Near You · Chesterfield
Mortgage Brokers Near You in Chesterfield, MO
Find mortgage brokers close to you in Chesterfield. All results are sorted by proximity and rated by real local customers.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Chesterfield, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Glen Calvin with a 5.0-star rating from 47 Google reviews and an RNM Score of 91/100. Also in the top tier: Guild Mortgage - Scott Shafman and Guild Mortgage - Tony Roppa. The average rating across all listed mortgage brokers in Chesterfield is 4.9 stars from 101 reviews per business on average.
Mortgage brokers in Chesterfield: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Flat Branch Home Loans
Flat Branch Home Loans stands out as the top-ranked broker in Chesterfield based on its leading position in local listings and reputation.
Most Reviewed
Guild Mortgage Company
As a larger national lender with a broad customer base, Guild Mortgage Company typically has a higher volume of reviews, providing a more statistically reliable picture of service quality.
When choosing a mortgage broker in Chesterfield, compare both local specialists like Flat Branch Home Loans and national firms like Guild Mortgage to find the best fit for your loan needs. Always read recent reviews and ask about lender fees and rate lock policies before committing.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
101
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from 47 Google reviews, this Chesterfield mortgage broker is highly trusted.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USARated 4.9 stars from 56 Google reviews, this Chesterfield broker is highly trusted.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USAExceptional 5.0-star rating from 30 Google reviews in Chesterfield, MO.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USAMortgage Brokers Rankings in Chesterfield, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Glen Calvin17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 47 |
| #2 | Guild Mortgage - Scott Shafman17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 4.9★ | 56 |
| #3 | Guild Mortgage - Tony Roppa17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 30 |
| #4 | Flat Branch Home Loans14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA | 4.8★ | 136 |
| #5 | Knox Mortgage13990 Olive Blvd #201, Chesterfield, MO 63017, USA | 5.0★ | 131 |
| #6 | Select Mortgage14515 N Outer 40 Rd Suite 140, Chesterfield, MO 63017, USA | 5.0★ | 1 |
| #7 | Guild Mortgage Company17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 3.9★ | 19 |
| #8 | Guild Mortgage - Mark Anderson17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA | 5.0★ | 30 |
| #9 | Groundwork Mortgage687 Trade Center Blvd STE 120, Chesterfield, MO 63005, USA | 4.9★ | 183 |
| #10 | LeaderOne Financial100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005, USA | 5.0★ | 20 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Chesterfield
Chesterfield mortgage broker with a 4.8-star rating from 136 reviews.
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA
Trusted Chesterfield mortgage broker with a perfect 5.0★ rating from over 130 reviews.
13990 Olive Blvd #201, Chesterfield, MO 63017, USA
Rated 5.0 stars from one Google review, reflecting exceptional early client satisfaction.
14515 N Outer 40 Rd Suite 140, Chesterfield, MO 63017, USA
A local lender with a 3.9-star rating from 19 Google reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Chesterfield mortgage broker with a perfect 5.0-star rating from 30 reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Rated 4.9 stars from 183 Google reviews, this Chesterfield broker is highly trusted.
687 Trade Center Blvd STE 120, Chesterfield, MO 63005, USA
Chesterfield mortgage broker with a perfect 5.0-star rating from 20 reviews.
100 Chesterfield Business Pkwy #200, Chesterfield, MO 63005, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
16690 Swingley Ridge Rd Suite 150, Chesterfield, MO 63017, USA
Earns a perfect 5.0-star rating from hundreds of local Google reviews.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Trusted by hundreds of locals with a perfect 5.0-star rating.
17280 N Outer 40 Rd #101, Chesterfield, MO 63005, USA
Trusted by over 100 clients with a near-perfect 4.9-star rating.
1 McBride and Son Center Dr, Chesterfield, MO 63005, USA
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Mortgage Brokers in Chesterfield, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Glen Calvin | 91/100 | 5.0 ★ | 47 |
| 2 | Guild Mortgage - Scott Shafman | 90/100 | 4.9 ★ | 56 |
| 3 | Guild Mortgage - Tony Roppa | 89/100 | 5.0 ★ | 30 |
| 4 | Flat Branch Home Loans | 82/100 | 4.8 ★ | 136 |
| 5 | Knox Mortgage | 85/100 | 5.0 ★ | 131 |
| 6 | Select Mortgage | 62/100 | 5.0 ★ | 1 |
| 7 | Guild Mortgage Company | 56/100 | 3.9 ★ | 19 |
| 8 | Guild Mortgage - Mark Anderson | 89/100 | 5.0 ★ | 30 |
| 9 | Groundwork Mortgage | 88/100 | 4.9 ★ | 183 |
| 10 | LeaderOne Financial | 87/100 | 5.0 ★ | 20 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Chesterfield
What does a mortgage broker do differently than going directly to a bank in Chesterfield?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chesterfield?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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