4.5+ Stars · Gastonia
Highly Rated Mortgage Brokers in Gastonia, NC
Only the best make this list. These mortgage brokers in Gastonia have earned 4.5+ star ratings from real customers — consistently.
As of August 2026, RatingsNearMe ranks 17 mortgage brokers in Gastonia, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is On Q Home Loans- Ben Ingle with a 5.0-star rating from 116 Google reviews and an RNM Score of 84/100. Also in the top tier: Regional Finance and Planet Home Lending, LLC - Belmont. The average rating across all listed mortgage brokers in Gastonia is 4.8 stars from 40 reviews per business on average.
Mortgage brokers in Gastonia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 24, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
40
Avg reviews
Aug 24, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of clients, this Gastonia broker holds a flawless 5.0-star rating.
129 S Battleground Ave, Kings Mountain, NC 28086, USATrusted by hundreds of local clients with a strong 4.7-star rating.
2568 W Franklin Blvd, Gastonia, NC 28052, USAA top-rated Gastonia mortgage broker with 4.8 stars from 59 Google reviews.
100 N Main St Suite 140, Belmont, NC 28012, USAMortgage Brokers Rankings in Gastonia, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | On Q Home Loans- Ben Ingle129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 116 |
| #2 | Regional Finance2568 W Franklin Blvd, Gastonia, NC 28052, USA | 4.7★ | 108 |
| #3 | Planet Home Lending, LLC - Belmont100 N Main St Suite 140, Belmont, NC 28012, USA | 4.8★ | 59 |
| #4 | On Q Home Loans - Rene Taubensee129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 31 |
| #5 | Movement Mortgage1000 S New Hope Rd, Gastonia, NC 28054, USA | — | — |
| #6 | C&F Mortgage Corp1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA | 4.9★ | 38 |
| #7 | OneMain Financial3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056, USA | 4.2★ | 65 |
| #8 | Caliber Home Loans1310 E Garrison Blvd, Gastonia, NC 28054, USA | 4.3★ | 16 |
| #9 | Linda Hinson1000 S New Hope Rd, Gastonia, NC 28054, USA | 4.7★ | 12 |
| #10 | David Frum | E Mortgage Capital1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Gastonia
With a perfect 5.0-star rating from 31 reviews, this Gastonia broker is highly trusted.
129 S Battleground Ave, Kings Mountain, NC 28086, USA
No reviews yet; consider being the first to share your experience with this local mortgage broker.
1000 S New Hope Rd, Gastonia, NC 28054, USA
Rated 4.9 stars from 38 reviews, this Gastonia mortgage broker is highly trusted.
1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA
Consistently rated 4.2 stars from 65 Google reviews, a trusted local mortgage broker.
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056, USA
A trusted Gastonia broker with 4.3 stars from 16 local reviews.
1310 E Garrison Blvd, Gastonia, NC 28054, USA
Rated 4.7 stars from 12 Google reviews, this Gastonia mortgage broker is highly recommended.
1000 S New Hope Rd, Gastonia, NC 28054, USA
Top-rated mortgage broker in Gastonia with a perfect 5.0-star rating from customers.
1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA
Rated 5.0 stars from 2 reviews, this Gastonia mortgage broker earns exceptional client feedback.
4633 McChesney Dr, Gastonia, NC 28056, USA
This local mortgage broker has no customer reviews yet, offering a fresh start.
355 S New Hope Rd, Gastonia, NC 28054, USA
No reviews yet for this Gastonia mortgage broker, so consider recent client feedback unavailable.
121 W Main Ave ste 104, Gastonia, NC 28052, USA
Mortgage broker in Gastonia with no online reviews yet—new to Google.
1562 Union Rd, Gastonia, NC 28054, USA
Top-rated Gastonia mortgage broker with a perfect 5.0 stars from 27 reviews.
264 Latitude Ln Suite 102 Offices 1&4, Lake Wylie, SC 29710, USA
Rated 4.8 stars from 45 Google reviews, this broker is highly trusted locally.
56 White Oak Rd, Arden, NC 28704, USA
Exceptional 5.0-star rating from 2 Google reviews for a Gastonia mortgage broker.
1566 Union Rd, Gastonia, NC 28054, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Gastonia, NC.
Mortgage Brokers in Gastonia, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | On Q Home Loans- Ben Ingle | 84/100 | 5.0 ★ | 116 |
| 2 | Regional Finance | 79/100 | 4.7 ★ | 108 |
| 3 | Planet Home Lending, LLC - Belmont | 77/100 | 4.8 ★ | 59 |
| 4 | On Q Home Loans - Rene Taubensee | 77/100 | 5.0 ★ | 31 |
| 5 | Movement Mortgage | 3/100 | — | 0 |
| 6 | C&F Mortgage Corp | 77/100 | 4.9 ★ | 38 |
| 7 | OneMain Financial | 67/100 | 4.2 ★ | 65 |
| 8 | Caliber Home Loans | 62/100 | 4.3 ★ | 16 |
| 9 | Linda Hinson | 67/100 | 4.7 ★ | 12 |
| 10 | David Frum | E Mortgage Capital | 64/100 | 5.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Gastonia to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Gastonia
What does a mortgage broker do differently than going directly to a bank in Gastonia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gastonia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 24, 2026.
More Home Services in Gastonia
Related Searches
More ways to find mortgage brokers in Gastonia
Mortgage Brokers in nearby cities