Highest Rated · York
Top-Rated Mortgage Brokers in York, PA
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in York, PA by verified customer ratings and review volume. The highest-rated is A Plus Mortgage Solutions with a 5.0-star rating from 386 verified reviews. Also in the top tier: Jeremiah Good and First Alliance Home Mortgage. The average rating across all listed mortgage brokers in York is 4.9 stars from 63 reviews per business on average.
Mortgage brokers in York: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
63
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
A Plus Mortgage Solutions
3 Sunset Cir, Mechanicsburg, PA 17050, USA
Jeremiah Good
2951 Whiteford Rd # 101, York, PA 17402, USA
First Alliance Home Mortgage
2805 Eastern Blvd, East York, PA 17402, USA
Mortgage Brokers Rankings in York, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | A Plus Mortgage Solutions3 Sunset Cir, Mechanicsburg, PA 17050, USA | 5.0★ | 386 |
| #2 | Jeremiah Good2951 Whiteford Rd # 101, York, PA 17402, USA | 5.0★ | 156 |
| #3 | First Alliance Home Mortgage2805 Eastern Blvd, East York, PA 17402, USA | 4.9★ | 58 |
| #4 | Guild Mortgage Company2555 Kingston Rd #230, York, PA 17402, USA | 4.1★ | 17 |
| #5 | Guild Mortgage - Tom Lutz2555 Kingston Rd #230, York, PA 17402, USA | 5.0★ | 16 |
| #6 | Guild Mortgage - Rob Frey2555 Kingston Rd #230, York, PA 17402, USA | 5.0★ | 46 |
| #7 | Steve McLaughlin at CrossCountry Mortgage94-96 Theater Ln, York, PA 17402, USA | 5.0★ | 25 |
| #8 | Karena Foss2951 Whiteford Rd # 101, York, PA 17402, USA | 4.9★ | 50 |
| #9 | Guild Mortgage - Diane Leib2555 Kingston Rd #230, York, PA 17402, USA | 5.0★ | 19 |
| #10 | Movement Mortgage York195 Leader Heights Rd, York, PA 17403, USA | 4.5★ | 14 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in York
Steve McLaughlin at CrossCountry Mortgage
94-96 Theater Ln, York, PA 17402, USA
Guild Mortgage - Diane Leib
2555 Kingston Rd #230, York, PA 17402, USA
Guild Mortgage - Kevin Wivagg
2555 Kingston Rd #230, York, PA 17402, USA
Movement Mortgage - York, PA
1030 Plymouth Rd, York, PA 17402, USA
Bay Capital Mortgage Corporation: Andrew Harkins
2610 Course Rd Suite 201, York, PA 17402, USA
Susanne Reed at CrossCountry Mortgage
94-96 Theater Ln, York, PA 17402, USA
Alliance Mortgage Funding, Inc.
1406 3rd Ave Suite 102, York, PA 17403, USA
Anthony Salomone at 717 Mortgage Group
94-96 Theater Ln, York, PA 17402, USA
Robbie Holtzman at CrossCountry Mortgage
94 Theater Ln #96, York, PA 17402, USA
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Frequently Asked Questions — Mortgage Brokers in York
What does a mortgage broker do differently than going directly to a bank in York?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in York?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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