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Mortgage Brokers Near You in Chicago, IL
Find mortgage brokers close to you in Chicago. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Chicago, IL by verified customer ratings and review volume. The highest-rated is Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage with a 4.9-star rating from 159 verified reviews. Also in the top tier: Crown Mortgage Company and Chicagoland Home Mortgage Services. The average rating across all listed mortgage brokers in Chicago is 5 stars from 245 reviews per business on average.
Mortgage brokers in Chicago: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
245
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage
5151 N Harlem Ave STE 307, Chicago, IL 60656, USA
Crown Mortgage Company
6141 W 95th St, Oak Lawn, IL 60453, USA
Chicagoland Home Mortgage Services
10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA
Mortgage Brokers Rankings in Chicago, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage5151 N Harlem Ave STE 307, Chicago, IL 60656, USA | 4.9★ | 159 |
| #2 | Crown Mortgage Company6141 W 95th St, Oak Lawn, IL 60453, USA | 5.0★ | 683 |
| #3 | Chicagoland Home Mortgage Services10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA | 5.0★ | 522 |
| #4 | Connor Keough Mortgage Broker3520 S Morgan St Suite 231, Chicago, IL 60609, USA | 5.0★ | 164 |
| #5 | NewCastle Home Loans, Mortgage Lender171 N Aberdeen St Suite 400, Chicago, IL 60607, USA | 4.9★ | 155 |
| #6 | A and N Mortgage Services, Inc.1945 N Elston Ave, Chicago, IL 60642, USA | 4.9★ | 100 |
| #7 | Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.415 N La Salle Dr Suite 402, Chicago, IL 60654, USA | 5.0★ | 142 |
| #8 | Mike Del Preto1945 N Elston Ave, Chicago, IL 60642, USA | 4.9★ | 359 |
| #9 | Jason Accola - Senior Mortgage Banker - Waterman Bank1644 N Honore St Suite 206, Chicago, IL 60622, USA | 5.0★ | 276 |
| #10 | Dan Rogers at Rate (NMLS #131966)9646 W 131st St, Palos Park, IL 60464, USA | 5.0★ | 341 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Chicago
Connor Keough Mortgage Broker
3520 S Morgan St Suite 231, Chicago, IL 60609, USA
NewCastle Home Loans, Mortgage Lender
171 N Aberdeen St Suite 400, Chicago, IL 60607, USA
A and N Mortgage Services, Inc.
1945 N Elston Ave, Chicago, IL 60642, USA
Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.
415 N La Salle Dr Suite 402, Chicago, IL 60654, USA
Mike Del Preto
1945 N Elston Ave, Chicago, IL 60642, USA
Jason Accola - Senior Mortgage Banker - Waterman Bank
1644 N Honore St Suite 206, Chicago, IL 60622, USA
Dan Rogers at Rate (NMLS #131966)
9646 W 131st St, Palos Park, IL 60464, USA
Steve Schneider at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Sam Sharp at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Ben Cohen of Rate
3940 N Ravenswood Ave, Chicago, IL 60613, USA
Team Beata Bukowski
1621 N Ashland Ave, Chicago, IL 60622, USA
Alex Margulis at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans
10 S Riverside Plaza Office 8054, Suite 875, Chicago, IL 60606, USA
Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans
4327 W Irving Park Rd #1B, Chicago, IL 60641, USA
Craig Messman
4619 N Ravenswood Ave #300, Chicago, IL 60640, USA
Smooth Mortgage Company, LLC
4001 W Devon Ave #321, Chicago, IL 60646, USA
Reyna Mortgage Group | Mortgage Lender – Berwyn, Cicero, Chicago, FHA, Conventional, DSCR, FixNFlip, Down Payment, Grants
6625 W 26th St, Berwyn, IL 60402, USA
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Frequently Asked Questions — Mortgage Brokers in Chicago
What does a mortgage broker do differently than going directly to a bank in Chicago?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chicago?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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