Licensed · Bellevue
Licensed & Insured Mortgage Brokers in Bellevue, WA
Every mortgage brokers listed here carries proper licensing and insurance in WA. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Bellevue, WA by verified customer ratings and review volume. The highest-rated is Evergreen Home Loans Bellevue NMLS 3182 with a 4.9-star rating from 407 verified reviews. Also in the top tier: The Burns Team- Directors Mortgage - Bellevue, WA and Bay Equity Home Loans. The average rating across all listed mortgage brokers in Bellevue is 5 stars from 138 reviews per business on average.
Mortgage brokers in Bellevue: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
138
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Evergreen Home Loans Bellevue NMLS 3182
15405 SE 37th St Suite 200, Bellevue, WA 98006, USA
The Burns Team- Directors Mortgage - Bellevue, WA
14405 SE 36th St # 206, Bellevue, WA 98006, USA
Bay Equity Home Loans
320 120th Ave NE Building B, Suite 203, Bellevue, WA 98005, USA
Mortgage Brokers Rankings in Bellevue, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Evergreen Home Loans Bellevue NMLS 318215405 SE 37th St Suite 200, Bellevue, WA 98006, USA | 4.9★ | 407 |
| #2 | The Burns Team- Directors Mortgage - Bellevue, WA14405 SE 36th St # 206, Bellevue, WA 98006, USA | 5.0★ | 250 |
| #3 | Bay Equity Home Loans320 120th Ave NE Building B, Suite 203, Bellevue, WA 98005, USA | 5.0★ | 201 |
| #4 | Jessica Andrew Burns - NMLS 996464 - Movement Mortgage225 108th Ave NE Suite 250, Bellevue, WA 98004, USA | 5.0★ | 61 |
| #5 | Fairway Independent Mortgage Corporation4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033, USA | 5.0★ | 554 |
| #6 | Best Mortgage — Seattle Mortgage Broker Bellevue14100 SE 36th St, Bellevue, WA 98006, USA | 5.0★ | 65 |
| #7 | American Pacific Mortgage Bellevue (NMLS #944387)2018 156th Ave NE Suite 100 Bldg. F, Bellevue, WA 98007, USA | 4.8★ | 108 |
| #8 | Zack Nguyen - Mortgage & Real Estate14205 SE 36th St #112, Bellevue, WA 98006, USA | 5.0★ | 13 |
| #9 | Saul Bailey Team - Bellevue Mortgage Experts | NMLS: 1146102018 156th Ave NE Building F, Suite 100, Office 360, Bellevue, WA 98007, USA | 5.0★ | 218 |
| #10 | Jeff Johnson - Megastar Financial Mortgage Corp14205 SE 36th St Suite 100, Bellevue, WA 98006, USA | 5.0★ | 145 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Bellevue
Jessica Andrew Burns - NMLS 996464 - Movement Mortgage
225 108th Ave NE Suite 250, Bellevue, WA 98004, USA
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033, USA
Best Mortgage — Seattle Mortgage Broker Bellevue
14100 SE 36th St, Bellevue, WA 98006, USA
American Pacific Mortgage Bellevue (NMLS #944387)
2018 156th Ave NE Suite 100 Bldg. F, Bellevue, WA 98007, USA
Zack Nguyen - Mortgage & Real Estate
14205 SE 36th St #112, Bellevue, WA 98006, USA
Saul Bailey Team - Bellevue Mortgage Experts | NMLS: 114610
2018 156th Ave NE Building F, Suite 100, Office 360, Bellevue, WA 98007, USA
Jeff Johnson - Megastar Financial Mortgage Corp
14205 SE 36th St Suite 100, Bellevue, WA 98006, USA
American Mortgage Inc
989 112th Ave NE UNIT 201, Bellevue, WA 98004, USA
Saffron Premier Mortgage
800 Bellevue Way NE Unit 500, Bellevue, WA 98004, USA
On Q Home Loans | Bellevue
10500 NE 8th St #212, Bellevue, WA 98004, USA
Trevor Bennett - NFM Lending
11900 NE 1st St Ste 3024, Bellevue, WA 98005, USA
General Mortgage Capital Corporation - Bellevue
1750 112th Ave NE suite d 259, Bellevue, WA 98004, USA
Movement Mortgage, Shawn White, Loan Officer
225 108th Ave NE Suite 250, Bellevue, WA 98004, USA
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Frequently Asked Questions — Mortgage Brokers in Bellevue
What does a mortgage broker do differently than going directly to a bank in Bellevue?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bellevue?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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