Best Value · Chesterfield
Affordable Mortgage Brokers in Chesterfield, MO
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As of August 2026, RatingsNearMe ranks 14 mortgage brokers in Chesterfield, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Scott Shafman with a 4.9-star rating from 56 Google reviews and an RNM Score of 90/100. Also in the top tier: Guild Mortgage - Glen Calvin and Guild Mortgage - Mark Anderson. The average rating across all listed mortgage brokers in Chesterfield is 4.9 stars from 101 reviews per business on average.
Mortgage brokers in Chesterfield: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 24, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
101
Avg reviews
Aug 24, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.9 stars from 56 Google reviews, this Chesterfield broker is highly trusted.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USARated 5.0 stars from 47 Google reviews, this Chesterfield mortgage broker is highly trusted.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USAChesterfield mortgage broker with a perfect 5.0-star rating from 30 reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USAMortgage Brokers Rankings in Chesterfield, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Scott Shafman17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 4.9★ | 56 |
| #2 | Guild Mortgage - Glen Calvin17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 47 |
| #3 | Guild Mortgage - Mark Anderson17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 30 |
| #4 | Flat Branch Home Loans14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA | 4.8★ | 136 |
| #5 | Knox Mortgage13990 Olive Blvd #201, Chesterfield, MO 63017, USA | 5.0★ | 131 |
| #6 | Select Mortgage14515 N Outer 40 Rd Suite 140, Chesterfield, MO 63017, USA | 5.0★ | 1 |
| #7 | Guild Mortgage - Tony Roppa17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 30 |
| #8 | Groundwork Mortgage687 Trade Center Blvd STE 120, Chesterfield, MO 63005, USA | 4.9★ | 183 |
| #9 | Guild Mortgage Company17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 3.9★ | 19 |
| #10 | First State Bank Mortgage16690 Swingley Ridge Rd Suite 150, Chesterfield, MO 63017, USA | 5.0★ | 353 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Chesterfield
Chesterfield mortgage broker with a 4.8-star rating from 136 reviews.
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA
Trusted Chesterfield mortgage broker with a perfect 5.0★ rating from over 130 reviews.
13990 Olive Blvd #201, Chesterfield, MO 63017, USA
Rated 5.0 stars from one Google review, reflecting exceptional early client satisfaction.
14515 N Outer 40 Rd Suite 140, Chesterfield, MO 63017, USA
Exceptional 5.0-star rating from 30 Google reviews in Chesterfield, MO.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Rated 4.9 stars from 183 Google reviews, this Chesterfield broker is highly trusted.
687 Trade Center Blvd STE 120, Chesterfield, MO 63005, USA
A local lender with a 3.9-star rating from 19 Google reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
16690 Swingley Ridge Rd Suite 150, Chesterfield, MO 63017, USA
Earns a perfect 5.0-star rating from hundreds of local Google reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Trusted by hundreds of locals with a perfect 5.0-star rating.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Trusted by over 100 clients with a near-perfect 4.9-star rating.
1 McBride and Son Center Dr, Chesterfield, MO 63005, USA
Chesterfield mortgage broker with a perfect 5.0-star rating from 20 reviews.
100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005, USA
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Mortgage Brokers in Chesterfield, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Scott Shafman | 90/100 | 4.9 ★ | 56 |
| 2 | Guild Mortgage - Glen Calvin | 91/100 | 5.0 ★ | 47 |
| 3 | Guild Mortgage - Mark Anderson | 89/100 | 5.0 ★ | 30 |
| 4 | Flat Branch Home Loans | 82/100 | 4.8 ★ | 136 |
| 5 | Knox Mortgage | 85/100 | 5.0 ★ | 131 |
| 6 | Select Mortgage | 62/100 | 5.0 ★ | 1 |
| 7 | Guild Mortgage - Tony Roppa | 89/100 | 5.0 ★ | 30 |
| 8 | Groundwork Mortgage | 88/100 | 4.9 ★ | 183 |
| 9 | Guild Mortgage Company | 56/100 | 3.9 ★ | 19 |
| 10 | First State Bank Mortgage | 88/100 | 5.0 ★ | 353 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Chesterfield
What does a mortgage broker do differently than going directly to a bank in Chesterfield?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chesterfield?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 24, 2026.
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