288 |
| #3 | Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado123 N College Ave STE 230, Fort Collins, CO 80524, USA | 5.0★ | 191 |
| #4 | Matt DeLuzio1120 W 122nd Ave Suite 103, Westminster, CO 80234, USA | 5.0★ | 170 |
| #5 | Match Home Loans4422 W 68th Ave, Westminster, CO 80030, USA | 5.0★ | 31 |
| #6 | Rob Murray - Edge Home Finance11001 W 120th Ave, Broomfield, CO 80021, USA | 5.0★ | 44 |
| #7 | Margaret Skrbina | Loan Officer - Megastar Financial12000 N Pecos St #340, Westminster, CO 80234, USA | 5.0★ | 58 |
| #8 | Concierge Home Loans1499 W 120th Ave #110, Westminster, CO 80234, USA | 4.8★ | 72 |
| #9 | Pathway Home Lending1499 W 120th Ave #110, Westminster, CO 80234, USA | 5.0★ | 24 |
| #10 | Denis Avilov, Mortgage Advisor1499 W 120th Ave #110, Westminster, CO 80234, USA | 5.0★ | 150 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Westminster
Matt DeLuzio
1120 W 122nd Ave Suite 103, Westminster, CO 80234, USA
Match Home Loans
4422 W 68th Ave, Westminster, CO 80030, USA
Rob Murray - Edge Home Finance
11001 W 120th Ave, Broomfield, CO 80021, USA
Margaret Skrbina | Loan Officer - Megastar Financial
12000 N Pecos St #340, Westminster, CO 80234, USA
Concierge Home Loans
1499 W 120th Ave #110, Westminster, CO 80234, USA
Pathway Home Lending
1499 W 120th Ave #110, Westminster, CO 80234, USA
Denis Avilov, Mortgage Advisor
1499 W 120th Ave #110, Westminster, CO 80234, USA
Direct Lending Team
42 Garden Center, Broomfield, CO 80020, USA
Excel Financial Mortgage Brokers - Westminster, Colorado
1333 W 120th Ave #308, Westminster, CO 80234, USA
Luminate Bank (formerly Luminate Home Loans)
12050 N Pecos St # 310, Denver, CO 80234, USA
Advanced Mortgage Solutions, LLC.
11854 Bradburn Blvd, Westminster, CO 80031, USA
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Frequently Asked Questions — Mortgage Brokers in Westminster
What does a mortgage broker do differently than going directly to a bank in Westminster?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Westminster?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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