Low Cost · Bellevue
Cheap Mortgage Brokers in Bellevue, WA — Best Prices
Compare mortgage brokers prices in Bellevue to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Bellevue, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Evergreen Home Loans Bellevue NMLS 3182 with a 4.9-star rating from 407 Google reviews and an RNM Score of 98/100. Also in the top tier: The Burns Team- Directors Mortgage - Bellevue, WA and Bay Equity Home Loans. The average rating across all listed mortgage brokers in Bellevue is 5 stars from 138 reviews per business on average.
Mortgage brokers in Bellevue: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Trevor Bennett - NFM Lending
Trevor Bennett consistently ranks among the top mortgage brokers in Bellevue due to his exceptional client service and deep local market expertise.
Most Reviewed
Best Mortgage — Seattle Mortgage Broker Bellevue
A high review count often indicates a track record of satisfied clients and reliable service, helping consumers gauge trustworthiness.
When choosing a mortgage broker in Bellevue, compare fees, loan options, and responsiveness—don't rely solely on reviews, but use them as a starting point to find a broker who aligns with your specific needs.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
138
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Bellevue mortgage broker with 4.9 stars from over 400 reviews.
15405 SE 37th St Suite 200, Bellevue, WA 98006, USABellevue mortgage broker with a perfect 5.0-star rating from over 250 reviews.
14405 SE 36th St # 206, Bellevue, WA 98006, USAConsistently earns 5.0 stars from over 200 Google reviews.
320 120th Ave NE Building B, Suite 203, Bellevue, WA 98005, USAMortgage Brokers Rankings in Bellevue, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Evergreen Home Loans Bellevue NMLS 318215405 SE 37th St Suite 200, Bellevue, WA 98006, USA | 4.9★ | 407 |
| #2 | The Burns Team- Directors Mortgage - Bellevue, WA14405 SE 36th St # 206, Bellevue, WA 98006, USA | 5.0★ | 250 |
| #3 | Bay Equity Home Loans320 120th Ave NE Building B, Suite 203, Bellevue, WA 98005, USA | 5.0★ | 201 |
| #4 | Saffron Premier Mortgage800 Bellevue Way NE Unit 500, Bellevue, WA 98004, USA | 5.0★ | 40 |
| #5 | Guild Mortgage Company150 120th Ave NE Suite 300, Bellevue, WA 98005, USA | 4.7★ | 14 |
| #6 | General Mortgage Capital Corporation - Bellevue1750 112th Ave NE suite d 259, Bellevue, WA 98004, USA | 5.0★ | 4 |
| #7 | American Mortgage Inc989 112th Ave NE UNIT 201, Bellevue, WA 98004, USA | 4.7★ | 136 |
| #8 | Saul Bailey Team - Bellevue Mortgage Experts | NMLS: 1146102018 156th Ave NE Building F, Suite 100, Office 360, Bellevue, WA 98007, USA | 5.0★ | 218 |
| #9 | Jeff Johnson - Megastar Financial Mortgage Corp14205 SE 36th St Suite 100, Bellevue, WA 98006, USA | 5.0★ | 145 |
| #10 | Trevor Bennett - NFM Lending11900 NE 1st St Ste 3024, Bellevue, WA 98005, USA | 5.0★ | 88 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bellevue
Bellevue mortgage broker with a perfect 5.0-star rating from 40 Google reviews.
800 Bellevue Way NE Unit 500, Bellevue, WA 98004, USA
Rated 4.7 stars from 14 Google reviews for Bellevue mortgage services.
150 120th Ave NE Suite 300, Bellevue, WA 98005, USA
Exceptional 5.0-star rating from four satisfied clients in Bellevue.
1750 112th Ave NE suite d 259, Bellevue, WA 98004, USA
4.7 stars from over 130 reviews, reflecting strong local client satisfaction.
989 112th Ave NE UNIT 201, Bellevue, WA 98004, USA
Bellevue mortgage broker with a flawless 5.0-star rating from over 200 Google reviews.
2018 156th Ave NE Building F, Suite 100, Office 360, Bellevue, WA 98007, USA
Rated 5.0 stars from over 145 Google reviews by local clients.
14205 SE 36th St Suite 100, Bellevue, WA 98006, USA
5.0 stars from 88 reviews, earning exceptional trust among Bellevue clients.
11900 NE 1st St Ste 3024, Bellevue, WA 98005, USA
Over 70 reviews average a perfect 5.0-star rating for this Bellevue mortgage broker.
10500 NE 8th St #212, Bellevue, WA 98004, USA
Bellevue mortgage broker with a perfect 5.0-star rating from 24 Google reviews.
225 108th Ave NE Suite 250, Bellevue, WA 98004, USA
Bellevue mortgage broker with a perfect 5.0 rating from 61 client reviews.
225 108th Ave NE Suite 250, Bellevue, WA 98004, USA
Bellevue’s top-rated mortgage broker with a flawless 5.0★ score from 23 client reviews.
170 120th Ave NE #200, Bellevue, WA 98005, USA
Top-rated Bellevue mortgage broker with a perfect 5.0-star score from 65 Google reviews.
14100 SE 36th St, Bellevue, WA 98006, USA
Top-rated Bellevue mortgage broker with 5.0 stars from over 550 reviews.
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033, USA
Bellevue mortgage broker with a perfect 5.0-star rating from nearly 200 Google reviews.
10500 NE 8th St #212, Bellevue, WA 98004, USA
Earns a perfect 5.0-star rating from 13 local Google reviews.
14205 SE 36th St #112, Bellevue, WA 98006, USA
Bellevue mortgage broker with 4.8 stars from 108 Google reviews.
2018 156th Ave NE Suite 100 Bldg. F, Bellevue, WA 98007, USA
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Mortgage Brokers in Bellevue, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Evergreen Home Loans Bellevue NMLS 3182 | 98/100 | 4.9 ★ | 407 |
| 2 | The Burns Team- Directors Mortgage - Bellevue, WA | 100/100 | 5.0 ★ | 250 |
| 3 | Bay Equity Home Loans | 99/100 | 5.0 ★ | 201 |
| 4 | Saffron Premier Mortgage | 90/100 | 5.0 ★ | 40 |
| 5 | Guild Mortgage Company | 71/100 | 4.7 ★ | 14 |
| 6 | General Mortgage Capital Corporation - Bellevue | 79/100 | 5.0 ★ | 4 |
| 7 | American Mortgage Inc | 92/100 | 4.7 ★ | 136 |
| 8 | Saul Bailey Team - Bellevue Mortgage Experts | NMLS: 114610 | 88/100 | 5.0 ★ | 218 |
| 9 | Jeff Johnson - Megastar Financial Mortgage Corp | 97/100 | 5.0 ★ | 145 |
| 10 | Trevor Bennett - NFM Lending | 94/100 | 5.0 ★ | 88 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bellevue
What does a mortgage broker do differently than going directly to a bank in Bellevue?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bellevue?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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