10+ Years · York
Experienced Mortgage Brokers in York, PA
Experience matters. These mortgage brokers in York have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in York, PA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is A Plus Mortgage Solutions with a 5.0-star rating from 386 Google reviews and an RNM Score of 100/100. Also in the top tier: Jeremiah Good and First Alliance Home Mortgage. The average rating across all listed mortgage brokers in York is 4.9 stars from 63 reviews per business on average.
Mortgage brokers in York: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Susanne Reed at CrossCountry Mortgage
Susanne Reed is consistently ranked among the top mortgage brokers in York, PA, for her exceptional client service and expertise.
Most Reviewed
Movement Mortgage York
A high volume of reviews indicates broad experience and reliability, offering insight into overall customer satisfaction.
When choosing a mortgage broker in York, compare rates, fees, and loan options from multiple brokers, and ask for referrals to ensure you find the best fit for your financial situation.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
63
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
York's top-rated mortgage broker with a perfect 5.0★ from 386 reviews.
3 Sunset Cir, Mechanicsburg, PA 17050, USAYork's top-rated mortgage broker with a flawless 5.0★ average from 156 reviews.
2951 Whiteford Rd # 101, York, PA 17402, USA4.9-star rating from 58 Google reviews shows trusted local mortgage expertise.
2805 Eastern Blvd, East York, PA 17402, USAMortgage Brokers Rankings in York, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | A Plus Mortgage Solutions3 Sunset Cir, Mechanicsburg, PA 17050, USA | 5.0★ | 386 |
| #2 | Jeremiah Good2951 Whiteford Rd # 101, York, PA 17402, USA | 5.0★ | 156 |
| #3 | First Alliance Home Mortgage2805 Eastern Blvd, East York, PA 17402, USA | 4.9★ | 58 |
| #4 | Tamara Zambito2930 Carol Rd Suite B, York, PA 17402, USA | 5.0★ | 26 |
| #5 | Alliance Mortgage Funding, Inc.1406 3rd Ave Suite 102, York, PA 17403, USA | 5.0★ | 27 |
| #6 | Guild Mortgage - Rob Frey2555 Kingston Rd #230, York, PA 17402, USA | 5.0★ | 46 |
| #7 | Guild Mortgage - Tom Lutz2555 Kingston Rd #230, York, PA 17402, USA | 5.0★ | 16 |
| #8 | Guild Mortgage - Kevin Wivagg2555 Kingston Rd #230, York, PA 17402, USA | 4.8★ | 18 |
| #9 | Dan Yokemick2951 Whiteford Rd # 101, York, PA 17402, USA | 5.0★ | 12 |
| #10 | Robbie Holtzman at CrossCountry Mortgage94 Theater Ln #96, York, PA 17402, USA | 5.0★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in York
Trusted York mortgage broker with a perfect 5.0★ rating from 26 reviews.
2930 Carol Rd Suite B, York, PA 17402, USA
York's top-rated mortgage broker with a perfect 5.0★ score from 27 local reviews.
1406 3rd Ave Suite 102, York, PA 17403, USA
York's top-rated mortgage broker with a perfect 5.0★ score from 46 reviews.
2555 Kingston Rd #230, York, PA 17402, USA
Earns a perfect 5.0-star rating from 16 local Google reviews.
2555 Kingston Rd #230, York, PA 17402, USA
York mortgage broker with a 4.8-star rating from 18 Google reviews.
2555 Kingston Rd #230, York, PA 17402, USA
A 5.0-star rating from 12 Google reviews highlights exceptional client satisfaction.
2951 Whiteford Rd # 101, York, PA 17402, USA
York's top-rated mortgage broker with a perfect 5.0-star score from 21 reviews.
94 Theater Ln #96, York, PA 17402, USA
Trusted by local clients with a solid 4.1-star rating from 17 reviews.
2555 Kingston Rd #230, York, PA 17402, USA
Earning 4.9 stars from 93 reviews, this York mortgage broker is highly trusted.
94-96 Theater Ln, York, PA 17402, USA
Trusted by 67 clients with a perfect 5.0-star rating on Google.
1030 Plymouth Rd, York, PA 17402, USA
Trusted by over 100 clients with a perfect 5.0-star rating on Google.
2610 Course Rd Suite 201, York, PA 17402, USA
Consistently earns a perfect 5.0-star rating from nearly 40 local reviews.
94-96 Theater Ln, York, PA 17402, USA
Earned a 4.9-star rating from 50 Google reviews, reflecting exceptional client satisfaction.
2951 Whiteford Rd # 101, York, PA 17402, USA
Trusted by local clients with a perfect 5.0-star rating from 25 reviews.
94-96 Theater Ln, York, PA 17402, USA
Rated 5.0 stars from 19 Google reviews, earning exceptional client trust.
2555 Kingston Rd #230, York, PA 17402, USA
Earns a 4.5-star rating from 14 Google reviews.
195 Leader Heights Rd, York, PA 17403, USA
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Mortgage Brokers in York, PA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | A Plus Mortgage Solutions | 100/100 | 5.0 ★ | 386 |
| 2 | Jeremiah Good | 86/100 | 5.0 ★ | 156 |
| 3 | First Alliance Home Mortgage | 90/100 | 4.9 ★ | 58 |
| 4 | Tamara Zambito | 88/100 | 5.0 ★ | 26 |
| 5 | Alliance Mortgage Funding, Inc. | 76/100 | 5.0 ★ | 27 |
| 6 | Guild Mortgage - Rob Frey | 83/100 | 5.0 ★ | 46 |
| 7 | Guild Mortgage - Tom Lutz | 77/100 | 5.0 ★ | 16 |
| 8 | Guild Mortgage - Kevin Wivagg | 83/100 | 4.8 ★ | 18 |
| 9 | Dan Yokemick | 84/100 | 5.0 ★ | 12 |
| 10 | Robbie Holtzman at CrossCountry Mortgage | 75/100 | 5.0 ★ | 21 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in York
What does a mortgage broker do differently than going directly to a bank in York?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in York?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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