Local Pros · Gastonia
Local Mortgage Brokers in Gastonia, NC
Locally owned and operated mortgage brokers serving Gastonia and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Gastonia, NC by verified customer ratings and review volume. The highest-rated is On Q Home Loans- Ben Ingle with a 5.0-star rating from 116 verified reviews. Also in the top tier: Regional Finance and Planet Home Lending, LLC - Belmont. The average rating across all listed mortgage brokers in Gastonia is 4.8 stars from 40 reviews per business on average.
Mortgage brokers in Gastonia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
40
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
On Q Home Loans- Ben Ingle
129 S Battleground Ave, Kings Mountain, NC 28086, USA
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052, USA
Planet Home Lending, LLC - Belmont
100 N Main St Suite 140, Belmont, NC 28012, USA
Mortgage Brokers Rankings in Gastonia, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | On Q Home Loans- Ben Ingle129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 116 |
| #2 | Regional Finance2568 W Franklin Blvd, Gastonia, NC 28052, USA | 4.7★ | 108 |
| #3 | Planet Home Lending, LLC - Belmont100 N Main St Suite 140, Belmont, NC 28012, USA | 4.8★ | 59 |
| #4 | Cornerstone Residential Mortgage56 White Oak Rd, Arden, NC 28704, USA | 4.8★ | 45 |
| #5 | Movement Mortgage1000 S New Hope Rd, Gastonia, NC 28054, USA | — | — |
| #6 | C&F Mortgage Corp1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA | 4.9★ | 38 |
| #7 | American Security Mortgage1566 Union Rd, Gastonia, NC 28054, USA | 5.0★ | 2 |
| #8 | On Q Home Loans - Rene Taubensee129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 31 |
| #9 | David Frum | E Mortgage Capital1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA | 5.0★ | 2 |
| #10 | Linda Hinson1000 S New Hope Rd, Gastonia, NC 28054, USA | 4.7★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Gastonia
Cornerstone Residential Mortgage
56 White Oak Rd, Arden, NC 28704, USA
Movement Mortgage
1000 S New Hope Rd, Gastonia, NC 28054, USA
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054, USA
On Q Home Loans - Rene Taubensee
129 S Battleground Ave, Kings Mountain, NC 28086, USA
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054, USA
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054, USA
The Johnston Mortgage Group
4633 McChesney Dr, Gastonia, NC 28056, USA
George Violante at CrossCountry Mortgage
264 Latitude Ln Suite 102 Offices 1&4, Lake Wylie, SC 29710, USA
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052, USA
Mortgage, Bank of America
355 S New Hope Rd, Gastonia, NC 28054, USA
Commercial Lending Gastonia NC
1562 Union Rd, Gastonia, NC 28054, USA
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056, USA
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Frequently Asked Questions — Mortgage Brokers in Gastonia
What does a mortgage broker do differently than going directly to a bank in Gastonia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gastonia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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