Low Cost · Winter Park
Cheap Mortgage Brokers in Winter Park, FL — Best Prices
Compare mortgage brokers prices in Winter Park to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Winter Park, FL by verified customer ratings and review volume. The highest-rated is Waterstone Mortgage - Winter Park, FL with a 4.9-star rating from 717 verified reviews. Also in the top tier: Mortgage Equity Partners, Orlando/Winter Park and American Pacific Mortgage (NMLS #2587123). The average rating across all listed mortgage brokers in Winter Park is 5 stars from 122 reviews per business on average.
Mortgage brokers in Winter Park: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
122
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Waterstone Mortgage - Winter Park, FL
2699 Lee Rd, Winter Park, FL 32789, USA
Mortgage Equity Partners, Orlando/Winter Park
5222 Andrus Ave suite a, Orlando, FL 32810, USA
American Pacific Mortgage (NMLS #2587123)
480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USA
Mortgage Brokers Rankings in Winter Park, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Waterstone Mortgage - Winter Park, FL2699 Lee Rd, Winter Park, FL 32789, USA | 4.9★ | 717 |
| #2 | Mortgage Equity Partners, Orlando/Winter Park5222 Andrus Ave suite a, Orlando, FL 32810, USA | 5.0★ | 319 |
| #3 | American Pacific Mortgage (NMLS #2587123)480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USA | 5.0★ | 149 |
| #4 | Mortgage Money Lending, Inc.941 W Morse Blvd suite 100, Winter Park, FL 32789, USA | 5.0★ | 88 |
| #5 | Weekend Mortgage480 N Orlando Ave APT 236, Winter Park, FL 32789, USA | 5.0★ | 60 |
| #6 | Winter Park Mortgage Company3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792, USA | 5.0★ | 17 |
| #7 | First Florida Lending228 N Park Ave suite j, Winter Park, FL 32789, USA | 4.8★ | 40 |
| #8 | Bell Bank Mortgage, Jodee Dillon222 W Comstock Ave UNIT 210, Winter Park, FL 32789, USA | 5.0★ | 76 |
| #9 | Fusion Home Loans, LLC1071 W Morse Blvd, Winter Park, FL 32789, USA | 5.0★ | 147 |
| #10 | Equal Mortgage941 W Morse Blvd #100, Winter Park, FL 32789, USA | 5.0★ | 31 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Winter Park
Mortgage Money Lending, Inc.
941 W Morse Blvd suite 100, Winter Park, FL 32789, USA
Weekend Mortgage
480 N Orlando Ave APT 236, Winter Park, FL 32789, USA
Winter Park Mortgage Company
3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792, USA
Bell Bank Mortgage, Jodee Dillon
222 W Comstock Ave UNIT 210, Winter Park, FL 32789, USA
Fusion Home Loans, LLC
1071 W Morse Blvd, Winter Park, FL 32789, USA
Clifton Mortgage Solutions
1177 Louisiana Ave #213, Winter Park, FL 32789, USA
The Woodburn Team at CrossCountry Mortgage
2729 W Fairbanks Ave, Winter Park, FL 32789, USA
EVOLUTION MORTGAGE LOANS LLC
157 E New England Ave SUITE 400, Winter Park, FL 32789, USA
PrimeLending, A PlainsCapital Company - Boca Raton - Orlando
941 W Morse Blvd #135, Winter Park, FL 32789, USA
Jason Pughe at Fusion Home Loans NMLS #1801991
1071 W Morse Blvd, Winter Park, FL 32789, USA
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Frequently Asked Questions — Mortgage Brokers in Winter Park
What does a mortgage broker do differently than going directly to a bank in Winter Park?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Winter Park?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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