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10+ Years · Concord

Experienced Insurance Agents in Concord, CA

Experience matters. These insurance agents in Concord have years of proven work behind them — and the reviews to back it up.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Concord, CA by verified customer ratings and review volume. The highest-rated is Globe Life American Income Division: McQuade Organization with a 4.9-star rating from 1,289 verified reviews. Also in the top tier: Fiesta Auto Insurance & Tax Service and Freeway Insurance. The average rating across all listed insurance agents in Concord is 4.8 stars from 220 reviews per business on average.

Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

220

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Globe Life American Income Division: McQuade Organization

4.9(1,289 reviews)

4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USA

🥈

Fiesta Auto Insurance & Tax Service

4.9(751 reviews)

1500 Monument Blvd Suite E7, Concord, CA 94520, USA

🥉

Freeway Insurance

4.8(478 reviews)

1701 Monument Blvd Ste H, Concord, CA 94520, USA

Insurance Agents Rankings in Concord, CA

#BusinessRatingReviews
#1Globe Life American Income Division: McQuade Organization4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USA4.91,289
#2Fiesta Auto Insurance & Tax Service1500 Monument Blvd Suite E7, Concord, CA 94520, USA4.9751
#3Freeway Insurance1701 Monument Blvd Ste H, Concord, CA 94520, USA4.8478
#4Hamid Ray Asemi - State Farm Insurance Agent3600 Clayton Rd A, Concord, CA 94521, USA5.0184
#5AGENT2000 Commercial & Personal Insurance Brokers1220 Diamond Way Ste 250, Concord, CA 94520, USA5.010
#6Farmers Insurance - Zuleima Garcia2691 Monument Blvd Ste 17, Concord, CA 94520, USA4.9143
#7Jared Burns-Coffin - State Farm Insurance Agent2151 Salvio St Ste 270, Concord, CA 94520, USA4.6111
#8Five Bays Insurance Agency2001 Clayton Rd Suite 200, Concord, CA 94520, USA5.04
#9Allstate Insurance: Rudy Ortiz2280 Diamond Blvd # 140, Concord, CA 94520, USA4.7112
#10Land Home Financial Insurance Services - Concord, CA1355 Willow Way Suite 250, Concord, CA 94520, USA5.08

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Concord

4

Hamid Ray Asemi - State Farm Insurance Agent

5.0· 184 reviews

3600 Clayton Rd A, Concord, CA 94521, USA

5

AGENT2000 Commercial & Personal Insurance Brokers

5.0· 10 reviews

1220 Diamond Way Ste 250, Concord, CA 94520, USA

6

Farmers Insurance - Zuleima Garcia

4.9· 143 reviews

2691 Monument Blvd Ste 17, Concord, CA 94520, USA

7

Jared Burns-Coffin - State Farm Insurance Agent

4.6· 111 reviews

2151 Salvio St Ste 270, Concord, CA 94520, USA

8

Five Bays Insurance Agency

5.0· 4 reviews

2001 Clayton Rd Suite 200, Concord, CA 94520, USA

9

Allstate Insurance: Rudy Ortiz

4.7· 112 reviews

2280 Diamond Blvd # 140, Concord, CA 94520, USA

10

Land Home Financial Insurance Services - Concord, CA

5.0· 8 reviews

1355 Willow Way Suite 250, Concord, CA 94520, USA

11

AAA Concord Branch

4.3· 449 reviews

2095 Diamond Blvd Suite B-135, Concord, CA 94520, USA

12

Cheap Auto Insurance Concord

3.7· 3 reviews

2001 Salvio St #25, Concord, CA 94520, USA

13

Elena Sadur - State Farm Insurance Agent

4.9· 70 reviews

5167 Clayton Rd a1, Concord, CA 94521, USA

14

Monumental Insurance Services LLC

4.7· 15 reviews

1070 Concord Ave #280, Concord, CA 94520, USA

15

Farmers Insurance - John Duncan

4.9· 42 reviews

5356 Clayton Rd # 220A, Concord, CA 94521, USA

16

Gail Williams - State Farm Insurance Agent

5.0· 32 reviews

5041 Clayton Rd, Concord, CA 94521, USA

17

Brick Insurance Agency

4.5· 4 reviews

1460 Washington Blvd, Concord, CA 94521, USA

18

Cost-U-Less Insurance

4.9· 243 reviews

622 Contra Costa Blvd, Pleasant Hill, CA 94523, USA

19

Courtney Khashabi - State Farm Insurance Agent

4.9· 105 reviews

901 Sunvalley Blvd #230, Concord, CA 94520, USA

20

TruSummit Insurance

4.9· 354 reviews

51 John Glenn Dr, Concord, CA 94520, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Concord

What is the difference between a captive and independent insurance agent in Concord?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Concord cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Concord?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Concord adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Concord, CA

This page lists and ranks 20 insurance agents serving Concord, CA as of May 2026. The average verified rating across all listings is 4.8 stars, with an average of 220 customer reviews per business. The top-ranked insurance agents in Concord by our algorithm is Globe Life American Income Division: McQuade Organization (4.9 stars, 1,289 reviews). Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Concord: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Concord