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Emergency Mortgage Brokers in Chicago, IL — Available 24/7
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As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Chicago, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage with a 4.9-star rating from 159 Google reviews and an RNM Score of 88/100. Also in the top tier: Crown Mortgage Company and Chicagoland Home Mortgage Services. The average rating across all listed mortgage brokers in Chicago is 5 stars from 245 reviews per business on average.
Mortgage brokers in Chicago: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jason Accola - Senior Mortgage Banker - Waterman Bank
Jason Accola stands out as a top-ranked mortgage broker in Chicago due to his senior position at Waterman Bank and consistent recognition for exceptional client service and loan expertise.
Most Reviewed
Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.
A high review count indicates broad client trust and a proven track record of reliable service, which is critical when choosing a mortgage broker.
When choosing a mortgage broker in Chicago, compare loan options, interest rates, and closing timelines, and read recent client reviews to ensure the broker has experience with your specific loan type and property location.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
245
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
4.9 stars from 159 Google reviews, reflecting exceptional client satisfaction.
5151 N Harlem Ave STE 307, Chicago, IL 60656, USATrusted by hundreds of Chicago clients with a perfect 5.0-star rating.
6141 W 95th St, Oak Lawn, IL 60453, USAEarning a perfect 5.0-star rating from over 500 reviews in Chicago.
10555 W Cermak Rd Ste 2, Westchester, IL 60154, USAMortgage Brokers Rankings in Chicago, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage5151 N Harlem Ave STE 307, Chicago, IL 60656, USA | 4.9★ | 159 |
| #2 | Crown Mortgage Company6141 W 95th St, Oak Lawn, IL 60453, USA | 5.0★ | 683 |
| #3 | Chicagoland Home Mortgage Services10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA | 5.0★ | 522 |
| #4 | Team Beata Bukowski1621 N Ashland Ave, Chicago, IL 60622, USA | 4.9★ | 173 |
| #5 | Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans4327 W Irving Park Rd #1B, Chicago, IL 60641, USA | 4.9★ | 114 |
| #6 | Smooth Mortgage Company, LLC4001 W Devon Ave #321, Chicago, IL 60646, USA | 5.0★ | 90 |
| #7 | Reyna Mortgage Group | Mortgage Lender – Berwyn, Cicero, Chicago, FHA, Conventional, DSCR, FixNFlip, Down Payment, Grants6625 W 26th St, Berwyn, IL 60402, USA | 5.0★ | 187 |
| #8 | Mike Del Preto1945 N Elston Ave, Chicago, IL 60642, USA | 4.9★ | 359 |
| #9 | Connor Keough Mortgage Broker3520 S Morgan St Suite 231, Chicago, IL 60609, USA | 5.0★ | 164 |
| #10 | Steve Schneider at CrossCountry Mortgage413 N Carpenter St #1w, Chicago, IL 60642, USA | 5.0★ | 51 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Chicago
Trusted by hundreds of Chicago clients with an exceptional 4.9-star rating.
1621 N Ashland Ave, Chicago, IL 60622, USA
Top-rated Chicago mortgage broker with a 4.9★ average from over 100 Google reviews.
4327 W Irving Park Rd #1B, Chicago, IL 60641, USA
Trusted Chicago mortgage broker with a perfect 5.0★ rating from 90 Google reviews.
4001 W Devon Ave #321, Chicago, IL 60646, USA
5.0 stars from 187 Google reviews, reflecting exceptional client satisfaction.
6625 W 26th St, Berwyn, IL 60402, USA
Trusted Chicago mortgage broker with a 4.9★ rating from 359 Google reviews.
1945 N Elston Ave, Chicago, IL 60642, USA
Trusted by hundreds of Chicago clients with a flawless 5.0-star rating.
3520 S Morgan St Suite 231, Chicago, IL 60609, USA
Exceptional 5.0-star rating from 51 Google reviews for a Chicago mortgage broker.
413 N Carpenter St #1w, Chicago, IL 60642, USA
Trusted Chicago mortgage broker with a 4.9-star rating from over 150 reviews.
171 N Aberdeen St Suite 400, Chicago, IL 60607, USA
5.0 stars from nearly 500 reviews reflect exceptional client satisfaction.
3940 N Ravenswood Ave, Chicago, IL 60613, USA
Proudly serving Chicago with a perfect 5.0-star rating from over 370 reviews.
413 N Carpenter St #1w, Chicago, IL 60642, USA
5.0-star rating from over 340 Google reviews for a Chicago mortgage broker.
9646 W 131st St, Palos Park, IL 60464, USA
Consistently earns a perfect 5.0-star rating from over 270 reviews in Chicago.
1644 N Honore St Suite 206, Chicago, IL 60622, USA
Top-rated Chicago mortgage broker with 5.0 stars from over 230 reviews.
10 S Riverside Plaza Office 8054, Suite 875, Chicago, IL 60606, USA
Earning a stellar 4.9-star rating from over 200 Google reviews.
4619 N Ravenswood Ave #300, Chicago, IL 60640, USA
5.0-star rating from 142 Google reviews reflects exceptional client satisfaction.
415 N La Salle Dr Suite 402, Chicago, IL 60654, USA
Trusted by hundreds of Chicago clients, holding a stellar 4.9-star rating.
1945 N Elston Ave, Chicago, IL 60642, USA
Top-rated Chicago mortgage broker with a perfect 5.0-star rating from nearly 100 reviews.
413 N Carpenter St #1w, Chicago, IL 60642, USA
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Mortgage Brokers in Chicago, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage | 88/100 | 4.9 ★ | 159 |
| 2 | Crown Mortgage Company | 88/100 | 5.0 ★ | 683 |
| 3 | Chicagoland Home Mortgage Services | 88/100 | 5.0 ★ | 522 |
| 4 | Team Beata Bukowski | 85/100 | 4.9 ★ | 173 |
| 5 | Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans | 82/100 | 4.9 ★ | 114 |
| 6 | Smooth Mortgage Company, LLC | 83/100 | 5.0 ★ | 90 |
| 7 | Reyna Mortgage Group | Mortgage Lender – Berwyn, Cicero, Chicago, FHA, Conventional, DSCR, FixNFlip, Down Payment, Grants | 87/100 | 5.0 ★ | 187 |
| 8 | Mike Del Preto | 87/100 | 4.9 ★ | 359 |
| 9 | Connor Keough Mortgage Broker | 86/100 | 5.0 ★ | 164 |
| 10 | Steve Schneider at CrossCountry Mortgage | 80/100 | 5.0 ★ | 51 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Chicago
What does a mortgage broker do differently than going directly to a bank in Chicago?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chicago?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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