Pricing Guide · Concord
Insurance Agents Cost in Concord, CA — 2026 Price Guide
What should you pay for insurance agents in Concord? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Concord, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Globe Life American Income Division: McQuade Organization with a 4.9-star rating from 1,289 Google reviews and an RNM Score of 87/100. Also in the top tier: Fiesta Auto Insurance & Tax Service and Freeway Insurance. The average rating across all listed insurance agents in Concord is 4.8 stars from 220 reviews per business on average.
Insurance in Concord: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Freeway Insurance
Freeway Insurance is consistently ranked at the top for its wide range of coverage options and competitive rates in Concord.
Most Reviewed
Freeway Insurance
A high number of reviews reflects strong customer trust and a proven record of reliable service.
Compare quotes from multiple agents to find the best rate and coverage for your needs, and always check online reviews to gauge customer satisfaction.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
220
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by over 1,200 clients, this Concord agency maintains a near-perfect 4.9-star rating.
4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USAProudly maintains a 4.9-star rating from over 750 Google reviews.
1500 Monument Blvd Suite E7, Concord, CA 94520, USARated 4.8 stars from nearly 500 reviews, this Concord insurance agent is highly trusted.
1701 Monument Blvd Ste H, Concord, CA 94520, USAInsurance Agents Rankings in Concord, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Globe Life American Income Division: McQuade Organization4005 Port Chicago Hwy Suite 225, Concord, CA 94520, USA | 4.9★ | 1,289 |
| #2 | Fiesta Auto Insurance & Tax Service1500 Monument Blvd Suite E7, Concord, CA 94520, USA | 4.9★ | 751 |
| #3 | Freeway Insurance1701 Monument Blvd Ste H, Concord, CA 94520, USA | 4.8★ | 478 |
| #4 | Monumental Insurance Services LLC1070 Concord Ave #280, Concord, CA 94520, USA | 4.7★ | 15 |
| #5 | Farmers Insurance - John Duncan5356 Clayton Rd # 220A, Concord, CA 94521, USA | 4.9★ | 42 |
| #6 | Gail Williams - State Farm Insurance Agent5041 Clayton Rd, Concord, CA 94521, USA | 5.0★ | 32 |
| #7 | AGENT2000 Commercial & Personal Insurance Brokers1220 Diamond Way Ste 250, Concord, CA 94520, USA | 5.0★ | 10 |
| #8 | AAA Concord Branch2095 Diamond Blvd Suite B-135, Concord, CA 94520, USA | 4.3★ | 449 |
| #9 | Hamid Ray Asemi - State Farm Insurance Agent3600 Clayton Rd A, Concord, CA 94521, USA | 5.0★ | 184 |
| #10 | Farmers Insurance - Zuleima Garcia2691 Monument Blvd Ste 17, Concord, CA 94520, USA | 4.9★ | 143 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Concord
Known for reliable service with a strong 4.7-star rating from 15 Google reviews.
1070 Concord Ave #280, Concord, CA 94520, USA
Rated 4.9 stars from 42 Google reviews, this Concord insurance agent is highly trusted.
5356 Clayton Rd # 220A, Concord, CA 94521, USA
Concord's top-rated insurance agent with a perfect 5.0 stars from 32 reviews.
5041 Clayton Rd, Concord, CA 94521, USA
5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.
1220 Diamond Way Ste 250, Concord, CA 94520, USA
4.3 stars from 449 reviews, showing consistent customer satisfaction for local insurance needs.
2095 Diamond Blvd Suite B-135, Concord, CA 94520, USA
Exceptional 5.0-star rating from over 180 Google reviews in Concord, CA.
3600 Clayton Rd A, Concord, CA 94521, USA
Trusted by hundreds of local clients with a 4.9-star average rating on Google.
2691 Monument Blvd Ste 17, Concord, CA 94520, USA
Highly rated Concord insurance agent with 4.7 stars from 112 Google reviews.
2280 Diamond Blvd # 140, Concord, CA 94520, USA
Over 100 Google reviews give this Concord insurance agent a strong 4.6-star rating.
2151 Salvio St Ste 270, Concord, CA 94520, USA
Top-rated Concord insurance agent with a 4.9★ average from 70 Google reviews.
5167 Clayton Rd a1, Concord, CA 94521, USA
Concord insurance agent with a perfect 5.0-star rating from 4 Google reviews.
2001 Clayton Rd Suite 200, Concord, CA 94520, USA
Local insurance agent with a 3.7-star rating from 3 Google reviews.
2001 Salvio St #25, Concord, CA 94520, USA
Trusted by hundreds of locals, this Concord agency maintains a 4.9-star rating.
622 Contra Costa Blvd, Pleasant Hill, CA 94523, USA
Praised by hundreds of local clients with a near-perfect 4.9-star average rating.
901 Sunvalley Blvd #230, Concord, CA 94520, USA
This agent has a strong 4.5-star rating from 4 Google reviews in Concord.
1460 Washington Blvd, Concord, CA 94521, USA
Earns a perfect 5.0-star rating from 8 local Google reviews.
1355 Willow Way Suite 250, Concord, CA 94520, USA
Trusted by hundreds of local clients, this Concord agent holds a stellar 4.9-star rating.
51 John Glenn Dr, Concord, CA 94520, USA
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Insurance Agents in Concord, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Globe Life American Income Division: McQuade Organization | 87/100 | 4.9 ★ | 1,289 |
| 2 | Fiesta Auto Insurance & Tax Service | 87/100 | 4.9 ★ | 751 |
| 3 | Freeway Insurance | 85/100 | 4.8 ★ | 478 |
| 4 | Monumental Insurance Services LLC | 68/100 | 4.7 ★ | 15 |
| 5 | Farmers Insurance - John Duncan | 77/100 | 4.9 ★ | 42 |
| 6 | Gail Williams - State Farm Insurance Agent | 77/100 | 5.0 ★ | 32 |
| 7 | AGENT2000 Commercial & Personal Insurance Brokers | 71/100 | 5.0 ★ | 10 |
| 8 | AAA Concord Branch | 76/100 | 4.3 ★ | 449 |
| 9 | Hamid Ray Asemi - State Farm Insurance Agent | 87/100 | 5.0 ★ | 184 |
| 10 | Farmers Insurance - Zuleima Garcia | 84/100 | 4.9 ★ | 143 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Concord
What is the difference between a captive and independent insurance agent in Concord?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Concord cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Concord?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Concord adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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