24/7 Available · Concord
24-Hour Insurance Agents in Concord, CA — Always Available
Emergencies don't keep business hours. These insurance agents in Concord are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Concord, CA by verified customer ratings and review volume. The highest-rated is Globe Life American Income Division: McQuade Organization with a 4.9-star rating from 1,289 verified reviews. Also in the top tier: Fiesta Auto Insurance & Tax Service and Freeway Insurance. The average rating across all listed insurance agents in Concord is 4.8 stars from 220 reviews per business on average.
Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
220
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Globe Life American Income Division: McQuade Organization
4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USA
Fiesta Auto Insurance & Tax Service
1500 Monument Blvd Suite E7, Concord, CA 94520, USA
Freeway Insurance
1701 Monument Blvd Ste H, Concord, CA 94520, USA
Insurance Agents Rankings in Concord, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Globe Life American Income Division: McQuade Organization4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USA | 4.9★ | 1,289 |
| #2 | Fiesta Auto Insurance & Tax Service1500 Monument Blvd Suite E7, Concord, CA 94520, USA | 4.9★ | 751 |
| #3 | Freeway Insurance1701 Monument Blvd Ste H, Concord, CA 94520, USA | 4.8★ | 478 |
| #4 | Hamid Ray Asemi - State Farm Insurance Agent3600 Clayton Rd A, Concord, CA 94521, USA | 5.0★ | 184 |
| #5 | AGENT2000 Commercial & Personal Insurance Brokers1220 Diamond Way Ste 250, Concord, CA 94520, USA | 5.0★ | 10 |
| #6 | Farmers Insurance - Zuleima Garcia2691 Monument Blvd Ste 17, Concord, CA 94520, USA | 4.9★ | 143 |
| #7 | Jared Burns-Coffin - State Farm Insurance Agent2151 Salvio St Ste 270, Concord, CA 94520, USA | 4.6★ | 111 |
| #8 | Five Bays Insurance Agency2001 Clayton Rd Suite 200, Concord, CA 94520, USA | 5.0★ | 4 |
| #9 | Allstate Insurance: Rudy Ortiz2280 Diamond Blvd # 140, Concord, CA 94520, USA | 4.7★ | 112 |
| #10 | Land Home Financial Insurance Services - Concord, CA1355 Willow Way Suite 250, Concord, CA 94520, USA | 5.0★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Concord
Hamid Ray Asemi - State Farm Insurance Agent
3600 Clayton Rd A, Concord, CA 94521, USA
AGENT2000 Commercial & Personal Insurance Brokers
1220 Diamond Way Ste 250, Concord, CA 94520, USA
Farmers Insurance - Zuleima Garcia
2691 Monument Blvd Ste 17, Concord, CA 94520, USA
Jared Burns-Coffin - State Farm Insurance Agent
2151 Salvio St Ste 270, Concord, CA 94520, USA
Five Bays Insurance Agency
2001 Clayton Rd Suite 200, Concord, CA 94520, USA
Allstate Insurance: Rudy Ortiz
2280 Diamond Blvd # 140, Concord, CA 94520, USA
Land Home Financial Insurance Services - Concord, CA
1355 Willow Way Suite 250, Concord, CA 94520, USA
AAA Concord Branch
2095 Diamond Blvd Suite B-135, Concord, CA 94520, USA
Cheap Auto Insurance Concord
2001 Salvio St #25, Concord, CA 94520, USA
Elena Sadur - State Farm Insurance Agent
5167 Clayton Rd a1, Concord, CA 94521, USA
Monumental Insurance Services LLC
1070 Concord Ave #280, Concord, CA 94520, USA
Farmers Insurance - John Duncan
5356 Clayton Rd # 220A, Concord, CA 94521, USA
Gail Williams - State Farm Insurance Agent
5041 Clayton Rd, Concord, CA 94521, USA
Brick Insurance Agency
1460 Washington Blvd, Concord, CA 94521, USA
Cost-U-Less Insurance
622 Contra Costa Blvd, Pleasant Hill, CA 94523, USA
Courtney Khashabi - State Farm Insurance Agent
901 Sunvalley Blvd #230, Concord, CA 94520, USA
TruSummit Insurance
51 John Glenn Dr, Concord, CA 94520, USA
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Frequently Asked Questions — Insurance Agents in Concord
What is the difference between a captive and independent insurance agent in Concord?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Concord cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Concord?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Concord adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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