10+ Years · Winter Park
Experienced Mortgage Brokers in Winter Park, FL
Experience matters. These mortgage brokers in Winter Park have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 16 mortgage brokers in Winter Park, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Waterstone Mortgage - Winter Park, FL with a 4.9-star rating from 717 Google reviews and an RNM Score of 98/100. Also in the top tier: Mortgage Equity Partners, Orlando/Winter Park and American Pacific Mortgage (NMLS #2587123). The average rating across all listed mortgage brokers in Winter Park is 5 stars from 122 reviews per business on average.
Mortgage brokers in Winter Park: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Michael Dean
Michael Dean is top-ranked for his exceptional client service and expertise in the Winter Park market.
Most Reviewed
PrimeLending, A PlainsCapital Company - Boca Raton - Orlando
A high review count suggests a broad base of satisfied clients and reliable service over time.
When choosing a mortgage broker, compare local expertise and responsiveness, and always verify their NMLS number and client reviews to ensure a good fit for your needs.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
122
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Ranked 4.9 stars from 717 Google reviews, this Winter Park broker is highly trusted.
2699 Lee Rd, Winter Park, FL 32789, USATrusted by hundreds of local clients with a flawless 5.0-star rating.
5222 Andrus Ave suite a, Orlando, FL 32810, USAA Winter Park mortgage broker with a flawless 5.0-star rating from 149 Google reviews.
480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USAMortgage Brokers Rankings in Winter Park, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Waterstone Mortgage - Winter Park, FL2699 Lee Rd, Winter Park, FL 32789, USA | 4.9★ | 717 |
| #2 | Mortgage Equity Partners, Orlando/Winter Park5222 Andrus Ave suite a, Orlando, FL 32810, USA | 5.0★ | 319 |
| #3 | American Pacific Mortgage (NMLS #2587123)480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789, USA | 5.0★ | 149 |
| #4 | Jason Pughe at Fusion Home Loans NMLS #18019911071 W Morse Blvd, Winter Park, FL 32789, USA | 5.0★ | 10 |
| #5 | First Florida Lending228 N Park Ave suite j, Winter Park, FL 32789, USA | 4.8★ | 40 |
| #6 | Equal Mortgage941 W Morse Blvd #100, Winter Park, FL 32789, USA | 5.0★ | 31 |
| #7 | Clifton Mortgage Solutions1177 Louisiana Ave #213, Winter Park, FL 32789, USA | 4.9★ | 70 |
| #8 | EVOLUTION MORTGAGE LOANS LLC157 E New England Ave SUITE 400, Winter Park, FL 32789, USA | 4.9★ | 92 |
| #9 | The Woodburn Team at CrossCountry Mortgage2729 W Fairbanks Ave, Winter Park, FL 32789, USA | 5.0★ | 63 |
| #10 | Mortgage Money Lending, Inc.941 W Morse Blvd suite 100, Winter Park, FL 32789, USA | 5.0★ | 88 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Winter Park
With a perfect 5.0-star rating from 10 Google reviews, clients rave about their service.
1071 W Morse Blvd, Winter Park, FL 32789, USA
Trusted Winter Park mortgage broker with a 4.8-star rating from 40 Google reviews.
228 N Park Ave suite j, Winter Park, FL 32789, USA
Rated 5.0 stars from over 30 reviews in Winter Park.
941 W Morse Blvd #100, Winter Park, FL 32789, USA
Boasts a stellar 4.9-star rating from 70 local Google reviews.
1177 Louisiana Ave #213, Winter Park, FL 32789, USA
Rated 4.9 stars from 92 Google reviews, this Winter Park mortgage broker is highly trusted.
157 E New England Ave SUITE 400, Winter Park, FL 32789, USA
Rated 5.0 stars from 63 reviews, this Winter Park mortgage broker is highly trusted.
2729 W Fairbanks Ave, Winter Park, FL 32789, USA
Holds a flawless 5.0-star rating from nearly 90 Google reviews in Winter Park.
941 W Morse Blvd suite 100, Winter Park, FL 32789, USA
5.0 stars from 76 reviews, a top-rated Winter Park mortgage broker.
222 W Comstock Ave UNIT 210, Winter Park, FL 32789, USA
5.0 stars from 60 Google reviews reflect exceptional local service.
480 N Orlando Ave APT 236, Winter Park, FL 32789, USA
Trusted by locals with a flawless 5.0★ rating from over 140 reviews.
1071 W Morse Blvd, Winter Park, FL 32789, USA
Rated 5.0 stars from 59 Google reviews, this Winter Park broker is highly trusted.
1844 W Fairbanks Ave, Winter Park, FL 32789, USA
Rated 5.0 stars from 21 Google reviews, this local broker earns exceptional trust.
941 W Morse Blvd #135, Winter Park, FL 32789, USA
Rated 5.0 stars from 17 Google reviews, this Winter Park broker is highly trusted.
3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Winter Park, FL.
Mortgage Brokers in Winter Park, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Waterstone Mortgage - Winter Park, FL | 98/100 | 4.9 ★ | 717 |
| 2 | Mortgage Equity Partners, Orlando/Winter Park | 92/100 | 5.0 ★ | 319 |
| 3 | American Pacific Mortgage (NMLS #2587123) | 97/100 | 5.0 ★ | 149 |
| 4 | Jason Pughe at Fusion Home Loans NMLS #1801991 | 83/100 | 5.0 ★ | 10 |
| 5 | First Florida Lending | 78/100 | 4.8 ★ | 40 |
| 6 | Equal Mortgage | 89/100 | 5.0 ★ | 31 |
| 7 | Clifton Mortgage Solutions | 91/100 | 4.9 ★ | 70 |
| 8 | EVOLUTION MORTGAGE LOANS LLC | 93/100 | 4.9 ★ | 92 |
| 9 | The Woodburn Team at CrossCountry Mortgage | 84/100 | 5.0 ★ | 63 |
| 10 | Mortgage Money Lending, Inc. | 94/100 | 5.0 ★ | 88 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Winter Park to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Winter Park
What does a mortgage broker do differently than going directly to a bank in Winter Park?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Winter Park?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Winter Park
Related Searches
More ways to find mortgage brokers in Winter Park
Mortgage Brokers in nearby cities