10+ Years · Chicago

Experienced Mortgage Brokers in Chicago, IL

Experience matters. These mortgage brokers in Chicago have years of proven work behind them — and the reviews to back it up.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Chicago, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Crown Mortgage Company with a 5.0-star rating from 683 Google reviews and an RNM Score of 88/100. Also in the top tier: Chicagoland Home Mortgage Services and Ben Cohen of Rate. The average rating across all listed mortgage brokers in Chicago is 5 stars from 245 reviews per business on average.

Mortgage brokers in Chicago: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Jason Accola - Senior Mortgage Banker - Waterman Bank

Jason Accola stands out as a top-ranked mortgage broker in Chicago due to his senior position at Waterman Bank and consistent recognition for exceptional client service and loan expertise.

Most Reviewed

Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.

A high review count indicates broad client trust and a proven track record of reliable service, which is critical when choosing a mortgage broker.

When choosing a mortgage broker in Chicago, compare loan options, interest rates, and closing timelines, and read recent client reviews to ensure the broker has experience with your specific loan type and property location.

Filter:

Local Market Snapshot

20

Businesses listed

5★

Avg rating

245

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(683 reviews)

Trusted by hundreds of Chicago clients with a perfect 5.0-star rating.

6141 W 95th St, Oak Lawn, IL 60453, USA
5.0(522 reviews)

Earning a perfect 5.0-star rating from over 500 reviews in Chicago.

10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA
5.0(478 reviews)

5.0 stars from nearly 500 reviews reflect exceptional client satisfaction.

3940 N Ravenswood Ave, Chicago, IL 60613, USA

Mortgage Brokers Rankings in Chicago, IL

#BusinessRatingReviews
#1Crown Mortgage Company6141 W 95th St, Oak Lawn, IL 60453, USA5.0683
#2Chicagoland Home Mortgage Services10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA5.0522
#3Ben Cohen of Rate3940 N Ravenswood Ave, Chicago, IL 60613, USA5.0478
#4Mike Del Preto1945 N Elston Ave, Chicago, IL 60642, USA4.9359
#5Team Beata Bukowski1621 N Ashland Ave, Chicago, IL 60622, USA4.9173
#6Connor Keough Mortgage Broker3520 S Morgan St Suite 231, Chicago, IL 60609, USA5.0164
#7Steve Schneider at CrossCountry Mortgage413 N Carpenter St #1w, Chicago, IL 60642, USA5.051
#8NewCastle Home Loans, Mortgage Lender171 N Aberdeen St Suite 400, Chicago, IL 60607, USA4.9155
#9Sam Sharp at CrossCountry Mortgage413 N Carpenter St #1w, Chicago, IL 60642, USA5.0374
#10Dan Rogers at Rate (NMLS #131966)9646 W 131st St, Palos Park, IL 60464, USA5.0341

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Chicago

4
4.9· 359 reviews

Trusted Chicago mortgage broker with a 4.9★ rating from 359 Google reviews.

1945 N Elston Ave, Chicago, IL 60642, USA

5
4.9· 173 reviews

Trusted by hundreds of Chicago clients with an exceptional 4.9-star rating.

1621 N Ashland Ave, Chicago, IL 60622, USA

6
5.0· 164 reviews

Trusted by hundreds of Chicago clients with a flawless 5.0-star rating.

3520 S Morgan St Suite 231, Chicago, IL 60609, USA

7
5.0· 51 reviews

Exceptional 5.0-star rating from 51 Google reviews for a Chicago mortgage broker.

413 N Carpenter St #1w, Chicago, IL 60642, USA

8
4.9· 155 reviews

Trusted Chicago mortgage broker with a 4.9-star rating from over 150 reviews.

171 N Aberdeen St Suite 400, Chicago, IL 60607, USA

9
5.0· 374 reviews

Proudly serving Chicago with a perfect 5.0-star rating from over 370 reviews.

413 N Carpenter St #1w, Chicago, IL 60642, USA

10
5.0· 341 reviews

5.0-star rating from over 340 Google reviews for a Chicago mortgage broker.

9646 W 131st St, Palos Park, IL 60464, USA

11
5.0· 276 reviews

Consistently earns a perfect 5.0-star rating from over 270 reviews in Chicago.

1644 N Honore St Suite 206, Chicago, IL 60622, USA

12
5.0· 231 reviews

Top-rated Chicago mortgage broker with 5.0 stars from over 230 reviews.

10 S Riverside Plaza Office 8054, Suite 875, Chicago, IL 60606, USA

13
4.9· 206 reviews

Earning a stellar 4.9-star rating from over 200 Google reviews.

4619 N Ravenswood Ave #300, Chicago, IL 60640, USA

14
5.0· 142 reviews

5.0-star rating from 142 Google reviews reflects exceptional client satisfaction.

415 N La Salle Dr Suite 402, Chicago, IL 60654, USA

15
4.9· 100 reviews

Trusted by hundreds of Chicago clients, holding a stellar 4.9-star rating.

1945 N Elston Ave, Chicago, IL 60642, USA

16
5.0· 94 reviews

Top-rated Chicago mortgage broker with a perfect 5.0-star rating from nearly 100 reviews.

413 N Carpenter St #1w, Chicago, IL 60642, USA

17
5.0· 90 reviews

Trusted Chicago mortgage broker with a perfect 5.0★ rating from 90 Google reviews.

4001 W Devon Ave #321, Chicago, IL 60646, USA

18
5.0· 187 reviews

5.0 stars from 187 Google reviews, reflecting exceptional client satisfaction.

6625 W 26th St, Berwyn, IL 60402, USA

19
4.9· 114 reviews

Top-rated Chicago mortgage broker with a 4.9★ average from over 100 Google reviews.

4327 W Irving Park Rd #1B, Chicago, IL 60641, USA

20
4.9· 159 reviews

4.9 stars from 159 Google reviews, reflecting exceptional client satisfaction.

5151 N Harlem Ave STE 307, Chicago, IL 60656, USA

Data from Google Business listings
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Mortgage Brokers in Chicago, IL — Compared

#BusinessRNM ScoreRatingReviews
1Crown Mortgage Company88/1005.0 ★683
2Chicagoland Home Mortgage Services88/1005.0 ★522
3Ben Cohen of Rate88/1005.0 ★478
4Mike Del Preto87/1004.9 ★359
5Team Beata Bukowski85/1004.9 ★173
6Connor Keough Mortgage Broker86/1005.0 ★164
7Steve Schneider at CrossCountry Mortgage80/1005.0 ★51
8NewCastle Home Loans, Mortgage Lender84/1004.9 ★155
9Sam Sharp at CrossCountry Mortgage88/1005.0 ★374
10Dan Rogers at Rate (NMLS #131966)88/1005.0 ★341

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Chicago

What does a mortgage broker do differently than going directly to a bank in Chicago?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Chicago?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in IL?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Chicago, IL

This page lists and ranks 20 mortgage brokers serving Chicago, IL as of July 2026. The average verified rating across all listings is 5 stars, with an average of 245 customer reviews per business. The top-ranked mortgage brokers in Chicago by our algorithm is Crown Mortgage Company (5.0 stars, 683 reviews). Mortgage brokers in Chicago: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Chicago: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the IL licensing board before hiring.

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