Licensed · Chicago
Licensed & Insured Mortgage Brokers in Chicago, IL
Every mortgage brokers listed here carries proper licensing and insurance in IL. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Chicago, IL by verified customer ratings and review volume. The highest-rated is Crown Mortgage Company with a 5.0-star rating from 683 verified reviews. Also in the top tier: Chicagoland Home Mortgage Services and Ben Cohen of Rate. The average rating across all listed mortgage brokers in Chicago is 5 stars from 245 reviews per business on average.
Mortgage brokers in Chicago: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
245
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Crown Mortgage Company
6141 W 95th St, Oak Lawn, IL 60453, USA
Chicagoland Home Mortgage Services
10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA
Ben Cohen of Rate
3940 N Ravenswood Ave, Chicago, IL 60613, USA
Mortgage Brokers Rankings in Chicago, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Crown Mortgage Company6141 W 95th St, Oak Lawn, IL 60453, USA | 5.0★ | 683 |
| #2 | Chicagoland Home Mortgage Services10555 W Cermak Rd Ste 2, Westchester, IL 60154, USA | 5.0★ | 522 |
| #3 | Ben Cohen of Rate3940 N Ravenswood Ave, Chicago, IL 60613, USA | 5.0★ | 478 |
| #4 | Smooth Mortgage Company, LLC4001 W Devon Ave #321, Chicago, IL 60646, USA | 5.0★ | 90 |
| #5 | Reyna Mortgage Group | Mortgage Lender – Berwyn, Cicero, Chicago, FHA, Conventional, DSCR, FixNFlip, Down Payment, Grants6625 W 26th St, Berwyn, IL 60402, USA | 5.0★ | 187 |
| #6 | Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage5151 N Harlem Ave STE 307, Chicago, IL 60656, USA | 4.9★ | 159 |
| #7 | Connor Keough Mortgage Broker3520 S Morgan St Suite 231, Chicago, IL 60609, USA | 5.0★ | 164 |
| #8 | NewCastle Home Loans, Mortgage Lender171 N Aberdeen St Suite 400, Chicago, IL 60607, USA | 4.9★ | 155 |
| #9 | A and N Mortgage Services, Inc.1945 N Elston Ave, Chicago, IL 60642, USA | 4.9★ | 100 |
| #10 | Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.415 N La Salle Dr Suite 402, Chicago, IL 60654, USA | 5.0★ | 142 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Chicago
Smooth Mortgage Company, LLC
4001 W Devon Ave #321, Chicago, IL 60646, USA
Reyna Mortgage Group | Mortgage Lender – Berwyn, Cicero, Chicago, FHA, Conventional, DSCR, FixNFlip, Down Payment, Grants
6625 W 26th St, Berwyn, IL 60402, USA
Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage
5151 N Harlem Ave STE 307, Chicago, IL 60656, USA
Connor Keough Mortgage Broker
3520 S Morgan St Suite 231, Chicago, IL 60609, USA
NewCastle Home Loans, Mortgage Lender
171 N Aberdeen St Suite 400, Chicago, IL 60607, USA
A and N Mortgage Services, Inc.
1945 N Elston Ave, Chicago, IL 60642, USA
Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.
415 N La Salle Dr Suite 402, Chicago, IL 60654, USA
Mike Del Preto
1945 N Elston Ave, Chicago, IL 60642, USA
Jason Accola - Senior Mortgage Banker - Waterman Bank
1644 N Honore St Suite 206, Chicago, IL 60622, USA
Dan Rogers at Rate (NMLS #131966)
9646 W 131st St, Palos Park, IL 60464, USA
Steve Schneider at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Sam Sharp at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Team Beata Bukowski
1621 N Ashland Ave, Chicago, IL 60622, USA
Alex Margulis at CrossCountry Mortgage
413 N Carpenter St #1w, Chicago, IL 60642, USA
Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans
10 S Riverside Plaza Office 8054, Suite 875, Chicago, IL 60606, USA
Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans
4327 W Irving Park Rd #1B, Chicago, IL 60641, USA
Craig Messman
4619 N Ravenswood Ave #300, Chicago, IL 60640, USA
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Frequently Asked Questions — Mortgage Brokers in Chicago
What does a mortgage broker do differently than going directly to a bank in Chicago?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Chicago?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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