Low Cost · Westminster
Cheap Mortgage Brokers in Westminster, CO — Best Prices
Compare mortgage brokers prices in Westminster to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Westminster, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Elite Financial Team, LLC with a 5.0-star rating from 118 Google reviews and an RNM Score of 96/100. Also in the top tier: Keystone Mortgage Solutions, LLC. and Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado. The average rating across all listed mortgage brokers in Westminster is 5 stars from 99 reviews per business on average.
Mortgage brokers in Westminster: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Elite Financial Team, LLC
Elite Financial Team, LLC is consistently top-ranked for its strong local reputation and comprehensive mortgage services in Westminster.
Most Reviewed
Elite Financial Team, LLC
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Westminster, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and strong local reviews.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
99
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted Westminster mortgage broker with a perfect 5.0-star rating from over 100 reviews.
11160 Huron St Suite 201, Northglenn, CO 80234, USATop-rated Westminster mortgage broker with a perfect 5.0-star rating from nearly 300 reviews.
11178 Huron St #3, Northglenn, CO 80234, USAWestminster mortgage broker with a perfect 5.0-star rating from 191 Google reviews.
123 N College Ave STE 230, Fort Collins, CO 80524, USAMortgage Brokers Rankings in Westminster, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Elite Financial Team, LLC11160 Huron St Suite 201, Northglenn, CO 80234, USA | 5.0★ | 118 |
| #2 | Keystone Mortgage Solutions, LLC.11178 Huron St #3, Northglenn, CO 80234, USA | 5.0★ | 288 |
| #3 | Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado123 N College Ave STE 230, Fort Collins, CO 80524, USA | 5.0★ | 191 |
| #4 | 5280 Loans1120 W 122nd Ave #106, Westminster, CO 80234, USA | 4.9★ | 35 |
| #5 | Rob Murray - Edge Home Finance11001 W 120th Ave, Broomfield, CO 80021, USA | 5.0★ | 44 |
| #6 | Pathway Home Lending1499 W 120th Ave #110, Westminster, CO 80234, USA | 5.0★ | 24 |
| #7 | Concierge Home Loans1499 W 120th Ave #110, Westminster, CO 80234, USA | 4.8★ | 72 |
| #8 | Matt DeLuzio1120 W 122nd Ave Suite 103, Westminster, CO 80234, USA | 5.0★ | 170 |
| #9 | Denis Avilov, Mortgage Advisor1499 W 120th Ave #110, Westminster, CO 80234, USA | 5.0★ | 150 |
| #10 | Margaret Skrbina | Loan Officer - Megastar Financial12000 N Pecos St #340, Westminster, CO 80234, USA | 5.0★ | 58 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Westminster
Earned a 4.9-star rating from 35 Google reviews, reflecting exceptional client satisfaction.
1120 W 122nd Ave #106, Westminster, CO 80234, USA
Westminster mortgage broker with a flawless 5.0★ rating from 44 client reviews.
11001 W 120th Ave, Broomfield, CO 80021, USA
Top-rated Westminster mortgage broker with a perfect 5.0 stars from 24 reviews.
1499 W 120th Ave #110, Westminster, CO 80234, USA
Trusted Westminster mortgage broker with a 4.8★ rating from over 70 reviews.
1499 W 120th Ave #110, Westminster, CO 80234, USA
Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.
1120 W 122nd Ave Suite 103, Westminster, CO 80234, USA
Trusted Westminster mortgage broker with a perfect 5.0★ rating from 150 Google reviews.
1499 W 120th Ave #110, Westminster, CO 80234, USA
Consistently earns 5.0 stars from over 50 Google reviews from local clients.
12000 N Pecos St #340, Westminster, CO 80234, USA
A trusted Westminster mortgage broker with a perfect 5.0★ rating from over 150 Google reviews.
12050 N Pecos St # 310, Denver, CO 80234, USA
Top-rated Westminster mortgage broker with a perfect 5.0★ score from over 100 reviews.
42 Garden Center, Broomfield, CO 80020, USA
5.0 stars from 31 Google reviews makes this trusted local mortgage broker.
4422 W 68th Ave, Westminster, CO 80030, USA
Trusted by clients with a flawless 5.0-star rating from 19 reviews.
11854 Bradburn Blvd, Westminster, CO 80031, USA
5.0 stars from 22 Google reviews, reflecting exceptional local client satisfaction.
1333 W 120th Ave #308, Westminster, CO 80234, USA
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Mortgage Brokers in Westminster, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Elite Financial Team, LLC | 96/100 | 5.0 ★ | 118 |
| 2 | Keystone Mortgage Solutions, LLC. | 88/100 | 5.0 ★ | 288 |
| 3 | Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado | 87/100 | 5.0 ★ | 191 |
| 4 | 5280 Loans | 88/100 | 4.9 ★ | 35 |
| 5 | Rob Murray - Edge Home Finance | 79/100 | 5.0 ★ | 44 |
| 6 | Pathway Home Lending | 76/100 | 5.0 ★ | 24 |
| 7 | Concierge Home Loans | 78/100 | 4.8 ★ | 72 |
| 8 | Matt DeLuzio | 86/100 | 5.0 ★ | 170 |
| 9 | Denis Avilov, Mortgage Advisor | 86/100 | 5.0 ★ | 150 |
| 10 | Margaret Skrbina | Loan Officer - Megastar Financial | 80/100 | 5.0 ★ | 58 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Westminster
What does a mortgage broker do differently than going directly to a bank in Westminster?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Westminster?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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