Verified · Winter Park
Trusted Mortgage Brokers in Winter Park, FL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Winter Park have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Winter Park, FL by verified customer ratings and review volume. The highest-rated is Waterstone Mortgage - Winter Park, FL with a 4.9-star rating from 717 verified reviews. Also in the top tier: Mortgage Equity Partners, Orlando/Winter Park and American Pacific Mortgage (NMLS #2587123). The average rating across all listed mortgage brokers in Winter Park is 5 stars from 122 reviews per business on average.
Mortgage brokers in Winter Park: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
122
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Waterstone Mortgage - Winter Park, FL
2699 Lee Rd, Winter Park, FL 32789, USA
Mortgage Equity Partners, Orlando/Winter Park
5222 Andrus Ave suite a, Orlando, FL 32810, USA
American Pacific Mortgage (NMLS #2587123)
480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USA
Mortgage Brokers Rankings in Winter Park, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Waterstone Mortgage - Winter Park, FL2699 Lee Rd, Winter Park, FL 32789, USA | 4.9★ | 717 |
| #2 | Mortgage Equity Partners, Orlando/Winter Park5222 Andrus Ave suite a, Orlando, FL 32810, USA | 5.0★ | 319 |
| #3 | American Pacific Mortgage (NMLS #2587123)480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USA | 5.0★ | 149 |
| #4 | PrimeLending, A PlainsCapital Company - Boca Raton - Orlando941 W Morse Blvd #135, Winter Park, FL 32789, USA | 5.0★ | 21 |
| #5 | Michael Dean1844 W Fairbanks Ave, Winter Park, FL 32789, USA | 5.0★ | 59 |
| #6 | Mortgage Money Lending, Inc.941 W Morse Blvd suite 100, Winter Park, FL 32789, USA | 5.0★ | 88 |
| #7 | Weekend Mortgage480 N Orlando Ave APT 236, Winter Park, FL 32789, USA | 5.0★ | 60 |
| #8 | Winter Park Mortgage Company3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792, USA | 5.0★ | 17 |
| #9 | First Florida Lending228 N Park Ave suite j, Winter Park, FL 32789, USA | 4.8★ | 40 |
| #10 | Bell Bank Mortgage, Jodee Dillon222 W Comstock Ave UNIT 210, Winter Park, FL 32789, USA | 5.0★ | 76 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Winter Park
PrimeLending, A PlainsCapital Company - Boca Raton - Orlando
941 W Morse Blvd #135, Winter Park, FL 32789, USA
Mortgage Money Lending, Inc.
941 W Morse Blvd suite 100, Winter Park, FL 32789, USA
Weekend Mortgage
480 N Orlando Ave APT 236, Winter Park, FL 32789, USA
Winter Park Mortgage Company
3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792, USA
Bell Bank Mortgage, Jodee Dillon
222 W Comstock Ave UNIT 210, Winter Park, FL 32789, USA
Fusion Home Loans, LLC
1071 W Morse Blvd, Winter Park, FL 32789, USA
Clifton Mortgage Solutions
1177 Louisiana Ave #213, Winter Park, FL 32789, USA
The Woodburn Team at CrossCountry Mortgage
2729 W Fairbanks Ave, Winter Park, FL 32789, USA
EVOLUTION MORTGAGE LOANS LLC
157 E New England Ave SUITE 400, Winter Park, FL 32789, USA
Jason Pughe at Fusion Home Loans NMLS #1801991
1071 W Morse Blvd, Winter Park, FL 32789, USA
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Frequently Asked Questions — Mortgage Brokers in Winter Park
What does a mortgage broker do differently than going directly to a bank in Winter Park?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Winter Park?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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