Real Reviews · York
Top-Reviewed Mortgage Brokers in York, PA
What are customers actually saying? Read verified reviews for mortgage brokers in York — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in York, PA by verified customer ratings and review volume. The highest-rated is A Plus Mortgage Solutions with a 5.0-star rating from 386 verified reviews. Also in the top tier: Jeremiah Good and Bay Capital Mortgage Corporation: Andrew Harkins. The average rating across all listed mortgage brokers in York is 4.9 stars from 63 reviews per business on average.
Mortgage brokers in York: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
63
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
A Plus Mortgage Solutions
3 Sunset Cir, Mechanicsburg, PA 17050, USA
Jeremiah Good
2951 Whiteford Rd # 101, York, PA 17402, USA
Bay Capital Mortgage Corporation: Andrew Harkins
2610 Course Rd Suite 201, York, PA 17402, USA
Mortgage Brokers Rankings in York, PA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | A Plus Mortgage Solutions3 Sunset Cir, Mechanicsburg, PA 17050, USA | 5.0★ | 386 |
| #2 | Jeremiah Good2951 Whiteford Rd # 101, York, PA 17402, USA | 5.0★ | 156 |
| #3 | Bay Capital Mortgage Corporation: Andrew Harkins2610 Course Rd Suite 201, York, PA 17402, USA | 5.0★ | 115 |
| #4 | First Alliance Home Mortgage2805 Eastern Blvd, East York, PA 17402, USA | 4.9★ | 58 |
| #5 | Movement Mortgage - York, PA1030 Plymouth Rd, York, PA 17402, USA | 5.0★ | 67 |
| #6 | Susanne Reed at CrossCountry Mortgage94-96 Theater Ln, York, PA 17402, USA | 4.9★ | 93 |
| #7 | Alliance Mortgage Funding, Inc.1406 3rd Ave Suite 102, York, PA 17403, USA | 5.0★ | 27 |
| #8 | Anthony Salomone at 717 Mortgage Group94-96 Theater Ln, York, PA 17402, USA | 5.0★ | 38 |
| #9 | Robbie Holtzman at CrossCountry Mortgage94 Theater Ln #96, York, PA 17402, USA | 5.0★ | 21 |
| #10 | Steve McLaughlin at CrossCountry Mortgage94-96 Theater Ln, York, PA 17402, USA | 5.0★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in York
First Alliance Home Mortgage
2805 Eastern Blvd, East York, PA 17402, USA
Movement Mortgage - York, PA
1030 Plymouth Rd, York, PA 17402, USA
Susanne Reed at CrossCountry Mortgage
94-96 Theater Ln, York, PA 17402, USA
Alliance Mortgage Funding, Inc.
1406 3rd Ave Suite 102, York, PA 17403, USA
Anthony Salomone at 717 Mortgage Group
94-96 Theater Ln, York, PA 17402, USA
Robbie Holtzman at CrossCountry Mortgage
94 Theater Ln #96, York, PA 17402, USA
Steve McLaughlin at CrossCountry Mortgage
94-96 Theater Ln, York, PA 17402, USA
Guild Mortgage - Diane Leib
2555 Kingston Rd #230, York, PA 17402, USA
Guild Mortgage - Kevin Wivagg
2555 Kingston Rd #230, York, PA 17402, USA
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Frequently Asked Questions — Mortgage Brokers in York
What does a mortgage broker do differently than going directly to a bank in York?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in York?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in PA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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